Trustee Card: USDC and USDT virtual crypto card fees

Trustee Card Overview

Trustee Card Key features

• Virtual Visa card

  You get a virtual Visa prepaid card inside Trustee Plus for online purchases and payments in shops that accept Visa. You cannot order a physical card or withdraw ATM cash with the current version.

• Stablecoin card funding

  You load the card with USDC or USDT and pay a 0.5% load fee. You must swap other coins first, which can add a separate swap fee.

• Separate USD balance

  You spend from a dedicated USD card balance, separate from your Trustee Plus wallet. You must load the card before you can spend coins held in the wallet.

• Phone wallet payments

  You can add the virtual card to Apple Pay or Google Pay. Then you can tap your phone to pay in shops.

• No purchase fee

  Trustee charges 0% on card purchases, apart from the fee you pay when you load the card. For purchases in another currency, you pay at the Visa exchange rate; Trustee does not publish an extra FX markup for this card.

• No recurring fees

  You pay no monthly or annual card fee. Trustee also lists no inactivity fee.

• Paid virtual issuance

  The standard virtual card issue fee is $10, charged in USDC in published fee summaries. Check the fee in the app before you confirm.

• Prepaid spending limits

  Published limits are about $30,000 in monthly card transactions and $3,000 per load. You can hold about $5,000 on the card, but check the current limits in the app before you transfer funds.

• Optional auto top up

  You may be able to enable automatic loads when your card balance drops below a set level. Check availability in the app; you fund these loads from your Trustee Plus wallet, without a credit line.

• Points for spending

  You can earn Trustee Points through card spending and may qualify for seasonal leaderboard prizes. Trustee does not publish a guaranteed cashback percentage for every purchase.

• Custodial app balance

  UAB Trustee Global runs Trustee Plus as a custodial app, separate from the self custody Trustee Wallet app. You do not retain self custody of funds loaded onto the card.

• EEA access checks

  EEA residents can apply, subject to identity checks and country restrictions. Check eligibility inside Trustee Plus before you pay the issue fee.

Trustee Card Fees

• Issuance fee Virtual card issuance costs 10 USD, charged in USDC according to several writeups.
• Top-up fee Trustee charges 0.5 percent when you load USDC or USDT onto the card balance.
• Recurring fees Trustee charges 0 in monthly or annual card fees and 0 for inactivity.
• Purchase fee Trustee charges 0 percent on card purchases.
• FX rate Visa converts payments at its rate, and Trustee does not publish an extra FX markup for this card.

Trustee Card Supported networks

• Bitcoin
• Ethereum
• Tron
• Solana
• BNB Chain
• Polygon
• Near
• Stellar

How to use Trustee Card

1. 1

   Create your account

   Download Trustee Plus from the official app store or publisher site and sign up with your phone number. Use Trustee Plus, the custodial app, rather than the separate Trustee Wallet app.

2. 2

   Verify your identity

   Complete the identity check with your ID and a selfie, and submit address documents if requested. Wait for approval and check card availability for your country inside the app before you pay an issue fee.

3. 3

   Issue your card

   Open the card section on the home screen, tap Issue card, and read the terms and current issue fee, published as 10 USD charged in USDC. Accept the terms and wait for virtual issuance to finish.

4. 4

   Fund your wallet

   Deposit USDC or USDT into your Trustee Plus wallet, using the same network shown on the deposit screen. If you hold another asset in the app, swap it into USDC or USDT first and check the swap fee before you confirm.

5. 5

   Load your card

   Open the card, choose Top up, and enter the amount, then review the 0.5 percent load fee and confirm. Wait until the separate card balance updates before you spend; coins left in the wallet are not available for card payments.

6. 6

   Make your first payment

   Use the virtual card details at an online checkout that accepts Visa, or add the card to Apple Pay or Google Pay and tap to pay in a store. Check that your card balance covers the payment.

Trustee Card Demo video

Trustee Card Screenshots

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Trustee Card User Reviews

• 

  @Kreig_DK Sep 14, 2026

  Bcs Trustee rly good
  That's why I use trustee card

  View on X ↗
• 

  @nazarr_0x Sep 11, 2026

  If you were thinking about trying a crypto card, this is actually a pretty good moment.
  
  Trustee Plus lets you open your first card for 10 $USDC, spend $50+ within 7 days, and get the 10 $USDC back.
  
  So basically the card can cost you 0 USDC.
  
  Simple promo, but honestly a nice way to test the card in real life without really paying for the issuance.
  
  I already use Trustee, so seeing offers like this makes it even easier to recommend trying it.

  View on X ↗
• 

  @Hasters5 Mar 31, 2026

  This is exactly why most crypto cards feel broken.Had the same nightmare with refunds before.Switched to Trustee Plus their Mastercard actually works smoothly.Load USDC and spend anywhere via Apple/Google Pay with instant conversion.Refunds hit the wallet normally like real card

  View on X ↗

Trustee Card Review

Trustee funding

• Founded by Ukrainian founders Vadym Hrusha, CEO and majority owner, and Kseniia Zhytomyrska, CTO, started Trustee in 2016.
• Angel funding - date not stated Trustee reportedly raised about USD 128,000 from Nazar Kurochko, cofounder of Giga Cloud.

Trustee Card Updates

1. 

   Trustee Nov 11, 2026 · 12:36
   🔑 Private Key vs. Seed Phrase: What's the difference?
   They both play an important role in keeping your crypto secure, but they serve different purposes.
   ▪️ A private key lets you control funds and sign transactions.
   ▪️ A seed phrase helps you recover access to your wallet and its associated keys.
   Understanding the difference can help you protect your assets and avoid costly mistakes.
   Learn more in our latest article 👇
   https://trustee.io/academy/private-key-vs-seed-phrase/

   
   • 15 replies
   • 24 likes
   • 679 views
2. 

   Trustee Nov 10, 2026 · 12:00
   Trustee Points Season is heating up this fall!
   Every payment with the card in Trustee Plus earns you Trustee Points and brings you closer to some amazing prizes!
   🏆 This season's rewards:
   🥇 1st place — MacBook Neo
   🥈 2nd place — GoPro Hero 12
   🥉 3rd place — Marshall Acton 3
   🎁 Plus, 10 lucky participants from the top 1,000 on the leaderboard will win exclusive Trustee backpacks!
   The more you use your card, the more points you earn and the higher you climb!
   Ready to compete? Check your position on the leaderboard and keep earning Trustee Points with every payment!
   https://leaderboard.trusteeglobal.com/

   
   • 13 replies
   • 1 reposts
   • 27 likes
   • 2.9K views
3. 

   Trustee Nov 9, 2026 · 12:00
   🔮 October was a lucky month for Trustee Plus users!
   Every payment with the card in Trustee Plus brought a new prediction and you made the most of it!
   Here's what happened in October:
   ▪️ 39,722 predictions opened
   ▪️ 2,839 predictions shared with friends
   ▪️ 3,590 USDC in total rewards from winning predictions!
   💳 Can we reach 40,000 predictions in November? Every card payment generates a new prediction, so don't forget to open yours!
   Don't have a card in Trustee Plus yet? Get yours and join the fun 👇
   http://t.ki/TrusteeX

   
   • 8 replies
   • 3 reposts
   • 18 likes
   • 761 views
4. 

   Trustee Nov 6, 2026 · 12:08
   Haven't decided what to do on Friday yet?
   We've put together a short list for you!
   Enjoy your Friday with Trustee Plus 💛

   
   • 8 replies
   • 3 reposts
   • 22 likes
   • 990 views
5. 

   Trustee Nov 5, 2026 · 12:00
   Keep your crypto safe and under control with Trustee Plus.
   Manage your assets, organize your funds and track your balances in one app.
   Open Trustee Plus and take control of your crypto today!
   https://t.ki/TrusteeX

   
   • 14 replies
   • 25 likes
   • 2.1K views
6. 

   Trustee Nov 4, 2026 · 12:01
   🎮 Welcome to Vice City!
   GTA 6 is almost here and we're giving you a chance to win a PlayStation 5 with GTA 6 for just 600 Trustee Points!
   💛 Earn Trustee Points by making payments with the card in Trustee Plus.
   How to enter:
   ▪️ Have at least 600 Trustee Points in your balance.
   ▪️ Visit the giveaway website and confirm your participation through Trustee Plus by November 16.
   ▪️ Return to the website and make sure your registration is complete.
   💡 Your 600 TP will only be deducted if you win!
   Don't have enough points yet? Keep using the card in Trustee Plus to earn more and get ready for the giveaway.
   Check your balance and enter now 👇
   https://pointscheck.trustee.io/

   
   • 9 replies
   • 2 reposts
   • 27 likes
   • 4.4K views
7. 

   Trustee Nov 3, 2026 · 12:00
   Want to keep your crypto savings separate from everyday spending? Here's how to do it in Trustee Plus!
   You can create a separate subaccount in just a few taps and use it to organize your crypto for different goals.
   1️⃣ Open the Wallet tab and tap “Settings” in the top-left corner.
   2️⃣ Select your Profile and go to “Subaccount”.
   3️⃣ Tap Create, choose a name like "My Savings", and pick a color.
   🎉 Your subaccount is ready! Now you can keep your savings separate from your everyday crypto balance.
   Full guide 👇
   https://trustee.io/wiki/trustee-plus/how-to-make-subaccount/

   
   • 9 replies
   • 3 reposts
   • 24 likes
   • 1.8K views
8. 

   Trustee Nov 2, 2026 · 12:00
   🎃 Trustee Halloween Contest winners are here!
   Our community really brought Halloween to Trustee Plus this year! We received so many creative entries and choosing just five winners wasn't easy.
   Congratulations to our Top 5!
   🥇 @Lilita_CI — 30 USDC
   🥈 @Wartask1 — 25 USDC
   🥉 @Sakazuki_01 — 20 USDC
   🏅 @nazarr_0x — 15 USDC
   🏅 @smrtAlpha_ — 10 USDC
   🎁 But we have another surprise!
   Our team was so impressed by the creativity, effort and enthusiasm of our community that we decided to reward more participants with 10 USDC each!
   Special rewards go to:
   ▪️ @mrlightsui
   ▪️ @okezienedum
   ▪️ @oxbashir
   ▪️ @VictorBen001
   ▪️ @Calina_purity
   ▪️ @Skynetjnr001
   ▪️ @faldrianz
   ▪️ @Iren16438723
   A huge thank you to everyone who participated and made this contest so much fun. We loved seeing your creativity and there are more community activities coming soon!
   Stay with Trustee Plus 💛

   
   • 21 replies
   • 3 reposts
   • 30 likes
   • 2.7K views
9. 

   Trustee Oct 30, 2026 · 12:00
   Your digital assets deserve a safer place to stay 🔐
   Managing your assets wisely starts with choosing the right storage options. Some are better suited for everyday access, while others focus on long-term security.
   Understanding the differences can help you stay organized, reduce potential risks, and make more informed decisions about protecting your funds.
   Discover the available options, their advantages and limitations and practical tips to keep your digital assets secure.
   Read our full guide 👇
   https://trustee.io/academy/where-to-store-cryptocurrency/

   
   • 16 replies
   • 6 reposts
   • 30 likes
   • 1K views
10. 

    Trustee Oct 29, 2026 · 13:18
    No extra steps to spend your crypto. Trustee Plus makes everyday payments easy.
    Top up the card in Trustee Plus with crypto and pay using Apple Pay or Google Pay.
    Top up. Tap. Enjoy 💛

    
    • 13 replies
    • 5 reposts
    • 29 likes
    • 1.6K views
11. 

    Trustee Oct 28, 2026 · 16:32
    unboxing some goodies from @trustee_io 📦👀
    why is this merch actually SO GOOD??
    they really cooked with this one 🤍
    • 59 replies
    • 5 reposts
    • 177 likes
    • 4K views
12. 

    Trustee Oct 28, 2026 · 12:09
    Did you know you can create up to 3 separate crypto wallets in Trustee Plus for free? 🔥
    No need to create new accounts, go through verification again or manage extra passwords.
    With Trustee Plus, you can create up to 2 additional subaccounts, each with its own balance and manage everything from one app.
    Open Trustee Plus, head to your profile and create your first subaccount today!

    
    • 13 replies
    • 3 reposts
    • 31 likes
    • 1K views
13. 

    Trustee Oct 27, 2026 · 12:21
    Trick or Trustee?🎃
    Turned myself into a Tim Burton character with my @trustee_io tumbler
    One tap to pay, zero tricks, only treats
    Trustee ID: flpxz2e8aj
    • 15 replies
    • 2 reposts
    • 50 likes
    • 768 views
14. 

    Trustee Oct 27, 2026 · 10:00
    🎮 Play CryptoSnake and win cash prizes!
    Our partners at @incrypted are hosting Cryptober and Trustee Plus is joining the competition with an extra 500 USDC prize pool for our community!
    ⚔️ How to participate:
    ▪️ Choose your guild: Ethereum, NEAR, or Solana.
    ▪️ Play CryptoSnake and earn points for your team.
    ▪️ Invite friends using your referral link.
    ▪️ Enter your Trustee ID when registering to qualify for our giveaway!
    🏆 Main competition prizes:
    1st place — $250
    2nd place — $150
    3rd place — $100
    The top referrer will receive an additional $100, while the winning guild gets a 10% points bonus for all its players!
    💸 And here's something extra from Trustee Plus: We're giving away another $500 among participants who registered with their Trustee ID.
    ⏳ Play until October 30 at 12:00. Winners will be announced during the live stream on Incrypted's YouTube channel.
    Choose your guild, join the battle and compete for your share of the prizes! 👇
    https://incrypted.com/cryptosnake/

    
    • 18 replies
    • 7 reposts
    • 52 likes
    • 3.2K views
15. 

    Trustee Oct 26, 2026 · 13:00
    What are crypto subaccounts and why might you need them?
    Think about how you manage your money. Some goes toward everyday purchases, some toward savings and some you keep for future plans.
    Subaccounts work like separate pockets for your crypto, helping you organize your funds without creating multiple main accounts.
    💡 New to crypto? We've explained everything in simple terms in our article 👇
    https://trustee.io/academy/multi-accounting/

    
    • 14 replies
    • 4 reposts
    • 26 likes
    • 1K views
16. 

    Trustee Oct 23, 2026 · 11:00
    🎃 Trustee Halloween Contest is officially LIVE!
    Get creative, bring some Halloween vibes to Trustee Plus and compete for a share of 100 USDC.
    How to enter:
    ▪️Follow @trustee_io
    ▪️ Quote repost this post with your own Halloween-themed content featuring Trustee Plus or the card in Trustee Plus. Create a video, artwork, photo, or show us a creative way to use Trustee Plus. Anything goes!
    ▪️Include your Trustee ID in your quote repost.
    🏆 100 USDC prize pool for the Top 5 entries:
    🥇 1st — 30 USDC
    🥈 2nd — 25 USDC
    🥉 3rd — 20 USDC
    🏅 4th — 15 USDC
    🏅 5th — 10 USDC
    📅 Deadline: October 31 (inclusive)
    Show us your spooky side. We can't wait to see what you create!

    
    • 51 replies
    • 45 reposts
    • 186 likes
    • 22.7K views
17. 

    Trustee Oct 22, 2026 · 12:00
    Buying crypto is easy. What happens next should be too.
    You buy BTC, swap it for another asset, send some to a friend or spend it on something you want.
    With Trustee Plus, you can do it all without jumping between platforms.
    Open Trustee Plus and start making the most of your crypto today!

    
    • 14 replies
    • 1 reposts
    • 24 likes
    • 1.8K views
18. 

    Trustee Oct 22, 2026 · 10:15
    Happy to be among the winners of the @trustee_io Plus community giveaway
    It's great to see a team that values community participation and gives users more reasons to stay involved
    Thanks for the 10 $USDC and looking forward to what's next

    
    • 12 replies
    • 1 reposts
    • 50 likes
    • 446 views
19. 

    Trustee Oct 22, 2026 · 09:00
    🎉 Trustee Community Giveaway results are in!
    Thanks to everyone who joined and shared their creative ideas for the new iPhone Duo!
    Congratulations to our 5 winners, each receiving 10 USDC:
    @Kreig_DK — jtmfffezgx
    @Wartask1 — kme54dcksm
    @Aarshynov — sxQ9m9hthP
    @nazarr_0x — u6v28thk4x
    @0xdessyy — v7cal79lxv
    💰 Rewards will be sent directly to your Trustee IDs within the next few days.
    Didn't win this time? Stay tuned! More opportunities to win are coming soon.
    • 8 replies
    • 3 reposts
    • 25 likes
    • 2.7K views
20. 

    Trustee Oct 21, 2026 · 11:00
    Your next payment in Trustee Plus might come with a surprise 👀
    Check your prediction after every card payment. Some even come with real rewards!
    💸 Imagine spending $5 and getting a $15 reward. That's 200% cashback!
    Open yours, see what you get and share it with friends.

    
    • 5 replies
    • 14 likes
    • 873 views

Trustee Card Reviews & Comments

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