Trustee Card: USDC and USDT virtual crypto card fees

Trustee Card Overview

Trustee Card Key features

• Virtual Visa card

  You get a virtual Visa prepaid card inside Trustee Plus for online purchases and payments in shops that accept Visa. You cannot order a physical card or withdraw ATM cash with the current version.

• Stablecoin card funding

  You load the card with USDC or USDT and pay a 0.5% load fee. You must swap other coins first, which can add a separate swap fee.

• Separate USD balance

  You spend from a dedicated USD card balance, separate from your Trustee Plus wallet. You must load the card before you can spend coins held in the wallet.

• Phone wallet payments

  You can add the virtual card to Apple Pay or Google Pay. Then you can tap your phone to pay in shops.

• No purchase fee

  Trustee charges 0% on card purchases, apart from the fee you pay when you load the card. For purchases in another currency, you pay at the Visa exchange rate; Trustee does not publish an extra FX markup for this card.

• No recurring fees

  You pay no monthly or annual card fee. Trustee also lists no inactivity fee.

• Paid virtual issuance

  The standard virtual card issue fee is $10, charged in USDC in published fee summaries. Check the fee in the app before you confirm.

• Prepaid spending limits

  Published limits are about $30,000 in monthly card transactions and $3,000 per load. You can hold about $5,000 on the card, but check the current limits in the app before you transfer funds.

• Optional auto top up

  You may be able to enable automatic loads when your card balance drops below a set level. Check availability in the app; you fund these loads from your Trustee Plus wallet, without a credit line.

• Points for spending

  You can earn Trustee Points through card spending and may qualify for seasonal leaderboard prizes. Trustee does not publish a guaranteed cashback percentage for every purchase.

• Custodial app balance

  UAB Trustee Global runs Trustee Plus as a custodial app, separate from the self custody Trustee Wallet app. You do not retain self custody of funds loaded onto the card.

• EEA access checks

  EEA residents can apply, subject to identity checks and country restrictions. Check eligibility inside Trustee Plus before you pay the issue fee.

Trustee Card Fees

• Issuance fee Virtual card issuance costs 10 USD, charged in USDC according to several writeups.
• Top-up fee Trustee charges 0.5 percent when you load USDC or USDT onto the card balance.
• Recurring fees Trustee charges 0 in monthly or annual card fees and 0 for inactivity.
• Purchase fee Trustee charges 0 percent on card purchases.
• FX rate Visa converts payments at its rate, and Trustee does not publish an extra FX markup for this card.

Trustee Card Supported networks

• Bitcoin
• Ethereum
• Tron
• Solana
• BNB Chain
• Polygon
• Near
• Stellar

How to use Trustee Card

1. 1

   Create your account

   Download Trustee Plus from the official app store or publisher site and sign up with your phone number. Use Trustee Plus, the custodial app, rather than the separate Trustee Wallet app.

2. 2

   Verify your identity

   Complete the identity check with your ID and a selfie, and submit address documents if requested. Wait for approval and check card availability for your country inside the app before you pay an issue fee.

3. 3

   Issue your card

   Open the card section on the home screen, tap Issue card, and read the terms and current issue fee, published as 10 USD charged in USDC. Accept the terms and wait for virtual issuance to finish.

4. 4

   Fund your wallet

   Deposit USDC or USDT into your Trustee Plus wallet, using the same network shown on the deposit screen. If you hold another asset in the app, swap it into USDC or USDT first and check the swap fee before you confirm.

5. 5

   Load your card

   Open the card, choose Top up, and enter the amount, then review the 0.5 percent load fee and confirm. Wait until the separate card balance updates before you spend; coins left in the wallet are not available for card payments.

6. 6

   Make your first payment

   Use the virtual card details at an online checkout that accepts Visa, or add the card to Apple Pay or Google Pay and tap to pay in a store. Check that your card balance covers the payment.

Trustee Card Demo video

Trustee Card Screenshots

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Trustee Card User Reviews

• 

  @Kreig_DK Sep 14, 2026

  Bcs Trustee rly good
  That's why I use trustee card

  View on X ↗
• 

  @nazarr_0x Sep 11, 2026

  If you were thinking about trying a crypto card, this is actually a pretty good moment.
  
  Trustee Plus lets you open your first card for 10 $USDC, spend $50+ within 7 days, and get the 10 $USDC back.
  
  So basically the card can cost you 0 USDC.
  
  Simple promo, but honestly a nice way to test the card in real life without really paying for the issuance.
  
  I already use Trustee, so seeing offers like this makes it even easier to recommend trying it.

  View on X ↗
• 

  @Hasters5 Mar 31, 2026

  This is exactly why most crypto cards feel broken.Had the same nightmare with refunds before.Switched to Trustee Plus their Mastercard actually works smoothly.Load USDC and spend anywhere via Apple/Google Pay with instant conversion.Refunds hit the wallet normally like real card

  View on X ↗

Trustee Card Review

Trustee funding

• Founded by Ukrainian founders Vadym Hrusha, CEO and majority owner, and Kseniia Zhytomyrska, CTO, started Trustee in 2016; the raw data gives no details of their earlier careers.
• Angel funding - date not stated Trustee reportedly raised about USD 128,000 from Nazar Kurochko, cofounder of Giga Cloud; the raw data names no lead investor.

Trustee Card Updates

1. 

   Trustee Oct 9, 2026 · 11:27
   Who really controls your crypto? 🔐
   If someone else holds your private keys, you're still relying on them to access your funds.
   That's why self-custody matters. Your keys stay with you, and you decide what happens to your assets.
   At Trustee Plus, we've been thinking a lot about what the next step for crypto ownership should look like.
   More on that soon 👀

   
   • 7 replies
   • 1 reposts
   • 17 likes
   • 768 views
2. 

   Trustee Oct 8, 2026 · 11:17
   What if your crypto could pay for everything your bank card does?
   With the card in Trustee Plus, spend your crypto worldwide with 0% payment fees, while keeping control of your assets until you're ready to use them.
   Get your card 👇
   https://t.ki/TrusteeX

   
   • 10 replies
   • 2 reposts
   • 25 likes
   • 1.2K views
3. 

   Trustee Oct 6, 2026 · 11:00
   60M+ places to spend your crypto around the world 🌍
   That means your trip doesn’t have to start with figuring out how you’ll pay once you land.
   Airport coffee, transport, your hotel, dinner or a spontaneous purchase — the card in Trustee Plus goes with you through the whole trip.
   Your crypto stays with you, and when it’s time to pay, you simply use your card.
   One less thing to plan before your next trip ✈️

   
   • 8 replies
   • 2 reposts
   • 24 likes
   • 1.3K views
4. 

   Trustee Oct 5, 2026 · 11:00
   💛 September gave us another reason to smile.
   Your reviews, kind words and ideas about what you’d like to see next in Trustee Plus never go unnoticed — we read them all and reply whenever we can.
   Got something to share too? Leave us a review or tell us what we should improve next 👇

   

   1 more in this thread

   Android:
   https://play.google.com/store/apps/details?id=com.trusteeplus
   iOS:
   https://apps.apple.com/pl/app/trustee-plus-wallet-card/id1634455978

   
   • 11 replies
   • 2 reposts
   • 30 likes
   • 726 views
5. 

   Trustee Oct 2, 2026 · 11:00
   🔮 September predictions were busy and lucky for some.
   Here’s what happened in Trustee Plus last month:
   🔹 33,444 predictions opened
   🔹 2,281 shared with friends
   🔹 3,138 USDC received through winning predictions
   October is already here, which means new payments, new predictions and more chances to catch a bonus.
   👇 Drop the latest prediction you got after paying with the card in Trustee Plus.

   
   • 10 replies
   • 1 reposts
   • 21 likes
   • 604 views
6. 

   Trustee Oct 1, 2026 · 12:10
   Crypto between friends should be this easy.
   Share your Trustee ID with a friend and they can send crypto directly to you in just a few taps.
   No need to exchange long wallet addresses every time — just choose the asset, enter the amount and send.
   Send it to a friend, split a bill or simply move crypto between people you know. Trustee ID makes it instant.

   
   • 13 replies
   • 1 reposts
   • 22 likes
   • 2K views
7. 

   Trustee Sep 30, 2026 · 11:00
   Your Trustee Points could get you a pair of Ray-Ban Meta 👀
   This time, we’re giving away Ray-Ban Meta to one Trustee user with 500+ TP.
   How to enter:
   • Have at least 500 Trustee Points
   • Register and confirm your participation in Trustee Plus by October 28
   • Return to the campaign page and make sure your registration is complete
   Your 500 TP won’t be deducted for entering — they’ll only be deducted if you win.
   Not at 500 TP yet? Keep paying with the card in Trustee Plus to earn more Trustee Points.
   Join the giveaway 👇
   https://pointscheck.trustee.io/uk/
   Check your TP balance 👇
   https://points.trustee.io/

   
   • 10 replies
   • 26 likes
   • 1.4K views
8. 

   Trustee Sep 29, 2026 · 12:14
   What actually happens when you tap your card in Trustee Plus? 💳
   At the moment you pay, your crypto is converted and the merchant gets paid, while your balance updates right away.
   Your crypto stays in your wallet until you decide to spend it, with the card in Trustee Plus connecting it to everyday payments when you need it.

   
   • 11 replies
   • 1 reposts
   • 24 likes
   • 2.4K views
9. 

   Trustee Sep 28, 2026 · 11:00
   🎨 Trustee Sticker Contest is ON — think you can create the best pack?
   We’re challenging our community to turn Trustee, crypto and CT culture into stickers people will actually want to use.
   🏆 200 USDC + premium Trustee merch up for grabs:
   🥇 100 USDC + merch
   🥈 60 USDC + merch
   🥉 40 USDC + merch
   😏 Create a pack with at least 5 stickers and join before October 7.
   No design skills? No excuses — you can make a pack with ChatGPT in a few minutes.
   Full rules & submissions 👇
   https://t.me/trustee_ua/1760
   Join our Telegram 👇
   https://t.me/trustee_ua

   
   • 80 replies
   • 52 reposts
   • 223 likes
   • 10.4K views
10. 

    Trustee Sep 25, 2026 · 11:00
    💎 Coming soon…
    • 14 replies
    • 25 likes
    • 875 views
11. 

    Trustee Sep 25, 2026 · 08:00
    🎉 Trustee Community Giveaway results are in!
    Thanks to everyone who joined and showed us how you use Trustee in everyday life.
    Congrats to our 5 winners, each receiving 10 USDC:
    🏆 @Al1netla — qww7lr8kx6
    🏆 @plitt77 — w4g3tw4Qvj
    🏆 @nikita_createsx — ty8eutgewy
    🏆 @agent_isho — er74lj6hwQ
    🏆 @Valerie_Onchain — g33r7vvqx8
    💰 Rewards will be sent directly to your Trustee IDs within the next few days.
    Thanks for being part of the community — more activities are coming.

    
    • 12 replies
    • 2 reposts
    • 24 likes
    • 1.2K views
12. 

    Trustee Sep 24, 2026 · 11:41
    It was raining and I really didn’t want to leave the house
    Still went to the store, grabbed a few things and paid with my @trustee_io card as usual
    At least the trip wasn’t for nothing
    ID - kme54dcksm
    • 20 replies
    • 2 reposts
    • 70 likes
    • 687 views
13. 

    Trustee Sep 24, 2026 · 10:00
    Someone asked what you actually buy with a crypto card.
    The answer is pretty simple: the same things you already buy every day.
    Groceries, fuel, online orders, dinner — with the card in Trustee Plus, your crypto becomes part of everyday life.
    Here’s what that looks like 👇

    

    2 more in this thread

    And when the day ends, dinner works the same way 🍝
    Good food, good company, one bill at the end.
    Pay with the card in Trustee Plus and let your crypto handle the rest.

    

    The card part feels normal. And that’s exactly how it should be.
    Your USDC stays in your wallet until you’re ready to spend it.
    Crypto when you want to hold it. Everyday money when you want to use it.

    
    • 15 replies
    • 2 reposts
    • 47 likes
    • 3.6K views

Trustee Card Reviews & Comments

No reviews yet. Be the first to share your experience.

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