RedotPay card
Spend supported crypto and stablecoins at Visa merchants while RedotPay converts your chosen asset to fiat at checkout.
RedotPay Card Fees, Cashback, Virtual Card And Supported Crypto Assets
What is RedotPay card?
RedotPay Card is a custodial Visa crypto debit card with virtual and physical options, $10 and $100 issuance fees, a 1% crypto conversion fee, no standard cashback, and availability limited by country.
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RedotPay card Overview
RedotPay Card is a Visa prepaid crypto debit card linked to a custodial wallet in the RedotPay app. It suits freelancers, traders, remote workers, and travelers who hold assets such as USDT, USDC, BTC, ETH, or SOL and want to pay merchants without first selling on an exchange.
Fund the wallet by sending supported crypto on the exact network shown in the app. RedotPay does not charge for on-chain deposits under its published terms, but the sending network may charge gas. At checkout, the app converts your chosen crypto into fiat. The merchant receives normal card payment, not cryptocurrency. The virtual card suits online payments and mobile wallets. The physical card supports stores and ATM withdrawals.
Published standard fees include a one-time 10 USD virtual card fee and a one-time 100 USD physical card fee. The standard card has no published monthly or annual fee. RedotPay also publishes a 1% crypto conversion fee, while foreign-currency purchases may add a 1.2% foreign exchange fee. Check the app for current fees because terms can vary by card program and location.
RedotPay stands out for fast virtual card access, crypto and stablecoin spending, and Apple Pay or Google Pay support where available. The standard card has no cashback. A paid Pro plan may include limited cashback under current terms. This card fits people who accept custodial crypto storage and transaction fees. It suits users who need payment access more than rewards or self-custody.
RedotPay card Key features
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Virtual card
You can issue a virtual card after KYC for a one-time 10 USD fee. It supports online purchases, subscriptions, travel bookings, and mobile wallets where available.
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Physical card
You can order a physical card for a one-time 100 USD fee, with shipping included under standard terms. It supports chip, contactless, swipe, online payments, and ATM withdrawals.
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Crypto spending
The card converts supported crypto or stablecoins when you pay. The merchant receives fiat and does not see the crypto transaction.
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Multi-asset wallet
The custodial wallet can hold assets such as USDT, USDC, BTC, ETH, BNB, SOL, TRX, XRP, TON, and SUI on supported networks.
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Mobile wallet support
You can add the card to Apple Pay or Google Pay in regions where the program allows it. This lets you pay at contactless terminals with a phone.
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Visa acceptance
You can pay at Visa accepting merchants, including online stores and physical shops. Merchant acceptance can vary by country and merchant type.
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ATM withdrawals
The physical card supports cash withdrawals at compatible ATMs. RedotPay charges 2 percent under typical USD card terms up to a monthly threshold, then 3 percent above it, while ATM operators may charge their own fees.
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Spend asset priority
You can choose which wallet asset pays first in the app. RedotPay converts the selected asset at the transaction time.
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App card controls
The app lets you freeze or unfreeze the card, set a PIN, receive transaction alerts, and lower spending limits.
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Published limits
Public card guides cite limits of up to 100,000 USD per purchase and 1,000,000 USD per day. ATM limits are lower and can vary by BIN and program.
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Pro cashback
Standard cards have no cashback. RedotPay Pro is a paid add-on, and review sites describe limited 3 percent cashback for Apple Pay or Google Pay payments with a monthly cap.
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Custodial wallet
RedotPay holds the wallet keys, so you do not control the private keys. The card fits users who accept custodial custody and should not hold funds they do not need for payments.
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Crypto conversion fee
The platform charges 1 percent when it converts crypto for a card payment or ATM withdrawal. A 1.2 percent foreign exchange markup can apply when the purchase currency differs from the card default currency.
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Network deposits
The app supports deposits across networks that include Bitcoin, Ethereum, Tron, BNB Smart Chain, Polygon, Arbitrum, Solana, TON, and Sui. You must match the token and network shown in the deposit screen.
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No monthly fee
The standard card has no monthly or annual fee. You still pay issuance, transaction, withdrawal, and other listed fees when they apply.
RedotPay card Fees
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Issuance fees Virtual card issuance costs 10 USD once, while physical card issuance costs 100 USD once with shipping included in standard terms.
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Conversion and FX Crypto conversion costs 1 percent, and purchases in a currency other than the card default currency add a 1.2 percent FX markup, for about 2.2 percent combined.
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ATM withdrawals ATM withdrawals cost 2 percent up to a monthly cash threshold often set at 10,000 USD, then 3 percent above that, while ATM operators may add fees and foreign currency withdrawals also incur the 1.2 percent FX markup.
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Top-up fees Bank card top-ups cost around 3 percent with a small minimum, Binance Pay top-ups cost around 1 percent in some guides, and on-chain crypto deposits cost 0 percent from RedotPay but still require blockchain gas.
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Other card fees A 0.20 USD fee can apply after a handful of small monthly authorizations, extra declines can cost about 0.50 USD after a few free declines, selected merchants can add 1.5 percent after a few monthly waivers, virtual replacement can cost 5 USD first and then 10 USD, and cancellation fees around 2 USD appear in help material.
RedotPay card Supported networks
Bitcoin
Ethereum
Tron
BNB Chain
Polygon
Arbitrum
Solana
TON
Sui- XRP Ledger
How to use RedotPay card
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Check availability first
Download the RedotPay app on iOS or Android and check that the card service supports your country before you fund an account.
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Create your account
Sign up in the app with a supported phone number or email address.
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Verify your identity
Complete KYC in the app with accurate identity details. The card becomes available after verification.
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Fund the wallet
Send supported crypto to the deposit address shown in the app, or use an available purchase or Binance Pay option. Match the exact asset and network shown in the deposit screen, because a wrong network can lock the funds.
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Issue your card
Open Card, choose a virtual card for online or wallet payments, or a physical card for terminals and ATMs, then pay the issuance fee from your wallet. The virtual card costs 10 USD, while the physical card costs 100 USD; activate the physical card in the app after delivery.
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Make the first payment
Set your spend asset priority, then pay at a Visa accepting merchant with the virtual card, an enabled mobile wallet, or the activated physical card. RedotPay converts the selected crypto to fiat at payment time, and you can check the receipt and fees in the app.
RedotPay card Demo video
RedotPay card Screenshots
RedotPay card User Reviews
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Try @RedotPay , I use them for the past 3 years averaging 250k\year in spending.
View on X ↗
750k$ used in the past 3 years 0 issues.
They also give you your own IBAN. -
Just withdrew cash using @RedotPay card.
View on X ↗
Worked super smoothly. After receiving the card, I had to set a card PIN using the mobile app. While withdrawing, you just enter that PIN and the rest works like a normal debit card.
One thing to note, there's an extra charge since it's treated as a foreign card.
For my case, I withdrew ₹10,000 and got charged ₹200 (ICICI ATM). I guess this may vary depending on the bank.
This is on top of the withdrawal amount, so total deducted was ₹10,200.
Conversion came around 1 USDT = ₹89.80.
Overall, pretty happy with it. Might make this my default way to withdraw cash from ATM.
Btw, this isn't a paid promo. Bought the card myself and just sharing my experience since this is new to me. -
One of the issues I've had with crypto is converting to local currency
View on X ↗
I've used so many shitty products and it just makes sense to try out something good
@RedotPay is literally one of the best when it comes to conversion and quick access to funds
I've had no regret so far
RedotPay card Review
Pros
- The virtual card costs $10 once and usually arrives within minutes after KYC.
- The standard card has no monthly or annual fee.
- You can spend USDT, USDC, BTC, ETH, SOL, and other supported assets from one wallet.
- RedotPay supports Apple Pay and Google Pay in eligible regions.
- You can freeze the card, change the PIN, set spend priority, and lower limits in the app.
- RedotPay does not charge for on-chain crypto deposits, although network fees still apply.
- Public card guides list purchase limits up to $100,000 and daily limits up to $1 million.
Cons
- The custodial wallet means RedotPay controls the private keys.
- The virtual card costs $10, while the physical card costs $100.
- Standard cards have no cashback.
- Crypto conversion and foreign-currency fees can add about 2.2% to purchases.
- ATM withdrawals can incur a 2% fee, plus the ATM operator's charge.
- Consumer card service is unavailable in some countries, including the United States.
- Users report account reviews, frozen balances, declined merchants, and slow support.
Our verdict
RedotPay is worth carrying for freelancers and travelers holding crypto. It fits people who accept a custodial wallet for quick Visa spending. Expect 1% conversion, 1.2% FX, and often 2% ATM fees. The exchange-rate spread is unpublished, so the true cost may run higher. Base cashback is zero, and clearer pricing or self-custody would change my mind.
RedotPay funding
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Founded by RedotPay was co-founded by Michael Gao, who previously worked in institutional banking at DBS and later in crypto infrastructure, and Jonathan Chan, who leads partnerships.
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Seed - Date not published RedotPay raised about 3 million USD in seed funding, but the lead investor is not named in the raw data.
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Series A - Date not published RedotPay raised 40 million USD in a Series A led by Lightspeed Venture Partners, with HSG and Galaxy Ventures among the participants.
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Strategic round - Date not published RedotPay raised 47 million USD in a strategic round with Coinbase Ventures, Vertex Ventures and Galaxy Ventures named among the participants, but the lead investor is not identified.
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Series B - Date not published RedotPay raised 107 million USD in a Series B led by Goodwater Capital, with Pantera Capital, Blockchain Capital, Circle Ventures and existing backers participating.
Is RedotPay card safe & legit?
RedotPay appears to be a legitimate card service operated by Red Dot Technology Limited in Hong Kong, co-founded by Michael Gao and Jonathan Chan, with reported backing from Lightspeed, HSG, Galaxy Ventures, Coinbase Ventures, Vertex Ventures, Goodwater Capital, Pantera Capital, Blockchain Capital, and Circle Ventures.
Your crypto sits in a custodial wallet, so RedotPay controls the keys; the raw data does not name the card-issuing partner. Known risks include account reviews, frozen balances, slow support, declined payments, deposit recovery problems, and poor Trustpilot feedback, while no confirmed fraud red flag appears in the supplied data.
X account intel @RedotPay
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Based in Hong Kong
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Joined X July 2023 3 years ago
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Username changes 2 renames last on Jan 25, 2024
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Signup source Web
Public profile signals from X. Use as one input alongside other due-diligence.
RedotPay card Updates
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So much fun - ⚽️for a good cause⚽️ - with @RedotsClub @RedotPay_BR @SuperteamBR
- 1 replies
- 6 reposts
- 24 likes
- 5.5K views
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Security is more important than ever.
We've put together a piece on the proactive efforts we've taken to protect our users here:1 more in this thread
TLDR:
1. Independent certifications for data privacy and information security
2. Annual financial audits and independent AML/CFT review
3. Advanced controls for asset security and custody
4. Earning licenses in key jurisdictions to scale responsibly- 16 replies
- 17 reposts
- 101 likes
- 11.3K views
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Paying with your phone is simple 😃
💳 Add your RedotPay card to Apple Pay, and you're ready to go, whether you're buying coffee or booking a trip.- 7 replies
- 8 reposts
- 71 likes
- 6.7K views
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Out shopping in Kenya 🇰🇪 or Tanzania 🇹🇿?
Instant QR payments with crypto are now available in our app.
Scan a merchant’s QR code to pay in seconds.
📍Now live across Vietnam, the Philippines, Kenya, and Tanzania.- 14 replies
- 27 reposts
- 116 likes
- 8.7K views
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Shopping, travel, and lunch — pay for all of them with a tap. 🙂
Just add your RedotPay card to Google Pay to get started.- 7 replies
- 10 reposts
- 74 likes
- 7.7K views
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Stablecoin-powered cards have reached their mainstream moment.
Here’s how far we think the industry can go from here:2 more in this thread
They're not necessarily crypto traders. They're people who found a better way to manage their finances because the previous options they had weren’t good enough.We still have a long way to go from here.
But as long as we remember who we’re building for, stablecoin cards will be a shining example of what real utility looks like.- 17 replies
- 16 reposts
- 123 likes
- 15.7K views
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Skip the scramble for a SIM at the airport ✈️
Buy an eSIM through the RedotPay app before you travel. Get connected when you land.
No store visits. No auto-renewals. Pay only for the data you need.
See how to purchase and set up your eSIM in just a few steps 👇- 15 replies
- 17 reposts
- 94 likes
- 9.5K views
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Weekend loading... ██████████ 100%
Wallet ready. Plans pending. 😎
- 14 replies
- 7 reposts
- 87 likes
- 8K views
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First US Money Transmitter License: secured.
Real, sustainable growth starts with licensing and regulatory compliance.
Our work to launch RedotPay in more markets, including the US, is just beginning.
1 more in this thread
Read more: https://www.redotpay.com/news/redotpay-sets-groundwork-for-us-expansion-with-first-money-transmitter-license- 15 replies
- 15 reposts
- 172 likes
- 16.4K views
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Crypto did a 📈 today, and we've seen an uptick in people trying Send. What is it? You send crypto ➡️ your recipient gets local currency.
Now, we're giving you up to $20 off to give it a try ❤️- 12 replies
- 9 reposts
- 90 likes
- 6.8K views
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Still buzzing from from spending time with our RedotsClubX LATAM family and raising money for a good cause 🫂
- 24 replies
- 15 reposts
- 69 likes
- 10.2K views
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Sometimes, it’s not about charts, wallets, or what the market is doing 📈
It’s about what you can actually do with your digital assets in everyday life 👈
That’s where RedotPay comes in.
- 6 replies
- 6 reposts
- 56 likes
- 6.6K views
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There's a lot that happens behind the scenes when you swipe a stablecoin card. Our goal is to make it easy for you. We'll handle the rest ❤️
- 16 replies
- 7 reposts
- 87 likes
- 11.7K views
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Thank you Rio ❤️
- 9 replies
- 6 reposts
- 68 likes
- 9.4K views
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Three years of:
- stablecoin payments for everyday things
- using tech to improve daily life
- hearing your stories and feedback
- putting compliance and safety at the center of everything we do
We're honored to serve you, and we can't wait for what comes next 🎉
- 18 replies
- 11 reposts
- 106 likes
- 10.8K views
RedotPay card Reviews & Comments
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