Jupiter Solana Card
Deposit USDC or USDT once, then spend that balance anywhere Visa is accepted, with no FX fee on USD purchases.
Jupiter Card Fees, Cashback, USDC Deposit And Supported Chains
What is Jupiter Solana Card?
Jupiter Card is a virtual Visa debit card that turns your USDC or USDT into spendable USD with no annual fee, up to 2 percent cashback, and no FX fee on USD purchases.
Ready to try Jupiter Solana Card?
Open the official site and get started in a few clicks.
Jupiter Solana Card Overview
Jupiter Card is a virtual Visa debit card built into the Jupiter mobile app, the same team behind the Solana DEX aggregator jup.ag. You fund it with USDC or USDT, the deposit converts one to one into a USD balance, and that balance is what you spend at any merchant that takes Visa. There is no credit line here. You spend what you have already put in, nothing more.
This card fits a narrow but real group of people. If you already hold USDC or Solana USDT and want a normal Visa rail without opening a separate exchange account, it works well. Jupiter Mobile users who trade stables in the app already get spend, cashback, and wallet pay without switching apps. Travelers who pay in USD often benefit too, since USD purchases carry no FX fee. It is a weaker fit if you need a physical card right now, if you want to skip KYC, or if you live outside the supported countries and states. If most of your spend happens in non-USD currencies and you land on a DCS-issued card, the 1.8 percent FX fee will eat into any cashback you earn.
Funding works only through specific chains. USDC deposits come in through Solana, Sui, Arbitrum, or Base. USDT only works on Solana. Send anything else, or the wrong token to that address, and Jupiter cannot reverse it. That is a real risk worth remembering before you tap send. Once the deposit lands, the app credits your Spend balance in USD within a few minutes, and that is the balance the Visa card taps into at checkout. Refunds land back on the card too, though settled refunds can take up to 7 business days, and any FX fee you paid on the original purchase does not come back.
One issuer split defines the whole product. Your country of residence at KYC time decides whether you land with Rain or DCS. Rain generally covers the Americas, Africa, the Middle East, and parts of APAC, plus supported US states. DCS covers Singapore, South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, and the Philippines. You cannot pick, and you cannot hold both. The two issuers share the same Visa rail and app features, but their FX fees differ (1 percent on Rain, 1.8 percent on DCS), and so do their spending limits. Rain has no published daily or annual cap. DCS caps out at $50,000 a day and $990,000 a year.
Cashback is where the marketing gets ahead of the current terms. The published base rate is 2 percent on qualifying card purchases, capped at $100 a month. Refer two qualifying friends in a calendar month, each completing KYC and spending at least $50, and the following month bumps to 4 percent with a $200 cap. Early coverage of Jupiter Card often quotes a higher launch-era rate. That promotion is over. Plan around 2 percent unless you are actively working the referral program.
What makes this card different from a typical crypto debit card is the stack around it. It sits inside Jupiter Spend, which also runs QR Pay in parts of Asia and stablecoin remittance through virtual accounts, all behind one KYC check. You are not just getting a card, you are getting one identity layer that unlocks a few payment tools at once. Whether that is worth it depends on whether you actually use QR Pay or remittance, since the card alone competes with several other stablecoin Visa cards on the market.
Custody deserves a direct answer too. Jupiter does not hold your DeFi wallet funds, and it does not issue the card itself. Rain and DCS, both licensed card issuers, hold the Spend balance and issue the Visa card under their own regulatory cover. There is no published deposit insurance on that balance, so treat it like money sitting with a payments partner, not a bank account with FDIC-style protection. KYC through SumSub is mandatory before you can open Spend at all, typically approved within minutes, though flagged cases take 3 to 5 working days.
Whatever you do, never send your seed phrase anywhere, and never send tokens other than USDC or USDT to the Spend deposit address. If you are comfortable with KYC, live in a supported region, and mostly spend in USD, Jupiter Card gives you a genuinely useful bridge from stablecoins to everyday purchases. If you need a physical card this month or guaranteed high cashback without referral work, look elsewhere for now.
Jupiter Solana Card Key features
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Virtual Visa debit card
The card runs on Visa rails inside the Jupiter app and works at any merchant that takes Visa. It is digital only for now, with a physical card planned for later in 2026.
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USD balance after deposit
Your USDC or USDT converts to a USD balance the moment it lands, not at checkout. That means no conversion risk at the point of sale, though refunds can take up to 7 business days to settle.
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Dual issuer setup
Rain issues the card in the Americas, Africa, the Middle East, and parts of APAC. DCS issues it in Singapore, South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, and the Philippines. Your country at KYC decides which one you get, and the two carry different FX fees and limits.
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Apple Pay and Google Pay
You can add the virtual card to either wallet from the Show Details screen. Jupiter adds no fee for this, though wallet provisioning can be blocked by Apple or Google in some countries.
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No FX fee on USD purchases
Spend in USD and Jupiter charges nothing extra. Spend in another currency and Rain cards charge 1 percent FX, DCS cards charge 1.8 percent.
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Cashback on purchases
The published base rate is 2 percent on qualifying card purchases, capped at $100 a month. Refer two qualifying friends who each complete KYC and spend $50 in a month, and the next month's rate rises to 4 percent with a $200 cap.
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One time KYC
Verification runs through SumSub and covers a document, phone check, liveness scan, and a proof of address for APAC users. Approval often takes minutes, though manual review can run 3 to 5 working days.
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Freeze and replace
You can freeze or unfreeze the card from the app in seconds. If it's lost or used without your say so, freeze it first, then contact support for deactivation and a replacement.
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Multi-chain funding
USDC funds the card from Solana, Sui, Arbitrum, or Base. USDT only funds it from Solana. No other token will credit your Spend balance, and sending the wrong asset to the deposit address cannot be reversed.
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No annual fee
There's no yearly charge to hold the card, and Jupiter does not charge anything to convert your USDC or USDT deposit into USD. You still pay the network's own gas fee to send the deposit.
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QR Pay and remittance
The same app hosts QR Pay for APAC merchant networks, with no Jupiter fee and daily and per-transaction caps published in the docs, plus a separate remittance product with its own bank rail fees. Neither of these earns card cashback.
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Regulated issuing partners
Rain and DCS, not Jupiter itself, hold your Spend balance and issue the Visa card. There's no published deposit insurance like FDIC on that balance, so you're taking on issuer risk alongside Jupiter's own product risk.
Jupiter Solana Card Fees
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Annual fee There is no annual fee for the Jupiter Card.
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Deposit fee Jupiter charges nothing to convert your USDC or USDT deposit into the USD spend balance, though the blockchain network fee still applies (about $0.30 on Arbitrum or Base, about $0.10 on Sui, and none on Solana beyond a possible one-time ~0.002 SOL token account rent).
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FX fee USD purchases carry no FX fee, but non-USD purchases cost 1 percent on Rain-issued cards and 1.8 percent on DCS-issued cards.
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Cashback rate The base cashback rate is 2 percent on qualifying card purchases, capped at $100 a month, rising to 4 percent (capped at $200) the month after you refer at least 2 qualifying friends who each complete KYC and spend at least $50.
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Spend limits Rain cards have no published daily or annual spend cap, while DCS cards are capped at $50,000 per day and $990,000 per year.
Jupiter Solana Card Supported networks
Solana
Sui
Arbitrum
Base
How to use Jupiter Solana Card
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Set up Jupiter ID
Download Jupiter Mobile from the official app store listing and create your wallet. Tap the profile icon and set up Jupiter ID with email, Google, or Apple.
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Verify your identity
Go to the Verification Center and complete KYC: ID document, phone, liveness check, personal details, a short questionnaire, and proof of address if you live in APAC. This assigns you to either Rain or DCS as your card issuer, based on your country.
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Wait for approval
Most approvals land in a few minutes, but flagged cases can take 3 to 5 working days. You cannot fund or use the card until KYC clears.
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Deposit USDC or USDT
Open Spend, tap Deposit or Add Money, and send USDC on Solana, Sui, Arbitrum, or Base, or USDT on Solana only. Double check the network matches the address before you send, since other tokens or wrong chains will not credit your balance and cannot be reversed.
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Confirm your USD balance
Your deposit converts one to one into a USD Spend balance, usually within a few minutes. This is the balance your card will draw from, so check it reflects before you try to pay.
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Make your first payment
Open the Card tab, reveal your virtual card details, and add it to Apple Wallet or Google Wallet if your region supports it. Spend anywhere Visa is accepted, and pick USD priced checkouts when you can since those carry no FX fee.
Jupiter Solana Card Demo video
Jupiter Solana Card Screenshots
Jupiter Solana Card User Reviews
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I don't have many expenses, since most things go through the company credit card
View on X ↗
It's super easy and fast to use. Still stuck at 2% cashback
Just use Jupiter Card -
Don't miss out on this👇
View on X ↗
If you're a @jup_mobile user and you don't use the Jupiter card, you're missing out
- built inside your Jupiter wallet
- transfer funds easily from wallet <-> card
- spend crypto and earn 2% cashback
One of my fav Jupiter products I use everyday -
people think saving money is about spending less
View on X ↗
but i think it's about getting more back from what you already spend
i've got around $200 back so far from using my jupiter card for things i was going to pay for anyway
it's not life changing money
but neither are most of the small expenses people obsess over cutting
being smarter with your money works both ways
Jupiter Solana Card Review
Pros
- USD purchases carry no FX fee, so travelers who spend mostly in dollars pay nothing extra.
- There is no annual fee and no charge on USDC or USDT deposits, which land one to one as USD.
- Cashback pays 2 percent on qualifying purchases, and two referrals in a month push that to 4 percent.
- Card issuing runs through Rain and DCS, both licensed partners, rather than an anonymous prepaid rail.
- KYC approval often clears in minutes, so you can fund and spend the same day.
- You can freeze the card instantly in the app if something looks wrong.
- The card sits inside Jupiter Mobile, so spend, cashback, and your Solana holdings live in one app.
- Apple Pay and Google Pay work with no added Jupiter fee on top of the card.
Cons
- The card is virtual only, so there is no plastic option while you wait for the 2026 rollout.
- Cashback sits at 2 percent and caps at $100 a month, so heavy spenders earn nothing above that.
- Hitting 4 percent cashback needs two referrals who each complete KYC and spend $50, not a rate you get by default.
- DCS cardholders pay 1.8 percent FX on non USD purchases, almost double the Rain rate of 1 percent.
- Only USDC and USDT fund the card, and sending any other token to the deposit address cannot be reversed.
- USDT deposits cannot be withdrawn to fiat, only USDC can.
- There is no published FDIC style insurance on the Spend balance, and you inherit Rain or DCS as your issuer risk.
- The app has no transaction push notifications yet, so you cannot watch spend happen in real time.
Our verdict
Jupiter Card makes sense if you already hold USDC or USDT and want to spend it like a Visa card without extra hops. The real cost is not the cashback headline, it is the 1 percent to 1.8 percent FX fee on anything not priced in USD, plus the 2 percent cashback cap at $100 a month, so big spenders earn nothing above that. It is a virtual card only today, backed by regulated issuers Rain or DCS, not by Jupiter itself, and there is no deposit insurance on the balance. I would carry it as a secondary card for USD purchases, not as my main daily driver. What would change my mind: a physical card, a higher cashback cap, or a lower DCS FX rate for APAC users stuck at 1.8 percent.
Jupiter Solana funding
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Outside investment - Feb 2026 Jupiter raised $35 million from ParaFi Capital on 4 February 2026, the only investor named in the raw data.
Is Jupiter Solana Card safe & legit?
Jupiter Card is a real product from Jupiter Exchange, the team behind the jup.ag Solana DEX aggregator, and it launched inside Jupiter Mobile in January 2026 with backing that includes a $35 million raise from ParaFi Capital. Your Spend balance is not self-custody: once you deposit USDC or USDT, it sits with a licensed issuing partner, either Rain or DCS depending on your country, and the card itself is issued by them, not by Jupiter. I don't see any red flags in the published docs, but there's no FDIC-style insurance on the balance, and you're trusting Jupiter's KYC flow and whichever issuer you're assigned to, so only fund it through the official app and never send anything other than USDC or USDT to the deposit address.
X account intel @jup_mobile
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Based in Singapore
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Joined X December 2024 1 year ago
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Username changes 1 rename last on Dec 4, 2024
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Signup source Web
Public profile signals from X. Use as one input alongside other due-diligence.
Security scan checked Oct 16, 2026
- Google Web Risk Not flagged
- MetaMask Not flagged
- Phantom Not flagged
- ScamSniffer Not flagged
- EtherAddressLookup Not flagged
- Keplr Wallet Not flagged
Domain jup.ag checked against Google's lists of unsafe sites and public crypto wallet blacklists.
Jupiter Solana Card Updates
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The new Portfolio is now live on Jupiter Mobile!
See your tokens, NFTs and DeFi positions all in one place, now with a net worth chart that tracks how your portfolio moves over time.
Every move, up and down, right in your pocket.
Just Use Jupiter (Mobile). 📲1 more in this thread
Stop using 10 apps to track your net worth, just download Jupiter Mobile!
https://jup.ag/mobile- 23 replies
- 13 reposts
- 103 likes
- 6.1K views
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Universal Deposits are now live on Jupiter Mobile!
Deposit any token, from any chain, straight into your wallet.
Wherever your funds are, it’s time to bring them home.
Just Use Jupiter (Mobile). 📲- 37 replies
- 41 reposts
- 277 likes
- 14.6K views
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We can now pay with QRIS 👀👀👀
I just made my first payment, and it worked! Has anyone tried it yet?
How’s your experience so far?- 136 replies
- 108 reposts
- 1.6K likes
- 186.2K views
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Battle Pass rewards are now live on Jupiter Mobile!
Earn XP on every pack you open and climb through milestones, challenges and campaigns. Claim free packs as you progress.
Keep hunting your grails and get rewarded for it.
Catch 'em all on Jupiter (Mobile).1 more in this thread
Rip some packs & win rewards today!
https://jup.ag/mobile- 23 replies
- 22 reposts
- 174 likes
- 13.8K views
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FINALLY - I received my physical Jupiter Card 💳🪐
And it might be the best crypto card for YOU too.
USDC cashback & everyday payments - right inside Jupiter Mobile 👇
✅ Real Cashback - Not Points
→ 2% on qualifying purchases
→ Capped at $100/month
→ Refer 2 friends to unlock 4%
→ Capped at $200
✅ Payments & Fees
→ No annual fee
→ No fee on USD purchases
→ 1–1.8% FX on non-USD purchases
→ Apple Pay & Google Pay in supported regions
✅ Built for Global Usage
→ QR payments in supported APAC markets
→ Virtual USD / EUR accounts
→ SWIFT transfers to 200+ countries- 28 replies
- 19 reposts
- 176 likes
- 8.9K views
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Unstoppable.
1 more in this thread
Download the Super App today!
https://jup.ag/mobile- 67 replies
- 41 reposts
- 395 likes
- 14.4K views
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You could find a 10x - and still get rekt by receiving fewer tokens than you could’ve.
Fomo, Pumpfun & Jupiter often quote different amounts for the same token.
On a big position, even a small gap could mean hundreds or thousands in missed profits.
So before you ape, check Jupiter too.
It searches different liquidity pools & could get you more tokens for the same money.
Those extra tokens could 10x too 📈- 10 replies
- 8 reposts
- 55 likes
- 5.2K views
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Introducing On-Chain QR Payments on Jupiter Mobile.
Scan any supported QR code, pick which wallet you want to pay from and confirm.
Your on-chain balance, spendable in the real world with a single scan.
Just scan and pay.
Just Use Jupiter (Mobile). 📲1 more in this thread
Download Jupiter Mobile & scan to pay with your onchain balance!
https://jup.ag/mobile- 36 replies
- 27 reposts
- 253 likes
- 15.2K views
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Getting your crypto into your bank used to mean bridges, queues, gas fees, approvals, wait times and dead weekends.
Jupiter Mobile does it in seconds with Send to Spend.
Just Use Jupiter (Mobile). 📲1 more in this thread
Send your tokens with one click to your spend balance today.
Get your Jupiter Card today:
https://jup.ag/mobile- 19 replies
- 20 reposts
- 165 likes
- 12.6K views
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You can now customize your in app Quick Bar.
Your homepage, your rules!
Add, remove, rearrange, and reorder your actions, so the tools you use most are always one tap away.
Display up to 3 quick actions exactly how you want them.
Just Use Jupiter (Mobile). 📲1 more in this thread
Download the Jupiter Mobile app today!
https://jup.ag/mobile- 25 replies
- 11 reposts
- 157 likes
- 9.6K views
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Jupiter really killed one of the biggest headaches in crypto - bridging.
Want to move funds from another chain to Solana?
Just open Jupiter Mobile or Wallet:
→ Choose a supported network & token
→ Copy deposit address
→ Send from your wallet or exchange
→ Receive USDC in your Solana wallet
No separate bridge app or connecting wallets.
Just send & receive - it's that simple 🪐- 36 replies
- 46 reposts
- 358 likes
- 15.9K views
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🚨JUST IN: you can now order your Physical Jupiter Card directly from @jup_mobile
In this video I’ll walk you through step by step how you can get yours
Just use Jupiter- 22 replies
- 5 reposts
- 104 likes
- 4.6K views
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The new Jupiter Mobile homepage is here!
Every tool the app has to offer, now just a tap away.
We rebuilt the homepage so everything you need is right where you want it.
Faster, simpler and built around how you actually use the app.
Just Use Jupiter (Mobile). 📲1 more in this thread
Download the Jupiter Mobile app today!
https://jup.ag/mobile- 48 replies
- 42 reposts
- 311 likes
- 31.4K views
Jupiter Solana Card Reviews & Comments
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