belo Card

Spend your belo crypto or peso balance at Mastercard merchants with belo Card, without converting funds beforehand.

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Belo crypto card: USDT and USDC virtual card fees

What is belo Card?

Belo Card is a prepaid crypto Mastercard for users in Argentina who spend from a custodial belo wallet, with no issuance or maintenance fees.

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belo Card Overview

The Belo Card is a prepaid Mastercard for people in Argentina who already keep money in the belo app. You can get an instant virtual card or request physical delivery within Argentina. Applicants need an Argentine DNI or passport and an Argentine delivery address. It suits everyday purchases and freelancers who want to spend their belo balances without a separate bank debit card.

You fund your custodial belo wallet with ARS, USD, USDT, USDC, BTC or ETH, then choose which currency to use first. Belo converts the selected balance when you pay, and the merchant receives local currency. That currency order is the main draw: you can spend crypto without selling it manually before each purchase. You can also pay through Apple Pay or Google Pay. With the physical card, you can withdraw pesos at Link and Banelco ATMs in Argentina; ATM withdrawals abroad are unsupported.

You pay no issuance or maintenance fee. Shipping is free too. A physical replacement costs 2.50 USDT, while ATM withdrawals cost 3%, with a 0.50 USDT minimum. Belo uses its own conversion rate, and Argentine taxes can apply to foreign purchases. International transaction minimums are 0.30 USDT, or 0.40 USDT for some digital and gaming merchants. Cashback is promotional and variable, with no confirmed ongoing rate in the supplied data. Choose this card for convenient access to existing belo funds rather than dependable rewards.

belo Card Key features

  • Instant virtual card

    You can create a virtual prepaid Mastercard in the belo app after you pass identity checks. Use it for online purchases without waiting for plastic.

  • Physical Mastercard

    You can request a chip and contactless card for delivery in Argentina. Belo charges 2.50 USDT to replace a physical card.

  • Argentina card eligibility

    You need an account opened with an Argentine DNI or passport and an Argentine delivery address to qualify for this Mastercard.

  • Payment currency order

    You rank your ARS, USD, USDT, USDC, BTC and ETH balances in the app. Belo debits an eligible balance in that order and converts it at payment time, so you do not need to convert funds beforehand.

  • Worldwide Mastercard payments

    You can pay at physical and online merchants that accept Mastercard, and merchants receive local currency. Belo uses its own conversion rate, and Argentine foreign purchase taxes may apply.

  • Mobile wallet payments

    You can add either card format to Google Pay or Apple Pay. Tap to pay at terminals that accept mobile wallets.

  • Free card setup

    Belo charges no issuance or shipping fee. There is no card maintenance fee.

  • Peso ATM withdrawals

    You can withdraw pesos through Link and Banelco ATMs in Argentina for 3% per withdrawal, with a 0.50 USDT minimum fee. Belo converts your chosen balance at withdrawal time; ATM withdrawals outside Argentina are not supported.

  • In app controls

    You can pause or resume your card and change your ATM PIN in the app. If you report the physical card lost or stolen, Belo cancels it so you can request a replacement.

  • Adjustable spend limits

    You can request higher spend limits in the app, though Belo may require proof of funds. Check your current limit there before a large purchase.

  • Custodial wallet funding

    You spend from balances held with Belo, which controls the wallet keys. You do not retain self custody of funds held for card payments.

  • Variable cashback promotions

    Public reviews disagree on whether cashback is still active, and no guaranteed current rate is established in the supplied data. Check the promotion terms in the app before you count on rewards.

belo Card Fees

  • Issuance and shipping belo charges 0 for card issuance and shipping.
  • Maintenance and replacement belo charges 0 for maintenance and 2.50 USDT to replace a physical card.
  • International transaction minimums belo charges a minimum of 0.30 USDT for international transactions, or 0.40 USDT for some digital and gaming merchants.
  • ATM withdrawals belo charges 3 percent per ATM withdrawal, with a minimum fee of 0.50 USDT.
  • Currency conversion belo converts card payments at its own rate, and you may also pay Argentine taxes on foreign purchases.

belo Card Supported networks

  • Bitcoin
  • Lightning Network
  • Ethereum
  • Tron
  • BNB Chain
  • Optimism
  • Arbitrum
  • Polygon
  • Solana

How to use belo Card

  1. Create your account

    Download the belo app on iOS or Android and sign up. Complete identity verification with an Argentine DNI or passport.

  2. Fund your balance

    Deposit ARS, USD, USDT, USDC, BTC, or ETH into your belo account. For crypto deposits, check the supported network and minimum in the app before you send; belo holds these funds in custody.

  3. Request your virtual card

    Open Cards in the app and request the virtual Mastercard. You can use the virtual card without waiting for plastic.

  4. Set your currency order

    Rank your payment currencies in the app to choose which balance belo debits first. You do not need to convert your crypto before a purchase.

  5. Add tap payments

    Add your virtual card to Google Pay or Apple Pay if you want to pay in stores by phone. Skip this step if you plan to pay online with your card details.

  6. Make your first payment

    Enter your virtual card details at an online Mastercard checkout, or tap your phone at a terminal that accepts your mobile wallet. Belo converts the chosen balance at payment time, and the merchant receives local currency.

belo Card Demo video

belo Card Screenshots

belo Card User Reviews

  • @oriremoter
    @oriremoter Aug 19, 2026

    Trabajar remoto y sobre todo si eres freelance también significa pagar herramientas, suscripciones, plataformas... y de vez en cuando UN GUSTICO porque para algo trabajamos
    Para mis compras internacionales uso mi tarjeta belo LUX de @belo_app y genuinamente me hace la vida mucho más fácil.

    View on X ↗
  • @0xPumbi
    @0xPumbi Jun 25, 2026

    La tarjeta LUX de @belo_app. Yo la uso diariamente y funciona de lujo.
    Es gratuita, la pedís dentro de la app y podes pagar con tus USDT tranquilamente en cualquier lugar.

    View on X ↗
  • @Jack_Trader000
    @Jack_Trader000 Apr 17, 2026

    Fiwind tiene hasta para agregar la tarjeta a apple pay/gpay, tiene buena cotizacion y funciona rapido, sino la otra que uso es Belo, son las unicas que me han servido sin problema, para lo que me ha dado problemas Belo son las transferencias en ARS a veces, lo demas de 10

    View on X ↗
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belo Card Review

Pros

  • Belo charges no card issuance or maintenance fee.
  • You can get a virtual Mastercard immediately after KYC approval.
  • You choose which balance Belo uses first for card payments.
  • You can spend crypto without converting it manually before each purchase.
  • You can add the card to Apple Pay or Google Pay.
  • You can pay at physical and online merchants worldwide that accept Mastercard.
  • You can pause and resume the card in the belo app.

Cons

  • You need an Argentine DNI or passport and an Argentine delivery address to get the card.
  • Belo holds your card funds in custody, so you do not control the private keys.
  • Belo charges 3% per ATM withdrawal, with a minimum fee of 0.50 USDT.
  • You cannot withdraw cash at ATMs outside Argentina.
  • Belo does not guarantee a fixed cashback rate.
  • You may pay Argentine FX taxes on foreign purchases.
  • Belo charges 2.50 USDT to replace a physical card.

Our verdict

I'd carry belo Card for existing belo balances in Argentina, accepting custodial risk. Belo charges no maintenance fee, but doesn't publish a fixed conversion spread. Belo charges 3% for ATM withdrawals, with a 0.50 USDT minimum. Foreign fees start at 0.30 USDT, or 0.40 for some digital merchants, before taxes. I'd drop it if total costs outweighed convenience; promotional cashback wouldn't persuade me.

belo funding

  • Founded by Belo's cofounders include Manuel Beaudroit (CEO) and Edwin Rager; the raw data has no details about their prior backgrounds.
  • Seed - May 2022 Belo announced a $3 million seed round on 12 May 2022, with CRV and The Venture City among the investors; the raw data has no named lead investor.
  • Series A - Apr 2026 Belo raised $14 million in April 2026, with Tether as the lead investor.

Is belo Card safe & legit?

Belo Card appears legit: belo Argentina S.A. operates it, Manuel Beaudroit and Edwin Rager are cofounders, and backers include CRV and Tether. Belo holds your balance in custody, so you depend on it for access to your funds; its CNV registration is not a banking license. Older reviews mention two-factor authentication complaints and mixed support, so I would keep only spending money in belo.

X account intel @belo_app

  • Based in Argentina
  • Joined X May 2020 6 years ago
  • Username changes 3 renames last on Feb 15, 2021
  • Signup source Argentina App Store

Public profile signals from X. Use as one input alongside other due-diligence.

belo Card Updates

  1. belo Card logo
    belo 🌎
    No todos los privilegios son para pocos.
    Algunos son gratis y nos pasan a todos.
    Abrimos hilo de privilegios que ya tenés 🧵
    2 more in this thread
    Encontrar 10 lucas en la campera del invierno pasado.
    Eras rico y no lo sabías.
    Pagar con QR en cualquier lugar de Latam y que, mientras tanto, tus dólares puedan crecer hasta 10% anual en USD₮.
    Ese no es cuestión de suerte. Ese te lo da belo 💚
    El ~10% anual se compone de rendimientos de protocolos DeFi + programa de rewards de belo. No constituye un rendimiento garantizado. Aplican T&C.
    • 3 replies
    • 3 reposts
    • 14 likes
    • 3.4K views
  2. belo Card logo
    belo 🌎
    Imaginate tener tus dólares parados en el banco y que en belo puedan crecer hasta 10%* anual.
    El ~10% anual se compone de rendimientos de protocolos DeFi + programa de rewards de belo. No constituye un rendimiento garantizado. Aplican T&C.
    • 1 replies
    • 1 reposts
    • 12 likes
    • 4.9K views
  3. belo Card logo
    belo 🌎
    Tus dólares digitales están en una app rindiendo 3%. Los nuestros pueden ir hasta 10% anual.
    Hilo cortito sobre por qué en belo tenés un privilegio 🧵
    2 more in this thread
    Durante mucho tiempo, tener dólares que trabajen por vos fue privilegio de unos pocos.
    Ahora está en tu teléfono.
    Entrá a belo, pasá tus dólares a USD₮ y dejalos crecer 💚
    *El ~10% anual se compone de rendimientos de protocolos DeFi + programa de rewards de belo. No constituye un rendimiento garantizado. Aplican T&C.
    • 2 replies
    • 2 reposts
    • 22 likes
    • 5.3K views
  4. belo Card logo
    belo 🌎
    Hoy hace 5 años lanzabamos @belo_app al mercado. Que lo parió todo lo que pasó desde ese entonces hasta ahora, y todo lo que se viene!
    Super agradecido de todos los que nos acompañaron en todo este tiempo, la gente que confío en nosotros y los que nos ayudaron a construir la misión que tenemos. ❤️
    • 58 replies
    • 15 reposts
    • 431 likes
    • 16.8K views
  5. belo Card logo
    belo 🌎
    Podés enviar #USDT a los usuarios de @belo_app de #Colombia y soportarlos con ayuda. Los usuarios de belo tienen cero comisión para poder bajar su saldo en Colombia por transferencia bancaria o BreB.
    • 1 replies
    • 5 reposts
    • 10 likes
    • 1.4K views
  6. belo Card logo
    belo 🌎
    🇦🇷🇦🇷🇦🇷
    • 3 reposts
    • 21 likes
    • 3.7K views
  7. belo Card logo
    belo 🌎
    Comisión cero en todos los envíos de dinero a Venezuela. Desde hoy hasta el 02 de julio.
    Pago Móvil ✅ | Transferencia bancaria ✅
    1 more in this thread
    Sin excepciones. Sin letra chica.
    Hay momentos que no pueden esperar y una comisión no debería ser el obstáculo.
    Y para quienes usan belotag: los envíos entre cuentas belo son instantáneos, sin fricciones.
    Porque cuando importa, no puede haber trabas.
    • 13 replies
    • 96 reposts
    • 169 likes
    • 50.4K views
  8. belo Card logo
    belo 🌎
    Dijimos que íbamos a construir el mejor servicio financiero del mundo desde el sur global.
    Hoy tenemos el respaldo para probarlo. Buscamos al equipo que lo haga posible. Si sos vos, te estamos buscando.
    1 more in this thread
    vacantes disponibles en http://work.belo.app
    • 18 replies
    • 16 reposts
    • 186 likes
    • 23.9K views

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