belo Card

Spend your belo crypto or peso balance at Mastercard merchants with belo Card, without converting funds beforehand.

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Belo crypto card: USDT and USDC virtual card fees

What is belo Card?

Belo Card is a prepaid crypto Mastercard for users in Argentina who spend from a custodial belo wallet, with no issuance or maintenance fees.

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belo Card Overview

The Belo Card is a prepaid Mastercard for people in Argentina who already keep money in the belo app. You can get an instant virtual card or request physical delivery within Argentina. Applicants need an Argentine DNI or passport and an Argentine delivery address. It suits everyday purchases and freelancers who want to spend their belo balances without a separate bank debit card.

You fund your custodial belo wallet with ARS, USD, USDT, USDC, BTC or ETH, then choose which currency to use first. Belo converts the selected balance when you pay, and the merchant receives local currency. That currency order is the main draw: you can spend crypto without selling it manually before each purchase. You can also pay through Apple Pay or Google Pay. With the physical card, you can withdraw pesos at Link and Banelco ATMs in Argentina; ATM withdrawals abroad are unsupported.

You pay no issuance or maintenance fee. Shipping is free too. A physical replacement costs 2.50 USDT, while ATM withdrawals cost 3%, with a 0.50 USDT minimum. Belo uses its own conversion rate, and Argentine taxes can apply to foreign purchases. International transaction minimums are 0.30 USDT, or 0.40 USDT for some digital and gaming merchants. Cashback is promotional and variable, with no confirmed ongoing rate. Choose this card for convenient access to existing belo funds rather than dependable rewards.

belo Card Key features

  • Instant virtual card

    You can create a virtual prepaid Mastercard in the belo app after you pass identity checks. Use it for online purchases without waiting for plastic.

  • Physical Mastercard

    You can request a chip and contactless card for delivery in Argentina. Belo charges 2.50 USDT to replace a physical card.

  • Argentina card eligibility

    You need an account opened with an Argentine DNI or passport and an Argentine delivery address to qualify for this Mastercard.

  • Payment currency order

    You rank your ARS, USD, USDT, USDC, BTC and ETH balances in the app. Belo debits an eligible balance in that order and converts it at payment time, so you do not need to convert funds beforehand.

  • Worldwide Mastercard payments

    You can pay at physical and online merchants that accept Mastercard, and merchants receive local currency. Belo uses its own conversion rate, and Argentine foreign purchase taxes may apply.

  • Mobile wallet payments

    You can add either card format to Google Pay or Apple Pay. Tap to pay at terminals that accept mobile wallets.

  • Free card setup

    Belo charges no issuance or shipping fee. There is no card maintenance fee.

  • Peso ATM withdrawals

    You can withdraw pesos through Link and Banelco ATMs in Argentina for 3% per withdrawal, with a 0.50 USDT minimum fee. Belo converts your chosen balance at withdrawal time; ATM withdrawals outside Argentina are not supported.

  • In app controls

    You can pause or resume your card and change your ATM PIN in the app. If you report the physical card lost or stolen, Belo cancels it so you can request a replacement.

  • Adjustable spend limits

    You can request higher spend limits in the app, though Belo may require proof of funds. Check your current limit there before a large purchase.

  • Custodial wallet funding

    You spend from balances held with Belo, which controls the wallet keys. You do not retain self custody of funds held for card payments.

  • Variable cashback promotions

    Public reviews disagree on whether cashback is still active, and there's no guaranteed current rate. Check the promotion terms in the app before you count on rewards.

belo Card Fees

  • Issuance and shipping belo charges 0 for card issuance and shipping.
  • Maintenance and replacement belo charges 0 for maintenance and 2.50 USDT to replace a physical card.
  • International transaction minimums belo charges a minimum of 0.30 USDT for international transactions, or 0.40 USDT for some digital and gaming merchants.
  • ATM withdrawals belo charges 3 percent per ATM withdrawal, with a minimum fee of 0.50 USDT.
  • Currency conversion belo converts card payments at its own rate, and you may also pay Argentine taxes on foreign purchases.

belo Card Supported networks

  • Bitcoin
  • Lightning Network
  • Ethereum
  • Tron
  • BNB Chain
  • Optimism
  • Arbitrum
  • Polygon
  • Solana

How to use belo Card

  1. Create your account

    Download the belo app on iOS or Android and sign up. Complete identity verification with an Argentine DNI or passport.

  2. Fund your balance

    Deposit ARS, USD, USDT, USDC, BTC, or ETH into your belo account. For crypto deposits, check the supported network and minimum in the app before you send; belo holds these funds in custody.

  3. Request your virtual card

    Open Cards in the app and request the virtual Mastercard. You can use the virtual card without waiting for plastic.

  4. Set your currency order

    Rank your payment currencies in the app to choose which balance belo debits first. You do not need to convert your crypto before a purchase.

  5. Add tap payments

    Add your virtual card to Google Pay or Apple Pay if you want to pay in stores by phone. Skip this step if you plan to pay online with your card details.

  6. Make your first payment

    Enter your virtual card details at an online Mastercard checkout, or tap your phone at a terminal that accepts your mobile wallet. Belo converts the chosen balance at payment time, and the merchant receives local currency.

belo Card Demo video

belo Card Screenshots

belo Card User Reviews

  • @oriremoter
    @oriremoter Aug 19, 2026

    Trabajar remoto y sobre todo si eres freelance también significa pagar herramientas, suscripciones, plataformas... y de vez en cuando UN GUSTICO porque para algo trabajamos
    Para mis compras internacionales uso mi tarjeta belo LUX de @belo_app y genuinamente me hace la vida mucho más fácil.

    View on X ↗
  • @0xPumbi
    @0xPumbi Jun 25, 2026

    La tarjeta LUX de @belo_app. Yo la uso diariamente y funciona de lujo.
    Es gratuita, la pedís dentro de la app y podes pagar con tus USDT tranquilamente en cualquier lugar.

    View on X ↗
  • @Jack_Trader000
    @Jack_Trader000 Apr 17, 2026

    Fiwind tiene hasta para agregar la tarjeta a apple pay/gpay, tiene buena cotizacion y funciona rapido, sino la otra que uso es Belo, son las unicas que me han servido sin problema, para lo que me ha dado problemas Belo son las transferencias en ARS a veces, lo demas de 10

    View on X ↗
Used belo Card? Share your experience — your review helps other traders decide. Write a review →

belo Card Review

Pros

  • Belo charges no card issuance or maintenance fee.
  • You can get a virtual Mastercard immediately after KYC approval.
  • You choose which balance Belo uses first for card payments.
  • You can spend crypto without converting it manually before each purchase.
  • You can add the card to Apple Pay or Google Pay.
  • You can pay at physical and online merchants worldwide that accept Mastercard.
  • You can pause and resume the card in the belo app.

Cons

  • You need an Argentine DNI or passport and an Argentine delivery address to get the card.
  • Belo holds your card funds in custody, so you do not control the private keys.
  • Belo charges 3% per ATM withdrawal, with a minimum fee of 0.50 USDT.
  • You cannot withdraw cash at ATMs outside Argentina.
  • Belo does not guarantee a fixed cashback rate.
  • You may pay Argentine FX taxes on foreign purchases.
  • Belo charges 2.50 USDT to replace a physical card.

Our verdict

I'd carry belo Card for existing belo balances in Argentina, accepting custodial risk. Belo charges no maintenance fee, but doesn't publish a fixed conversion spread. Belo charges 3% for ATM withdrawals, with a 0.50 USDT minimum. Foreign fees start at 0.30 USDT, or 0.40 for some digital merchants, before taxes. I'd drop it if total costs outweighed convenience; promotional cashback wouldn't persuade me.

belo funding

  • Founded by Belo's cofounders include Manuel Beaudroit (CEO) and Edwin Rager.
  • Seed - May 2022 Belo announced a $3 million seed round on 12 May 2022, with CRV and The Venture City among the investors.
  • Series A - Apr 2026 Belo raised $14 million in April 2026, with Tether as the lead investor.

Is belo Card safe & legit?

Belo Card appears legit: belo Argentina S.A. operates it, Manuel Beaudroit and Edwin Rager are cofounders, and backers include CRV and Tether. Belo holds your balance in custody, so you depend on it for access to your funds; its CNV registration is not a banking license. Older reviews mention two-factor authentication complaints and mixed support, so I would keep only spending money in belo.

X account intel @belo_app

  • Based in Argentina
  • Joined X May 2020 6 years ago
  • Username changes 3 renames last on Feb 15, 2021
  • Signup source Argentina App Store

Public profile signals from X. Use as one input alongside other due-diligence.

Security scan checked Nov 13, 2026

  • Google Web Risk Not flagged
  • MetaMask Not flagged
  • Phantom Not flagged
  • ScamSniffer Not flagged
  • EtherAddressLookup Not flagged
  • Keplr Wallet Not flagged

Domain x.com checked against Google's lists of unsafe sites and public crypto wallet blacklists.

This is an automated check, not a security audit. The summary is drafted from the project's own pages and public posts, and the domain is looked up on public blocklists. Nothing here is financial advice: only put in money you can afford to lose. How we review listings

belo Card Updates

  1. belo Card logo
    belo 🌎
    Gracias a todos por participar de tremendo eventazo que fue el Hackaton de la semana pasada 💜🤖
    • 2 replies
    • 10 reposts
    • 52 likes
    • 5.6K views
  2. belo Card logo
    belo 🌎
    Presentamos la solicitud ante el Banco Central de Brasil para operar como proveedor de servicios de activos virtuales (VASP).
    Queremos seguir creciendo en Brasil, y hacerlo bien: este pedido es parte de cómo nos preparamos para operar bajo el nuevo marco regulatorio.
    Un desafío que elegimos asumir.
    • 3 replies
    • 3 reposts
    • 41 likes
    • 9.8K views
  3. belo Card logo
    belo 🌎
    El futuro está a la vuelta de la esquina.
    Este miércoles 28 suma tu superpoder y empezá a construir la integración de las finanzas con la IA en el Buidathon de Belo Agentic Banking.
    Anotate acá: https://agentic.belo.app/hackaton
    • 4 reposts
    • 7 likes
    • 4K views
  4. belo Card logo
    belo 🌎
    Queremos que seas parte del futuro. Sumate al Buildathon en belo.
    https://agentinc.belo.app/hackaton
    • 3 replies
    • 5 reposts
    • 19 likes
    • 10.6K views
  5. belo Card logo
    belo 🌎
    Este 30 y 31 vamos a estar participando de la @labitconf y con el código BELO50 accedes a un 50% de descuento.
    Los esperamos!
    • 3 replies
    • 10 likes
    • 3.2K views
  6. belo Card logo
    belo 🌎
    ¿Te gustaría estar entre los primeros en usar la banca agentica de @belo_app?
    Estamos trabajando en lanzar a una lista reducida de usuarios la funcionalidad en los próximos días y queremos seleccionar a un grupo pequeño pero activo de usuarios que nos puedan poner a prueba y dar feedback sobre la funcionalidad.
    El MCP está abierto para usuarios de Argentina, Brasil, Bolivia, Colombia, Chile, Ecuador , México, Panamá, Paraguay, Perú, Uruguay y Venezuela.
    Si interesa probarlo, podés anotarte en la web con tu email: https://agentic.belo.app/
    #Agentic #Banking #MCP #AI #belo #latam #fintech #crypto
    • 9 replies
    • 7 reposts
    • 49 likes
    • 10.8K views
  7. belo Card logo
    belo 🌎
    Dejá de leer sobre el futuro de las finanzas.
    Vení a construirlo.
    Buildathon de belo · 28/10 ⚡️
    Últimos días https://agentic.belo.app/hackaton
    • 2 reposts
    • 5 likes
    • 1.8K views
  8. belo Card logo
    belo 🌎
    Lunes de buenas notis:
    10% de reintegro en YPF pagando con tu belo Mastercard vía YPFApp.
    Feliz feriado 😜
    1 more in this thread
    Tyc https://www.mastercard.com/content/dam/mccom/lac/ar/personal/experience-mastercard/conozca-nuestras-ofertas-y-promociones/pdf/tyc-descuentos-ypf.pdf
    • 1 replies
    • 2 reposts
    • 6 likes
    • 2.2K views
  9. belo Card logo
    belo 🌎
    Se vino https://agentic.belo.app
    • 11 replies
    • 6 reposts
    • 106 likes
    • 7.5K views
  10. belo Card logo
    belo 🌎
    Big smiles live from the Agentic Zero stage!
    • 3 reposts
    • 10 likes
    • 830 views
  11. belo Card logo
    belo 🌎
    Se viene #HackaTwin junto a @_digitalhouse, @belo_app, @tether y @Team1LatAm @AvaxTeam1🔥
    El showcase de los builders que van a crear el próximo producto onchain de LATAM, con los referentes del ecosistema mirando lo que construís. ¿Vos vas a estar?
    📅 7/11
    ⏳ Inscripciones solo hasta el 22/10
    👉 https://luma.com/cudf7cqz
    • 6 replies
    • 14 reposts
    • 33 likes
    • 2.9K views
  12. belo Card logo
    belo 🌎
    Bondis gratis con belo?
    Si pagás con tu belo Mastercard NFC en cualquier Bondi del país, tenés el 100% de reintegro hasta 25.000$.
    Datazo 😜
    • 10 replies
    • 9 reposts
    • 114 likes
    • 9.3K views
  13. belo Card logo
    belo 🌎
    Este jueves hacemos un webinar junto a Lawi sobre lo que cambia para los PSAVs en Brasil con la nueva reglamentación del Banco Central 🇧🇷
    @DelamonicaMaria (COO de belo), Álvaro Castro (Compliance Officer BR de belo) y Verber Souza (Lawi) van a repasar autorización, gobernanza, PLD, segregación patrimonial, protección al cliente y plazos de adecuación.
    Online y gratis 👉 https://luma.com/0ovii8kz
    • 2 replies
    • 3 reposts
    • 7 likes
    • 1.6K views
  14. belo Card logo
    belo 🌎
    En belo todo lo que tocamos lo convertimos en oro.
    Empezá a comprar Oro Digital desde 1 USD.
    1 more in this thread
    Nota del CM: Si te registrás y usás el CODIGO ORO, te llevás de arriba 1USD en XAUT (Yo que vos lo uso)
    • 1 replies
    • 2 reposts
    • 15 likes
    • 4.8K views
  15. belo Card logo
    belo 🌎
    ¿Tenés una empresa y querés ser parte del futuro de las finanzas? 🚀
    Este 1/10 abrimos las puertas de nuestras oficinas para que estes en la cocina de tu próxima conexión. Networking e historias reales de cómo algunas empresas ya operan con belo: APIs, pagos, stablecoins, y más.
    Te esperamos https://luma.com/u0lcflgx
    • 3 reposts
    • 4 likes
    • 1.3K views
  16. belo Card logo
    belo 🌎
    We're glad to welcome @belo_app as a sponsor of Agentic Zero.
    belo connects stablecoins and local currencies across Latin America, helping businesses receive payments from abroad and pay local suppliers.
    See you in San Francisco.
    • 10 replies
    • 2 reposts
    • 28 likes
    • 4.3K views
  17. belo Card logo
    belo 🌎
    y el 90% tenía belo Manu 😜 hay foto de esas manos levantadas
    • 2 replies
    • 1 reposts
    • 13 likes
    • 2.7K views
  18. belo Card logo
    belo 🌎
    Arrancar la primavera así es un privilegio ✨
    En belo cada 100usdt, retirás a tu cuenta ~104USD. Gratis. Sin comisión. Al instante.
    • 2 replies
    • 3 reposts
    • 12 likes
    • 8.3K views

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