Liminal Card: USDC on Base and wallet fees

liminal Card Overview

liminal Card Key features

• Card availability

  A user post describes cards as coming soon, but we couldn't confirm a launch. Card issuance fees, spending limits and supported countries are not published in this data.

• Self custody wallet

  You control your USDC in a Safe wallet on Base, with keys handled through Privy. Liminal does not take custody of your coins, and you do not get bank deposit insurance.

• Variable USD yield

  You can earn a stated 5% to 10% APY on idle USD through partner protocols, with no lock on the balance. You can still send or spend the money, but the rate varies and you carry protocol risk.

• Multi currency balances

  You can view balances in USD, EUR, GBP, BRL, MXN and COP, while the underlying funds sit in USDC. You switch currencies inside the app and pay partner spreads on conversions.

• Cross border transfers

  Liminal targets transfers to more than 60 countries, often with settlement in seconds. You see the fee before you confirm, with many US, UK and EU related transfers quoted around 0.15%.

• Brazil Pix payments

  You can pay rent or everyday expenses through Pix in Brazil without a separate Brazilian bank app. This is a local payment option for users who spend in BRL.

• Fractional tokenized stocks

  You can buy fractional tokenized US stocks and ETFs from about $1, with later product copy citing more than 720 names. Later quoted trading costs include a 0.1% Liminal fee on buys and sells plus a 0.05% pool fee.

• Stock cashback campaigns

  Liminal has run campaigns with up to 2% cashback on selected tokenized stocks. We couldn't confirm an ongoing cashback rate for card purchases.

• Nim money assistant

  You can ask Nim about your money in plain language or request a transfer or stock purchase. You confirm each proposed action, with access through the app and linked web or WhatsApp accounts.

• Shared expense tools

  You can split expenses and request money from other users. You can also set up recurring sends between users.

liminal Card Fees

• Transfer fees Fees for many US, UK and EU transfers are often around 0.15%, and you see the exact fee before you send.
• Stock trading fees On tokenized stock buys and sells, you pay a 0.1% Liminal fee in USDC plus a 0.05% pool fee.
• Fiat partner spreads Fiat partners charge spreads when you move money in or out, with no Liminal markup on that fee line; spread rates are not published.
• Bank withdrawal fees Liminal reduced bank withdrawal fees for the US, UK, Europe, Mexico and Colombia, but exact rates are not published.
• Network fees You pay onchain network fees to Base rather than Liminal; no fixed amount is published.

liminal Card Supported networks

• Base

How to use liminal Card

1. 1

   Install the app

   Go to becomeliminal.com/download and install the Liminal Cash app for iOS or Android.

2. 2

   Create your account

   Sign up with your email address and enter the one-time code.

3. 3

   Verify your identity

   Complete identity verification in the app. We couldn't find a list of the required documents.

4. 4

   Connect your bank

   Connect a bank account if you plan to add or withdraw fiat money.

5. 5

   Fund your wallet

   Use the in-app funding option to convert fiat money into USDC in your Safe wallet on Base. You control the wallet, and fiat partners charge conversion spreads.

6. 6

   Make your first payment

   Pay with Pix in Brazil where available, using your funded balance. We couldn't find instructions for ordering a card or paying by card.

liminal Card Demo video

liminal Card Screenshots

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liminal Card User Reviews

• 

  @Typoking Jun 2, 2026

  Team is actively shipping.
  
  Soon everyone will be using @liminalcash !
  
  Do not sleep on $Lil by @liminalcash
  
  I am personally using the app from last few months and it is a game changer for me. I find the app way better than @Revolut @Wise and many others banking apps.

  View on X ↗
• 

  @MaxPower1146143 Aug 22, 2026

  Absolutely love this app, I'm using it full time now... just need to give that token some utility though burns or buy backs or something $LIL

  View on X ↗
• 

  @_rekt420 Sep 1, 2026

  They have cards coming soon, I'm really enjoying the experience of it so far and how much the app has been upgraded and improved since I first became a user, cracked team

  View on X ↗

liminal Card Review

liminal funding

• Founded by Founder Fifi Tsamados previously worked in legal roles at Crypto.com and Gnosis Pay.

liminal Card Updates

1. 

   liminal Nov 11, 2026 · 19:20
   From Isle of Wight to.... Florianópolis ! #PixPayments #PixRewards #PixforGringos
   • 1 likes
   • 201 views
2. 

   liminal Nov 10, 2026 · 15:19
   Sipping coffee with a view in Floripa just got better! ☕️ 🌊 Explore the best spots for coffee, food, and yoga, all on one app. Pay with Pix, earn points, and enjoy your coffee for free!
   ───※ ·❆· ※───
   Tomar um café com uma bela vista em Floripa ficou ainda melhor! ☕️ 🌊 Descubra os melhores lugares para tomar café, comer e praticar ioga, tudo em um só aplicativo. Pague com Pix, acumule pontos e ganhe cafés de graça!
   #Florianópolis #PixPayments #PixRewards #TravelSmart #PixforGringos
   • 8 likes
   • 310 views
3. 

   liminal Nov 9, 2026 · 11:43
   Try rewards with the new Liminal app! 📱✨
   ✅ 10,000 points when you refer a friend
   ✅ Rewards across your spending
   ✅ Pay for cake with points
   Download now and get a taste of rewards! #Brazil #DigitalNomads #PixPayments #PixPoints #PixRewards
   • 1 reposts
   • 4 likes
   • 366 views
4. 

   liminal Nov 8, 2026 · 20:48
   200ms block times is an absolute game changer for payments
   Massive upgrade, well done @base
   • 5 replies
   • 2 reposts
   • 11 likes
   • 409 views
5. 

   liminal Nov 8, 2026 · 12:45
   For every support question you have, it's us pressing send on the other side, with love. Especially Jack. #Floripa #PixRewards #PixPayments #PixPoints #PixforGringos
   • 3 reposts
   • 7 likes
   • 400 views
6. 

   liminal Nov 7, 2026 · 14:28
   I'm Ana, the Growth Lead 🫡
   Steps for free cake:
   1. Pay with Pix on Liminal
   2. Earn points on Pix
   3. Pay with points for cake 🍰🔆
   Get your next cake paid with points on the Liminal app 📲 ✨ #Brazil #PixRewards #PixPayments #PixPoints
   • 1 reposts
   • 6 likes
   • 354 views
7. 

   liminal Nov 6, 2026 · 12:20
   Why be wise when you can beat Wise?
   ✅ Cheaper
   ✅ More rewards
   ✅ Easier -- just talk to your money.
   No Pix? No problem.
   Download now and transform your financial experience! #Brazil #DigitalNomads #PixPayments #Rewards
   • 1 replies
   • 3 reposts
   • 8 likes
   • 431 views
8. 

   liminal Nov 5, 2026 · 09:01
   Just like our CTO's voice note, we're focused on improving metrics—let’s make it meaningful! Download now so I don't lose my job📱✨
   ✅ Cheaper FX than Wise
   ✅ Earn 5% interest on USD
   ✅ Rewards for your spending
   No Pix? No problem.
   #Brazil #DigitalNomads #PixPayments #Rewards
   • 2 reposts
   • 8 likes
   • 325 views
9. 

   liminal Nov 4, 2026 · 11:53
   What I understand when Jack - our CTO - explains our ledger.
   All I know is, if you want:
   ✅ Cheaper FX than Wise
   ✅ Earn 5% interest on USD
   ✅ Rewards across your spending
   Download the Liminal app! #Brazil #DigitalNomads #PixPayments #CashBack #Rewards
   • 2 reposts
   • 10 likes
   • 442 views
10. 

    liminal Nov 3, 2026 · 15:06
    What do ChatGPT, Anthropic and Gemini all have in common? They all stop at advice.
    With Liminal, you can talk to an AI that can actually move money for you.
    Can't remember if you paid back that lunch?
    ✔️ Ask Nim to check and pay it.
    Need to save more next month?
    ✔️ Ask Nim to put $10 in savings every time you spend.
    Keep meaning to start investing?
    ✔️ Tell Nim to give you a market brief every Monday, and just press confirm to start you journey investing.

    
    • 1 replies
    • 2 reposts
    • 6 likes
    • 327 views
11. 

    liminal Nov 3, 2026 · 11:47
    Unlock rewards with the new Liminal app! 📱✨
    ✅ Cheaper FX than Wise
    ✅ 5% interest on USD savings
    ✅ 10,000 points on every referral
    No Pix? No problem.
    Download now and spend points at any rewards partner! #Brazil #DigitalNomads #PixPayments #CashBack #SpendingRewards
    • 2 replies
    • 1 reposts
    • 8 likes
    • 401 views
12. 

    liminal Nov 2, 2026 · 15:12
    Unlock rewards with the new Liminal app! 📱✨
    ✅ Cheaper FX than Wise
    ✅ Earn 5% interest on USD
    ✅ Rewards across your spending
    No Pix? No problem.
    Download now and enjoy the experience! #Brazil #DigitalNomads #PixPayments #CashBack #Rewards
    • 1 replies
    • 1 reposts
    • 5 likes
    • 372 views
13. 

    liminal Oct 30, 2026 · 11:07
    Unlock the door to convenience with the new Liminal app! 📱✨
    ✅ Cheaper FX than Wise
    ✅ Earn 5% interest on USD
    ✅ Rewards across your spending
    No Pix? No problem.
    Download now and find a boyfriend who loves Liminal just as much as you do! 😉💖 #Brazil #DigitalNomads #PixPayments
    • 2 replies
    • 4 reposts
    • 11 likes
    • 448 views
14. 

    liminal Oct 29, 2026 · 21:10
    Kickstart your rewards this week and earn 10,000 points for each referral 📱✨
    ✅ Cheaper FX than Wise
    ✅ Earn 5% interest on USD
    ✅ Rewards across your spending
    No Pix? No problem.
    Try it now and make the most of your points #Brazil #DigitalNomads #PixPayments
    • 3 reposts
    • 8 likes
    • 321 views
15. 

    liminal Oct 29, 2026 · 19:39
    2 free drinks on us 🧛‍♀️ Meet at @treehouselagoa this Saturday with your Liminal account ready to use, for your first drink on the house.
    The steps are:
    1. Sign Up
    2. Complete onboarding (including KYC approval)
    3. Find a Liminal team member to show your app profile 🎃
    And you'll get your 2 free drink coupons 🩸🩸
    Start reaping those rewards! #Brazil #DigitalNomads #PixPayments #PixRewards

    
    • 1 replies
    • 2 reposts
    • 4 likes
    • 262 views
16. 

    liminal Oct 29, 2026 · 16:28
    Good friends deserve a good invite. And you deserve 10,000 LIL Bits for making it. 🫶
    Share your unique emoji code effortlessly with a share card or QR code. Your friend gets 5,000 LIL Bits too.
    More friends on Liminal. More Bits for both of you.

    
    • 3 replies
    • 3 reposts
    • 11 likes
    • 404 views
17. 

    liminal Oct 29, 2026 · 09:47
    Bring Liminal into the AI assistants and apps you already use.
    Connect your tools, see what they’ve done with your account, and revoke access whenever you choose.
    Get more from your money by connecting.

    
    • 1 replies
    • 5 likes
    • 349 views
18. 

    liminal Oct 28, 2026 · 20:00
    Earning in dollars? Living as a nomad? Spend in Brazil like a local, and earn $lil rewards across your spending.
    ✔️ Cheaper FX than Wise
    ✔️ 5% interest on USD
    ✔️ No CPF? No problem.
    Whether it's dollars or euros, convert to reais with 0 fees, and earn points to spend at our exclusive digital nomad hubs 🍑

    
    • 1 reposts
    • 5 likes
    • 388 views
19. 

    liminal Oct 28, 2026 · 16:29
    Unlock the door to convenience with the new Liminal app! 📱✨
    ✅ Cheaper FX than Wise
    ✅ Earn 5% interest on USD
    ✅ 10,000 $lil on referrals
    Spend your lil bits at select nomad cafes, bars and shops 🔆 here at @islanddao
    Download now and enjoy the experience! #Brazil #DigitalNomads #PixPayments
    • 3 reposts
    • 12 likes
    • 533 views
20. 

    liminal Oct 28, 2026 · 15:10
    Nim, with more ways to get the conversation started.
    A redesigned chat with a clean white page, plain replies and a floating glass composer. Add photos, files or use dictation, all from one place.
    Open Liminal and give the new Nim a try.

    
    • 2 reposts
    • 5 likes
    • 239 views

liminal Card Reviews & Comments

No reviews yet. Be the first to share your experience.

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