Liminal Card: USDC on Base and wallet fees

liminal Card Overview

liminal Card Key features

• Card availability

  A user post describes cards as coming soon, but the supplied data does not confirm a launch. Card issuance fees, spending limits and supported countries are not published in this data.

• Self custody wallet

  You control your USDC in a Safe wallet on Base, with keys handled through Privy. Liminal does not take custody of your coins, and you do not get bank deposit insurance.

• Variable USD yield

  You can earn a stated 5% to 10% APY on idle USD through partner protocols, with no lock on the balance. You can still send or spend the money, but the rate varies and you carry protocol risk.

• Multi currency balances

  You can view balances in USD, EUR, GBP, BRL, MXN and COP, while the underlying funds sit in USDC. You switch currencies inside the app and pay partner spreads on conversions.

• Cross border transfers

  Liminal targets transfers to more than 60 countries, often with settlement in seconds. You see the fee before you confirm, with many US, UK and EU related transfers quoted around 0.15%.

• Brazil Pix payments

  You can pay rent or everyday expenses through Pix in Brazil without a separate Brazilian bank app. This is a local payment option for users who spend in BRL.

• Fractional tokenized stocks

  You can buy fractional tokenized US stocks and ETFs from about $1, with later product copy citing more than 720 names. Later quoted trading costs include a 0.1% Liminal fee on buys and sells plus a 0.05% pool fee.

• Stock cashback campaigns

  Liminal has run campaigns with up to 2% cashback on selected tokenized stocks. The supplied data does not establish an ongoing cashback rate for card purchases.

• Nim money assistant

  You can ask Nim about your money in plain language or request a transfer or stock purchase. You confirm each proposed action, with access through the app and linked web or WhatsApp accounts.

• Shared expense tools

  You can split expenses and request money from other users. You can also set up recurring sends between users.

liminal Card Fees

• Transfer fees Fees for many US, UK and EU transfers are often around 0.15%, and you see the exact fee before you send.
• Stock trading fees On tokenized stock buys and sells, you pay a 0.1% Liminal fee in USDC plus a 0.05% pool fee.
• Fiat partner spreads Fiat partners charge spreads when you move money in or out, with no Liminal markup on that fee line; spread rates are not published.
• Bank withdrawal fees Liminal reduced bank withdrawal fees for the US, UK, Europe, Mexico and Colombia, but exact rates are not published.
• Network fees You pay onchain network fees to Base rather than Liminal; no fixed amount is published.

liminal Card Supported networks

• Base

How to use liminal Card

1. 1

   Install the app

   Go to becomeliminal.com/download and install the Liminal Cash app for iOS or Android.

2. 2

   Create your account

   Sign up with your email address and enter the one-time code.

3. 3

   Verify your identity

   Complete identity verification in the app. The supplied data does not list the required documents.

4. 4

   Connect your bank

   Connect a bank account if you plan to add or withdraw fiat money.

5. 5

   Fund your wallet

   Use the in-app funding option to convert fiat money into USDC in your Safe wallet on Base. You control the wallet, and fiat partners charge conversion spreads.

6. 6

   Make your first payment

   Pay with Pix in Brazil where available, using your funded balance. The supplied data does not include instructions for ordering a card or paying by card.

liminal Card Demo video

liminal Card Screenshots

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liminal Card User Reviews

• 

  @Typoking Jun 2, 2026

  Team is actively shipping.
  
  Soon everyone will be using @liminalcash !
  
  Do not sleep on $Lil by @liminalcash
  
  I am personally using the app from last few months and it is a game changer for me. I find the app way better than @Revolut @Wise and many others banking apps.

  View on X ↗
• 

  @MaxPower1146143 Aug 22, 2026

  Absolutely love this app, I'm using it full time now... just need to give that token some utility though burns or buy backs or something $LIL

  View on X ↗
• 

  @_rekt420 Sep 1, 2026

  They have cards coming soon, I'm really enjoying the experience of it so far and how much the app has been upgraded and improved since I first became a user, cracked team

  View on X ↗

liminal Card Review

liminal funding

• Founded by Founder Fifi Tsamados previously worked in legal roles at Crypto.com and Gnosis Pay.

liminal Card Updates

1. 

   liminal Oct 9, 2026 · 17:30
   Pix is live on Liminal 🇧🇷
   Our mission is simple: make money work wherever life takes you.
   For people who live and work across borders, that means more than holding multiple currencies. It means being able to pay the way locals do.
   Try it here: https://www.becomeliminal.com/get-app or save it for your next trip 🏝️

   3 more in this thread

   We’ve teamed up with @BlindPay to make these payments fast ⚡
   Huge thanks to their team for helping us bring Pix to Liminal.

   Pix is only the start.
   Over the next few weeks, we’ll be sharing more about what we’re building for Brazil, and why we think it’s one of the most exciting markets for people living a global life.
   More soon 🏖️

   Built on @base
   • 4 replies
   • 5 reposts
   • 16 likes
   • 622 views
2. 

   liminal Oct 9, 2026 · 08:00
   Two weeks at Liminal, in one post:
   🔆 Nim on WhatsApp
   🔆 Onboarding rebuilt
   🔆 Payments tab rebuilt
   🔆 Nim answers with charts and tables
   🔆 More tokenised stocks
   🔆 Pay by Pix in Brazil
   🔆 Biometric lock toggle
   Soon: 😉💥🤫🤞
   Update now: https://becomeliminal.com/get-app
   • 2 replies
   • 1 reposts
   • 10 likes
   • 495 views
3. 

   liminal Oct 8, 2026 · 16:30
   How to get Nim on WhatsApp, in full:
   1. Ask Nim to set up WhatsApp
   2. Provide your Phone Number
   3. That's it :)
   https://becomeliminal.com/get-app
   • 2 replies
   • 3 reposts
   • 10 likes
   • 408 views
4. 

   liminal Oct 8, 2026 · 12:30
   Most of what shipped in 2.3 wasn't a feature. It was removing friction: freezes, dead-ends in verification, taps that Nim ignored.
   Features get the announcement.
   Reliability gets the retention.
   • 1 replies
   • 2 reposts
   • 8 likes
   • 444 views
5. 

   liminal Oct 8, 2026 · 10:14
   Should our headline be Pix for Gringos or Pix for Foreigners?
   • 1 replies
   • 2 reposts
   • 3 likes
   • 114 views
6. 

   liminal Oct 8, 2026 · 10:14
   Which banner do you prefer?
   Global transfers cheaper than Wise vs Global FX cheaper than Wise?
   Pay with Pix or Earn 5% interest on your home currency?

   
   • 4 replies
   • 3 reposts
   • 7 likes
   • 220 views
7. 

   liminal Oct 8, 2026 · 08:00
   Names with accents now work in Liminal.
   To every José, Zoë and François who got "invalid character" at signup: oui oui baguette croissant 🥖
   • 1 replies
   • 10 likes
   • 459 views
8. 

   liminal Oct 7, 2026 · 16:30
   Liminal is on @base
   Nim is on WhatsApp.
   @0xJackMarsh is on his fourth coffee.
   Everything is as it should be.
   • 7 replies
   • 4 reposts
   • 11 likes
   • 559 views
9. 

   liminal Oct 7, 2026 · 12:30
   Send. Request. Move to bank.
   What's the fourth thing you'd put on the Payments tab?
   • 1 replies
   • 2 reposts
   • 4 likes
   • 345 views
10. 

    liminal Oct 7, 2026 · 08:00
    Signing up to Liminal takes a few minutes now, not an afternoon.
    If you tried before and gave up halfway, try again: https://becomeliminal.com/get-app
    If it still hurts, reply and tell us exactly where.
    • 3 reposts
    • 8 likes
    • 311 views
11. 

    liminal Oct 6, 2026 · 16:30
    Ask Nim "what do I hold?" and you get a table.
    Ask "how's NVDA doing?" and you get a live chart.
    Ask "what happened to my portfolio this month?" and you get both.
    • 5 likes
    • 306 views
12. 

    liminal Oct 6, 2026 · 15:15
    Getting verified used to ambush you halfway through with "now take a selfie".
    Now Liminal tells you what you'll need before you start. ID, proof of address, done.
    Small change. Far fewer people giving up at step 3.

    1 more in this thread

    The above is an AI-generated video of what a selfie scan might look like. Our CTO would be annoyed if we actually uploaded a recording of the real process.
    • 1 replies
    • 2 reposts
    • 13 likes
    • 446 views
13. 

    liminal Oct 6, 2026 · 09:45
    Stock has arrived for the upcoming merch store ~~

    
    • 4 replies
    • 5 reposts
    • 17 likes
    • 567 views
14. 

    liminal Sep 30, 2026 · 09:02
    Bug found - the app won’t accept this Pix key

    
    • 1 replies
    • 5 reposts
    • 8 likes
    • 290 views

liminal Card Reviews & Comments

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