
Cashi Card
Spend USDT or USDC held by Cashi at merchants that accept Visa with Cashi Card.

Cashi USDT and USDC virtual crypto card: cashback and fees
What is Cashi Card?
Cashi Card is a virtual Visa crypto card for spending USDT or USDC held by Cashi, with up to 3% cashback on eligible purchases and a 1% fee on non-USD payments.
Ready to try Cashi Card?
Open the official site and get started in a few clicks.
Cashi Card Overview
Cashi Card is a virtual Visa card linked to a custodial wallet for USDT and USDC. Your balance stays in stablecoins until you pay. Cashi converts the funds at checkout, so you can spend digital dollars at Visa merchants, online shops, subscriptions, and travel sites.
The card suits remote workers paid in stablecoins, travelers, and people who keep part of their money in digital dollars. It may not suit people who rarely use stablecoins or want full self-custody, since Cashi holds the wallet keys.
To fund the card, deposit USDT or USDC through a network listed in the app, or use a supported local payment method where available. Cashi says local currency deposits and withdrawals work in more than 50 countries, but the exact countries, fees, limits, and exchange rates appear in the app. Check the live network list before sending crypto.
You can spend with the virtual card online or add it to Google Pay for contactless payments. Cashi lists 3%, 2%, and 1% cashback for selected subscriptions, online shopping, and flights or hotels. Monthly caps and eligible merchants apply, so check the Help Centre before relying on the rewards.
Cashi's main difference is its focus on spending stablecoins without converting them in advance. The card also gives dollar-based cashback, peer transfers inside Cashi, and in-app card controls. The virtual card has no published issuance fee after identity checks. Cashi says it charges no transfer fee, while blockchain fees and local fiat fees may still apply. A 1% foreign currency conversion fee applies when a merchant bills in another currency, according to the supplied product details.
Cashi Card Fees
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Issuance fee Cashi issues the virtual Visa card for free after identity verification.
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USD payments Cashi charges no card fee when you pay a merchant in US dollars.
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Currency conversion Cashi states it uses the rate at the time of payment and adds a 1 percent conversion fee when merchants bill in another currency.
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Transfer fees Cashi charges no transfer fee for internal or external transfers, but you pay the blockchain network fee for external transfers and can check it before confirmation.
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Fiat deposits and withdrawals Fees vary by country and method; you can check the rate, fee and limit in the app before confirmation.
Cashi Card Supported networks
Solana
How to use Cashi Card
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Create your account
Download the Cashi app from its official store listing or cashi.com. Sign up with your email or phone.
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Verify your identity
Complete identity verification and any biometric check the app requests. Wait for approval before you apply for the card.
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Get your virtual card
Apply for the free virtual Visa card in the app. Add it to Google Pay if you want to tap to pay in stores.
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Choose a deposit method
Open Deposit and choose USDT or USDC on a listed network, or a local fiat method if your country is supported. Check the current network list in the Help Centre for crypto deposits, or review the rate and fee in the app for fiat deposits.
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Fund your balance
Copy the deposit address or payment instructions exactly, and confirm the network before you send crypto. Send your deposit and wait until you see the balance in the app; Cashi holds the wallet keys.
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Make your first payment
Pay at a Visa merchant online with your card number, or tap in store through Google Pay. Cashi converts your stablecoins at checkout and charges a 1 percent conversion fee if the merchant bills in a currency other than US dollars.
Cashi Card Demo video
Cashi Card Screenshots
Cashi Card User Reviews
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Whoop I just paid my favorite video game subscription and it worked smoothly with @cashi. Plus, I got cashback for it!
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I got my @cashi cashi card it's amazing totally free
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He estado viendo un poco de @cashi y acabo de descubrir que tenemos nueva app con magia negra, Tarjeta VISA y de EEUU, 5 cachetadas para una tal zinli, gracias @justmariangel
View on X ↗
Cashi Card Review
Pros
- You get a free virtual Visa card after identity verification.
- You can spend USDT or USDC held with Cashi, with conversion at checkout.
- Cashi charges no card payment fee when merchants bill in US dollars.
- You can earn 3% back on eligible subscriptions as dollar spending credit, subject to monthly caps.
- You can add the virtual card to Google Pay for tap to pay in stores.
- You can freeze the card or change spending limits in the app.
- You can send funds to other Cashi users instantly and free, according to Cashi's FAQ.
Cons
- Cashi holds your private keys, so you give up control of custody.
- Cashi charges a 1% conversion fee on purchases billed outside US dollars.
- You can spend only USDT and USDC with the card.
- Cashi limits cashback to eligible purchases and caps each category monthly.
- Cashi did not provide physical cards or Apple Pay at the Hong Kong launch.
- You pay blockchain network fees when you transfer funds outside Cashi.
Our verdict
I'd carry Cashi Card if paid in stablecoins, with a small balance. Cashi holds your keys, so I'd keep savings elsewhere. Budget for 1% non-dollar conversion plus applicable ramp and network fees. Cashi hasn't published a spread, so I wouldn't judge costs by capped cashback. I'd use it more if verified all-in costs stayed below my cashback.
Cashi funding
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Founded by Founder and CEO Esther Wong spent about seven years running card programs at Crypto.com across multiple markets before starting Cashi.
Is Cashi Card safe & legit?
Cashi Card looks legitimate: Hong Kong company Cashi Limited is behind it, and founder and CEO Esther Wong previously ran card programs at Crypto.com. Your balance is custodial, so Cashi holds the keys and you depend on the company to access your funds. No security breach was reported in the supplied launch coverage, but independent reviews are thin, and one beta tester reported a higher FX charge than Cashi's published rate.
X account intel @cashi
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Based in Southeast Asia
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Joined X March 2026 7 months ago
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Username changes 3 renames last on Jul 13, 2026
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Signup source Web
Public profile signals from X. Use as one input alongside other due-diligence.
Security scan checked Nov 13, 2026
- Google Web Risk Not flagged
- MetaMask Not flagged
- Phantom Not flagged
- ScamSniffer Not flagged
- EtherAddressLookup Not flagged
- Keplr Wallet Not flagged
Domain cashi.com checked against Google's lists of unsafe sites and public crypto wallet blacklists.
This is an automated check, not a security audit. The summary is drafted from the project's own pages and public posts, and the domain is looked up on public blocklists. Nothing here is financial advice: only put in money you can afford to lose. How we review listings
Cashi Card Updates
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- 1 replies
- 1 reposts
- 9 likes
- 407 views
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X Space: Cómo monetizar tus habilidades.
Jueves 12/11, 12pm Argentina. Con @danielpintobas (Hotmart Black), junto a @justmariangel y @LIVREACCION. 🧡
1 more in this thread
@danielpintobas @justmariangel @LIVREACCION Aquí el link del Space: https://x.com/i/spaces/1zkVVLKPmZMVmk 🧡- 3 replies
- 5 reposts
- 20 likes
- 722 views
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3% on subscriptions. 2% online. 1% on travel.
Here's where your Cashi cashback adds up 🧡
Which one do you use most? 👇- 2 replies
- 2 reposts
- 22 likes
- 807 views
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Cafecito en Buenos Aires, con onda naranja. Gracias por llevar a Cashi a la calle, Livre. 🧡☕- 1 replies
- 1 reposts
- 8 likes
- 416 views
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- 3 replies
- 12 likes
- 483 views
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Day 3 after payday. What's left in your Cashi balance still gets 2% a year, up to $100,000. No lockups. Terms apply. 🧡- 1 replies
- 1 reposts
- 11 likes
- 524 views
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Teach online. Freelance. Sell abroad.
Get paid in USD to an account in your name. Free to receive. Eligible users. Terms apply.
Who pays you in dollars? 🧡- 3 replies
- 3 reposts
- 13 likes
- 823 views
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Shipped since public beta:
→ A USD account in your name. ACH, Fedwire, SWIFT. Free to open
→ 2% a year on your balance, paid every Monday
→ Hold and spend BTC, ETH, SOL, XRP
→ Multiple cards
→ 10 languages
What should we build next? 🧡- 5 replies
- 23 likes
- 1.5K views
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- 4 replies
- 9 likes
- 610 views
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A declined payment is the worst checkout moment. Glad this one went through. What's the last thing you couldn't pay for?- 2 replies
- 7 likes
- 306 views
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- 1 replies
- 11 likes
- 543 views
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- 1 replies
- 10 likes
- 402 views
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- 1 reposts
- 17 likes
- 687 views
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- 7 replies
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- 10 likes
- 296 views
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Money feels different when it lets someone you love finally enjoy life. What's the first thing you'd do for your parents?- 1 reposts
- 17 likes
- 1.1K views
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Your money app should speak your language. Cashi is available in English, Spanish, Portuguese, Arabic, Japanese and Chinese. Which one do you use? Get the app and pick yours.- 1 replies
- 3 reposts
- 22 likes
- 779 views
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Saturday budget meeting: rent, groceries and that one subscription you forgot about. Who gets paid first?- 2 reposts
- 13 likes
- 694 views
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Cashi开户流程简单,U卡+美元账户组合实用。
测试转账速度惊人,2小时到账,费用合理。
#Cashi #加密货币- 2 reposts
- 3 likes
- 287 views
Cashi Card Reviews & Comments
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