Cashi Card

Spend USDT or USDC held by Cashi at merchants that accept Visa with Cashi Card.

Preview of Cashi Card

Cashi USDT and USDC virtual crypto card: cashback and fees

What is Cashi Card?

Cashi Card is a virtual Visa crypto card for spending USDT or USDC held by Cashi, with up to 3% cashback on eligible purchases and a 1% fee on non-USD payments.

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Cashi Card Overview

Cashi Card is a virtual Visa card linked to a custodial wallet for USDT and USDC. Your balance stays in stablecoins until you pay. Cashi converts the funds at checkout, so you can spend digital dollars at Visa merchants, online shops, subscriptions, and travel sites.

The card suits remote workers paid in stablecoins, travelers, and people who keep part of their money in digital dollars. It may not suit people who rarely use stablecoins or want full self-custody, since Cashi holds the wallet keys.

To fund the card, deposit USDT or USDC through a network listed in the app, or use a supported local payment method where available. Cashi says local currency deposits and withdrawals work in more than 50 countries, but the exact countries, fees, limits, and exchange rates appear in the app. Check the live network list before sending crypto.

You can spend with the virtual card online or add it to Google Pay for contactless payments. Cashi lists 3%, 2%, and 1% cashback for selected subscriptions, online shopping, and flights or hotels. Monthly caps and eligible merchants apply, so check the Help Centre before relying on the rewards.

Cashi's main difference is its focus on spending stablecoins without converting them in advance. The card also gives dollar-based cashback, peer transfers inside Cashi, and in-app card controls. The virtual card has no published issuance fee after identity checks. Cashi says it charges no transfer fee, while blockchain fees and local fiat fees may still apply. A 1% foreign currency conversion fee applies when a merchant bills in another currency, according to the supplied product details.

Cashi Card Fees

  • Issuance fee Cashi issues the virtual Visa card for free after identity verification.
  • USD payments Cashi charges no card fee when you pay a merchant in US dollars.
  • Currency conversion Cashi states it uses the rate at the time of payment and adds a 1 percent conversion fee when merchants bill in another currency.
  • Transfer fees Cashi charges no transfer fee for internal or external transfers, but you pay the blockchain network fee for external transfers and can check it before confirmation.
  • Fiat deposits and withdrawals Fees vary by country and method; you can check the rate, fee and limit in the app before confirmation.

Cashi Card Supported networks

  • Solana

How to use Cashi Card

  1. Create your account

    Download the Cashi app from its official store listing or cashi.com. Sign up with your email or phone.

  2. Verify your identity

    Complete identity verification and any biometric check the app requests. Wait for approval before you apply for the card.

  3. Get your virtual card

    Apply for the free virtual Visa card in the app. Add it to Google Pay if you want to tap to pay in stores.

  4. Choose a deposit method

    Open Deposit and choose USDT or USDC on a listed network, or a local fiat method if your country is supported. Check the current network list in the Help Centre for crypto deposits, or review the rate and fee in the app for fiat deposits.

  5. Fund your balance

    Copy the deposit address or payment instructions exactly, and confirm the network before you send crypto. Send your deposit and wait until you see the balance in the app; Cashi holds the wallet keys.

  6. Make your first payment

    Pay at a Visa merchant online with your card number, or tap in store through Google Pay. Cashi converts your stablecoins at checkout and charges a 1 percent conversion fee if the merchant bills in a currency other than US dollars.

Cashi Card Demo video

Cashi Card Screenshots

Cashi Card User Reviews

  • @satsmario
    @satsmario Sep 2, 2026

    Whoop I just paid my favorite video game subscription and it worked smoothly with @cashi. Plus, I got cashback for it!

    View on X ↗
  • @weebert97
    @weebert97 Aug 11, 2026

    I got my @cashi cashi card it's amazing totally free

    View on X ↗
  • @yucaenguasacaca
    @yucaenguasacaca Sep 8, 2026

    He estado viendo un poco de @cashi y acabo de descubrir que tenemos nueva app con magia negra, Tarjeta VISA y de EEUU, 5 cachetadas para una tal zinli, gracias @justmariangel

    View on X ↗
Used Cashi Card? Share your experience — your review helps other traders decide. Write a review →

Cashi Card Review

Pros

  • You get a free virtual Visa card after identity verification.
  • You can spend USDT or USDC held with Cashi, with conversion at checkout.
  • Cashi charges no card payment fee when merchants bill in US dollars.
  • You can earn 3% back on eligible subscriptions as dollar spending credit, subject to monthly caps.
  • You can add the virtual card to Google Pay for tap to pay in stores.
  • You can freeze the card or change spending limits in the app.
  • You can send funds to other Cashi users instantly and free, according to Cashi's FAQ.

Cons

  • Cashi holds your private keys, so you give up control of custody.
  • Cashi charges a 1% conversion fee on purchases billed outside US dollars.
  • You can spend only USDT and USDC with the card.
  • Cashi limits cashback to eligible purchases and caps each category monthly.
  • Cashi did not provide physical cards or Apple Pay at the Hong Kong launch.
  • You pay blockchain network fees when you transfer funds outside Cashi.

Our verdict

I'd carry Cashi Card if paid in stablecoins, with a small balance. Cashi holds your keys, so I'd keep savings elsewhere. Budget for 1% non-dollar conversion plus applicable ramp and network fees. Cashi hasn't published a spread, so I wouldn't judge costs by capped cashback. I'd use it more if verified all-in costs stayed below my cashback.

Cashi funding

  • Founded by Founder and CEO Esther Wong spent about seven years running card programs at Crypto.com across multiple markets before starting Cashi.

Is Cashi Card safe & legit?

Cashi Card looks legitimate: Hong Kong company Cashi Limited is behind it, and founder and CEO Esther Wong previously ran card programs at Crypto.com. Your balance is custodial, so Cashi holds the keys and you depend on the company to access your funds. No security breach was reported in the supplied launch coverage, but independent reviews are thin, and one beta tester reported a higher FX charge than Cashi's published rate.

X account intel @cashi

  • Based in Southeast Asia
  • Joined X March 2026 5 months ago
  • Username changes 3 renames last on Jul 13, 2026
  • Signup source Web

Public profile signals from X. Use as one input alongside other due-diligence.

Cashi Card Updates

  1. Cashi Card logo
    Cashi
    Saturday coffee tastes a little better when you’re getting cashback on it ☕️
    Tap with Cashi. Enjoy your coffee. Get something back.
    • 16 replies
    • 20 reposts
    • 81 likes
    • 2.1K views
  2. Cashi Card logo
    Cashi
    I spent the entire day asking friends and searching for a way to make purchases on TikTok. Unfortunately, I couldn't find any card that would work for me.
    Then I remembered that my friend @AmieWind had told me about @cashi. I quickly logged in, completed the verification process, and unlocked my card.
    There are two ways to deposit on Cashi:
    - Crypto
    - Cash deposit (bank transfer)
    I demonstrated this in the video below. 👇
    Cashi has truly come to my rescue! 🙌🫶
    • 2 replies
    • 4 reposts
    • 26 likes
    • 838 views
  3. Cashi Card logo
    Cashi
    ¡@cashi v1.2.0 ya está disponible! 👀
    1. Deposita y envía BTC, ETH y SOL de forma nativa.
    2. Gasta BTC, ETH y SOL directamente, sin convertirlos a stablecoins.
    3. Define la prioridad de tus activos al momento de gastar desde Ajustes.
    4. Ahora también puedes cambiar tu correo electrónico o número de teléfono una vez directamente desde la app.
    Descárgala aquí: https://refer.cashi.com/roberto
    • 1 reposts
    • 7 likes
    • 184 views
  4. Cashi Card logo
    Cashi
    Trabajar sin fronteras ya es normal. 🌎
    Ahora necesitamos que nuestro dinero funcione de la misma manera.
    Cobrar, ahorrar, convertir y gastar sin tantos pasos. Ese es el verdadero cambio que estamos empezando a vivir en LATAM. 💳🧡
    @cashi @sterwong @justmariangel @AfonsoBelice
    • 2 reposts
    • 4 likes
    • 204 views
  5. Cashi Card logo
    Cashi
    Enquanto uns choram com a alta do dólar, eu tô ganhando cashback em USD gastando em BRL na @amazon com a @cashi 💳
    O jogo mudou e pouca gente percebeu... crie sua conta agora com este link e receba 10 USD após seus primeiros 10 dól gastos
    https://app.cashi.com/Ir0J/blockchainrio
    • 1 replies
    • 1 reposts
    • 10 likes
    • 281 views
  6. Cashi Card logo
    Cashi
    He recargado la tarjeta de Cashi al momento y acabo de usarla en Tailandia sin ningún problema 👌
    Estos días he aprovechado para dejar estables en la tarjeta preparados para gastar en el viaje porque después de comprobar las comisiones del ATM o los ratios en los Exchanges (es increíble como te roban, mínimo 3% de comisiones hacia arriba) la mejor opción era usar @cashi
    Estoy usando directamente la tarjeta virtual, añadida en mi Apple Pay, y no me tengo que preocupar de nada:
    Tengo stables > fondeo mi tarjeta (varias redes disponibles) > pago en el establecimiento
    Así es la forma más sencilla de usar tus ganancias en la vida real, no tienes que hacer conversiones de divisas ni nada
    Si quieres probarla, aprovecha porque en tu primera compra si gastas más de $10 te van a dar un cashback de $10 ‼️
    http://refer.cashi.com/marc4341
    ¿La habéis probado ya?
    • 6 replies
    • 4 reposts
    • 19 likes
    • 3K views
  7. Cashi Card logo
    Cashi
    Cashi on the ground in Brazil 🇧🇷
    Great to have @AfonsoBelice representing us at Digital Assets Conference Brazil 2026 💳
    • 16 replies
    • 23 reposts
    • 95 likes
    • 2.5K views
  8. Cashi Card logo
    Cashi
    That’s a wrap on Money20/20 Middle East 🇸🇦✨
    Great few days in Riyadh connecting with fintech leaders, partners and builders from across the region
    Proud to have Cashi on the ground🧡
    • 14 replies
    • 24 reposts
    • 87 likes
    • 2.2K views
  9. Cashi Card logo
    Cashi
    Since day one the Cashi pitch has been “spend your crypto anywhere Visa is accepted.” Until today that meant stablecoins.
    Deposit BTC, ETH or SOL, tap your card, done. No swap first, no separate balance to top up. Spending priority is where you decide which asset gets spent first. Your money, your order.
    Five weeks since public beta. This is the biggest update so far. Go update and tell us what breaks!
    • 2 replies
    • 4 reposts
    • 22 likes
    • 886 views
  10. Cashi Card logo
    Cashi
    Thanks for featuring Cashi!
    • 15 replies
    • 26 reposts
    • 97 likes
    • 2.6K views
  11. Cashi Card logo
    Cashi
    Cashi @cashi が$10使ったら$10キャッシュバックとか言う狂いキャンペーンやってるから登録してみた👀
    1600円落ちてたら拾うよな?そういうこと。
    #リッキーより深い
    • 1 reposts
    • 2 likes
    • 660 views
  12. Cashi Card logo
    Cashi
    Cashiが先着で『$10使うと$10 back』やってる🔥
    総額$1,000のキャンペーン。
    参加するなら👇
    ① キャンペーンリンクから登録
    ② カード発行前に紹介コード『5139』を入力
    Cashiの使い方とキャンペーンの注意点はCryptoCardLABにまとめました👇
    https://cryptocardlab.com/post-2026-09-16-cashi-japan.html?utm_source=x&utm_medium=social&utm_campaign=cryptocardlab_midday&utm_content=20260916_1730
    #Cashi #CryptoCard
    • 2 reposts
    • 4 likes
    • 896 views
  13. Cashi Card logo
    Cashi
    Your first spend just got better 💳✨
    Get US$10 back on your first spend with Cashi.
    💸 Make your first spend
    🎁 Get US$10 back
    Get started 👉 https://app.cashi.com/Ir0J/blockchainrio
    • 20 replies
    • 28 reposts
    • 91 likes
    • 2.4K views
  14. Cashi Card logo
    Cashi
    Sending money across the world shouldn't be complicated. Here's how simple it looks with Cashi 👇
    • 15 replies
    • 22 reposts
    • 91 likes
    • 2.3K views
  15. Cashi Card logo
    Cashi
    Your TOKEN2049 calendar probably has enough panels...
    Add some padel🎾
    @reapglobal × Avenia × Cashi
    8 Oct · 10:30 AM · Singapore
    RSVP: https://luma.com/d47rv5x1
    • 15 replies
    • 21 reposts
    • 93 likes
    • 2.7K views
  16. Cashi Card logo
    Cashi
    Sending money abroad shouldn’t feel like paperwork, fees and waiting around.
    A few taps. A clear rate. Done.
    • 18 replies
    • 26 reposts
    • 116 likes
    • 3K views
  17. Cashi Card logo
    Cashi
    Como é fácil enviar dólar pros amigos usando @cashi
    Detalhe, TAXA ZERO 🙏
    • 4 replies
    • 4 reposts
    • 28 likes
    • 789 views
  18. Cashi Card logo
    Cashi
    We are live! 🔴
    • 19 replies
    • 20 reposts
    • 96 likes
    • 2.4K views
  19. Cashi Card logo
    Cashi
    Building in Brazil? 🇧🇷
    Digital nomads and Brazilians, this one’s for you!
    Spend $10 with the Cashi card → get $10 back in credit
    $1,000 total. First come, first served
    Only works if you download from this exact link (otherwise you miss it):
    https://app.cashi.com/Ir0J/blockchainrio
    • 28 replies
    • 24 reposts
    • 104 likes
    • 3.2K views

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Ready to try Cashi Card?

Open the official site and get started in a few clicks.

Launch Cashi