Laso Finance Card
Spend stablecoins through Laso Finance Card, a virtual prepaid card you can use without opening a bank account.
Laso Finance Card: Stablecoin Fees, Cashback And Supported Chains
What is Laso Finance Card?
Laso Finance Card is a self-custody crypto prepaid card that converts USDC, USDT, or DAI into virtual Visa spending, gift cards, or debit card payouts without a bank account or standard KYC.
Ready to try Laso Finance Card?
Open the official site and get started in a few clicks.
Laso Finance Card Overview
The Laso Finance Card is a virtual prepaid crypto card for stablecoin holders who want to pay merchants that do not accept crypto. You connect a self custody wallet and send supported stablecoins, such as USDC or USDT, to fund a card. Once you transfer funds, you have a prepaid balance rather than crypto held in your wallet. You can pay online or add the card to a supported mobile wallet, such as Apple Pay or Google Pay.
Laso suits occasional purchases more than everyday banking. For the standard prepaid flow, you do not need a bank account or a passport upload. Most cards are single load: spend the balance, then order another card when you need more. Some merchants reject prepaid cards. Developers can also use Laso's payment API to let AI agents buy goods.
Laso lists a 0% deposit fee for US and Canada prepaid cards, with no monthly fee or Laso purchase fee. For international cards, Laso lists 4.8%, with a $1.50 minimum; check the live quote before you pay. You also pay network gas. We couldn't find a published cashback rate.
Load close to your purchase total. Where Laso permits unused balance refunds, it lists a fee of 14%, with a $10 minimum. That is a steep cost for leftover funds. Standard US and Canada prepaid cards have no ATM access, so this is a better fit for planned purchases than cash withdrawals.
Laso Finance Card Key features
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USDC stablecoin funding
Connect a self-custody wallet and fund the card with USDC, USDT, or DAI on a supported network. You pay the network gas.
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US prepaid card
The virtual Visa-style card is designed for US merchants and uses a single-load USD balance. Laso lists a 0% deposit fee, no monthly fee, and no Laso purchase transaction fee for this product.
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Canada prepaid card
The virtual CAD card is designed for Canadian merchants and uses a single-load balance. Laso lists a 0% deposit fee for this product.
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International prepaid card
The virtual USD card is designed for spending outside the US. Laso's fees page lists a 4.8% deposit fee with a $1.50 minimum, while older pages quote 3.8%, so check the live checkout quote.
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Digital gift cards
You can buy digital gift cards from a catalog of more than 2,000 brands. Fees vary by brand, and digital codes are delivered after purchase.
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Push to card
Laso can send USD, EUR, or GBP to an existing debit card. The published fee is about 4.8% to 4.9% with a $1.50 minimum, and the listed minimum send is about $10.
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PayPal and Venmo
Laso supports direct payouts to PayPal and Venmo accounts from crypto. The listed fee is about 4.9% with a $1.50 minimum, and the fee can vary.
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Mobile wallet support
You can add the virtual card to Apple Pay, Google Pay, or Samsung Pay where the merchant accepts prepaid cards.
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Single-load balance
Most cards use one load that you spend across one or more purchases. The product data says you need a new card for more spending because these cards are not reloadable.
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Virtual card only
The standard US and Canada prepaid products are virtual, with no plastic card listed. ATM cash withdrawal is not available on those products.
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Multi-chain funding
Public product pages list Ethereum, Solana, Stellar, Arbitrum, Base, Polygon, Optimism, and BNB Chain for funding. The available assets and networks depend on the live deposit screen.
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Agent API access
An x402 payment-gated API lets software order cards, check order status, and use some withdrawal flows. This supports automated spending without a human checkout.
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Self-custody wallet
You connect a wallet such as MetaMask, Phantom, or Coinbase Wallet and send the stablecoins yourself. Laso does not replace the wallet or hold your seed phrase.
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No bank account
The standard prepaid flow does not require a bank account or credit check. That flow also doesn't ask for a passport upload.
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Free card issuance
Laso lists card issuance as free for its prepaid products. It also lists no monthly or annual card fee.
Download Laso Finance Card App For Android And iOS
Download Laso Finance Card and start spending crypto from your phone — available on Android and iOS.
Laso Finance Card Fees
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US and Canada deposit US and Canada non-reloadable card deposits have a 0% Laso fee.
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International deposit International non-reloadable card deposits have a 4.8% fee with a $1.50 minimum; older pages listed 3.8%.
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Push to card Push-to-card transfers cost 4.8% to 4.9%, with a $1.50 minimum.
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PayPal and Venmo PayPal and Venmo transfers cost about 4.9%, with a $1.50 minimum.
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Other card fees Gift card fees vary by brand, while Laso lists no purchase transaction fee, monthly fee, maintenance fee, or issuance fee; unused balance refunds cost 14% with a $10 minimum when the product allows them.
Laso Finance Card Supported networks
Ethereum
Solana- Stellar
Arbitrum
Base
Polygon
Optimism
BNB Chain- Pulsechain
How to use Laso Finance Card
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Open Laso and connect
Go to laso.finance on the web or mobile app and connect a self-custody wallet, such as MetaMask, Phantom, or Coinbase Wallet. The standard prepaid flow does not require a passport upload or a credit check.
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Choose your card
Select a US, Canada, or international prepaid card, then choose the amount. Match the amount to the merchant's full total, including tax and shipping, because these cards are usually single-load and cannot be topped up.
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Select your funding details
Choose a supported network and fund with USDC, USDT, or DAI. Use the network and deposit address shown on the live Laso screen, and keep enough of your own funds for network gas.
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Send the exact deposit
Send the required stablecoin amount from your connected wallet and wait for the onchain deposit to confirm. US cards often issue within seconds, while international cards can take longer.
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Get your card details
Copy the virtual card number, expiry date, and CVV after Laso issues the card. You can also add the card to Apple Pay, Google Pay, or Samsung Pay where prepaid cards are accepted.
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Make the first payment
Enter the card details at the merchant or pay with a linked mobile wallet. If the merchant rejects the prepaid card, use a gift card or push to card instead of repeatedly retrying the payment.
Laso Finance Card Demo video
Laso Finance Card Screenshots
Laso Finance Card User Reviews
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Using @LasoFinance for long time. Great team, great updates and always working!
View on X ↗ -
build products people need: thanks @LasoFinance
View on X ↗
my parents are retired, so i help with some bills:
the most important bill can only be paid directly from my gbp account.
previously moving funds was stressful:
with Laso's push to card, it's stables to gbp in under two minutes. -
I tested Laso myself. Used push to card. Had me a little worried when the fund didn't show up for an hour but it finally did. Will be using it in the future.
View on X ↗
Laso Finance Card Review
Pros
- US and Canada prepaid cards have a 0% Laso deposit fee.
- US cards usually arrive within seconds after the onchain deposit confirms.
- You can fund the card with USDC, USDT, or DAI from several supported blockchains.
- The virtual card can be added to Apple Pay, Google Pay, or Samsung Pay.
- Laso does not charge a monthly, maintenance, or purchase transaction fee on its prepaid cards.
- You can pay merchants without opening a bank account or passing a credit check.
- The API lets software order cards and check their status without a manual checkout.
Cons
- Each prepaid card is single-load and cannot be topped up after you spend the balance.
- Cards have a lifetime cap near $1,000.
- International cards charge about 4.8%, with a $1.50 minimum.
- Push-to-card transfers charge about 4.8% to 4.9%, with a $1.50 minimum.
- Unused-balance refunds can cost 14%, with a $10 minimum, when Laso allows them.
- Prepaid cards may be declined by merchants that reject prepaid Visa cards.
- The standard US and Canada cards do not support ATM cash withdrawals.
- Laso does not provide FDIC insurance for customer deposits.
Our verdict
Laso Finance Card is worth carrying for stablecoin holders paying ordinary merchants without full KYC.
The US and Canada cards cost 0%, but international spending adds roughly 4.8%, plus network gas and possible spread.
There is no published cashback rate, so cashback should not influence your decision.
I would change my mind after reloadable cards, clearer spreads, stronger disputes, or published limits beyond $1,000.
Laso Finance funding
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Founded by Laso Finance was founded by Hunter Monk, a former Meta software engineering team lead who previously sold LiberEx.
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Raise - Jun-Jul 2026 Laso Finance raised $1 million through a MetaDAO sale held from 30 June 2026 to 3 July 2026, with named strategic participants including Colosseum, Theia Investments, DBA, and Anagram.
Is Laso Finance Card safe & legit?
Laso Finance Card appears legit enough for small prepaid spending. Laso Finance LLC, a US company led by founder Hunter Monk, is registered with FinCEN, and named backers include Colosseum, Theia Investments, DBA, and Anagram. Your balance stays in your connected self-custody wallet until you fund the card, then it becomes value held through prepaid card and issuing partners, with no FDIC insurance stated. Known risks include frozen or declined cards, a $1,000 lifetime card cap, costly refunds, and issuer risk; we found no confirmed fraud red flags.
X account intel @LasoFinance
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Based in United States
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Joined X February 2023 3 years ago
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Username changes 1 rename last on Feb 16, 2023
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Signup source Web
Public profile signals from X. Use as one input alongside other due-diligence.
Security scan checked Nov 13, 2026
- Google Web Risk Not flagged
- MetaMask Not flagged
- Phantom Not flagged
- ScamSniffer Not flagged
- EtherAddressLookup Not flagged
- Keplr Wallet Not flagged
Domain laso.finance checked against Google's lists of unsafe sites and public crypto wallet blacklists.
This is an automated check, not a security audit. The summary is drafted from the project's own pages and public posts, and the domain is looked up on public blocklists. Nothing here is financial advice: only put in money you can afford to lose. How we review listings
Laso Finance Card Updates
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Always good to see a customer leave happy 🖤
- 2 likes
- 259 views
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An agent that needs a human to click "approve" on every payment can't run a business. It can only ask permission.
Set the rules once instead: a per-payment cap and a rolling 24-hour limit. Inside them, the agent buys the ads, tools and data, gets paid, and reinvests. Outside them, it stops.
http://laso.finance/agent- 224 views
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We highly recommend taking a minute or two to read this and understand how solana:LASocYgQAo8GfypSjedNQgLft8y8DVGg1kSqR3smeta rights work.
It's concisely explained and illustrated, and will give you a firm understanding.- 2 reposts
- 4 likes
- 357 views
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Based support 🤝
- 4 likes
- 302 views
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Join us at Solana Breakpoint on Monday, November 16th at 3PM for the Laso Builders event.
You will go from concept to revenue producing business, built by your own self-improving Laso Agent.
We will accept a limited number of applications from teams and individuals.
Sign up here: https://luma.com/eyfn7csn
- 2 replies
- 3 reposts
- 16 likes
- 851 views
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A little communication goes a long way 🖤
Keeping customers informed at every step means less uncertainty, less stress and a better experience!
- 6 likes
- 384 views
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4/ Just landed or still early:
• @AnodosFinance: live on Seeker since Nov 6
• @OwegoApp: stablecoin spending on local payment rails
• @rampa_cash: remittances and USDC savings
• @LasoFinance: prepaid card
• @sanafionchain: neobank with a Visa card
• @sendwithsolid: P2P and in-store payments
If you use any of these on Seeker, which ones stick day to day, and what's still missing?- 1 reposts
- 10 likes
- 454 views
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The missing piece for an agent that makes money is usually the payment, not the model.
Add Laso's MCP server in Claude Code, or a payment tool in LangChain, OpenAI Agents or n8n. The agent gets a wallet, cards and a bank account. You keep the spend limits. It buys the ads, tools and data, and puts the profit back to work.
http://docs.laso.finance/guides/mcp-server- 4 likes
- 515 views
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Weekend thought: the first businesses run by agents won't look impressive.
They'll look like Room for Baby. One narrow problem, a free tool, a small affiliate cut, its own wallet paying for video, voice and music, and more of what worked next week.
Small, boring, compounding.- 4 likes
- 422 views
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The first question enterprise teams ask isn't "can the agent pay?" It's "what stops it paying too much?"
Limits that live outside the model. A per-payment cap and a rolling 24-hour cap on the wallet, set by a human. No prompt can talk its way past a number the model doesn't control.
http://laso.finance/agent- 3 replies
- 6 likes
- 428 views
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View @LasoFinance's Rights:
https://www.01resolved.com/laso-finance/rights- 1 reposts
- 5 likes
- 203 views
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We're pleased to announce @LasoFinance's Rights page is now live on 01Resolved.
solana:LASocYgQAo8GfypSjedNQgLft8y8DVGg1kSqR3smeta holders govern the DAO treasury through decision markets. The DAO treasury holds the mint authority, so new LASO can only be issued by a passed proposal. Laso Finance LLC, a U.S. company, runs the product, sets fees and owns the IP and brand.
For Laso, the “How Value Flows” map traces user payments to Laso’s revenue wallet. Laso’s policy is to sweep all revenue to the DAO treasury in USDC every day. All of the transfers are tracked on 01Resolved.
Since July, Laso Finance has sent ~$115K to the DAO treasury.
Explore Laso Finance’s Rights [Link in reply].- 1 replies
- 6 reposts
- 17 likes
- 856 views
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Messages like these never fail to make our day!
Thank you to all our customers and especially those sending kind words our way 🫶
- 5 likes
- 443 views
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Builder tip: if your agent runs on a schedule, budget for it like an employee, not a script.
The 3am run will hit an API bill, a paywall or a tool that needs a card. Give it a wallet with a per-payment cap and a rolling 24h limit, and it keeps working while you sleep.- 1 replies
- 3 likes
- 374 views
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11/4/2026 Changelog
Transparent REL FX Fees, Clearer Push-to-Card Copy, INTL Refund Preview, Agent Site Domains
New Features & Improvements
• REL cards: Transparent cross-border pricing: we now itemize the FX/cross-border fee before you confirm a transaction.
• Push to Card: Copy made clearer: the order screen now leads with where your money will land, reducing mistakes.
• INTL NR: Pending order cancellations show a refund preview: the refund amount and resulting balance before confirming the cancellation.
• Native SOL deposits: Effective minimum is now shown upfront to help you avoid underfunded transfers.
• Referral program: Copy updated on mobile to clearly reflect the 15–32% earnings range.
• Agentic side: Buy and connect a custom domain, paid directly from your agent wallet; registration is handled in-app with no extra setup; New 'Why Agents' and 'Solutions' pages (Validate and Operations) with improved navigation; builder program simplified to a single, Laso-operated offer for faster setup.
Bug Fixes & Optimizations
• Fees: Optimized for small screens: fee line is pinned so it cannot be cut off in order forms.
• Account Closed: Page now lists every card you held to reduce confusion after an account freeze or closure.
• SEO: Refreshed site map helps search engines find our newest pages.
Security & Performance Updates
• Upgraded web device identification for more accurate fraud screening and fewer false positives.
• Hosted agents run on more powerful servers for faster startups and snappier responses.
• Enhanced monitoring to detect agent failures quickly and restore service faster.
• Agent sites deploy independently for safer rollouts and quicker rollbacks.- 3 likes
- 431 views
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$25,000,000 of total volume through Laso Finance.
https://laso.finance/stats
- 1 reposts
- 6 likes
- 422 views
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Rules we put in our own agent docs:
• Never split payments to dodge limits.
• Never complete KYC on behalf of a human.
• Respect the price cap.
Agents with money need guardrails written for agents.
https://laso.finance/SKILL.md?utm_source=x&utm_campaign=safety- 1 replies
- 5 likes
- 434 views
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Builders: what's the first real-world thing you'd let your agent pay for on its own?
Ads? SaaS? Contractors? Groceries?
Best answers get a walkthrough from us.- 5 likes
- 397 views
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The agents that matter won't just spend. They'll earn: buy ads, tools and data, get paid by customers, and reinvest the profit.
That loop needs a wallet, cards and a bank account. That's the product.
https://laso.finance/agent?utm_source=x&utm_campaign=thinking- 3 likes
- 383 views
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We always love getting feature requests from our users, it's an amazing way to help shape our product to fit those who use it the most!
Share your feedback here on X, Telegram or on our new Typeform: https://form.typeform.com/to/JiTLDWgD
- 6 likes
- 444 views
Laso Finance Card Reviews & Comments
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