Avvio crypto card fees: USDC and USDT on Solana and Base

Avvio Card Overview

Avvio Card Key features

• Visa card spending

  You can spend at more than 150 million Visa merchants and add the card to Apple Pay. Card access depends on your region and partner identity checks.

• Zero advertised FX

  Avvio advertises a 0% FX markup on card spending. You may still pay a conversion spread or partner fees, so check the rate in the app.

• Self custody wallet

  You control wallet keys through Turnkey signing, and Avvio says you can export them. You are responsible for wallet recovery, while card and fiat transactions remain subject to partner controls.

• Named bank accounts

  You can receive payments through dedicated USD or EUR account details, with GBP available in some cases. Account details can be in your own name, which is useful for client invoices or payroll.

• Unified stablecoin balance

  You can hold supported stablecoins in one dollar-style balance for transfers and card spending. Avvio supports USDC and USDT across several networks.

• Automatic deposit bridging

  You can deposit USDC or USDT through supported networks without a separate manual bridge step. Avvio's partners handle the bridging, and you still pay applicable network or partner fees.

• Variable balance yield

  Avvio advertises up to about 7% APY on idle USD or EUR balances, but returns vary and are not guaranteed. You earn yield rather than card cashback, and Avvio balances are not FDIC insured.

• Local bank payouts

  You can withdraw through local payment rails, including Pix for BRL and SPEI for MXN. Availability and fees depend on the payout route, so confirm the cost in the app.

• Savings goals

  You can set aside money in goal buckets and receive transaction notifications. You can also use Face ID or a fingerprint to access the wallet.

Avvio Card Fees

• Service fee Avvio charges around 0.15% for routing or service fees on some activity.
• EUR conversion fee Users have paid around 0.25% to convert EUR to USDC in observed transactions.
• SEPA deposit fee Users sometimes pay a fixed SEPA deposit fee of around €0.30.
• Card FX markup Avvio advertises 0% FX markup on card spending, but users may still pay a spread in the conversion rate.
• Network and partner fees Users pay network gas for on-chain transfers and any third-party fees that Avvio passes through.

Avvio Card Supported networks

• Bitcoin
• Ethereum
• Solana
• Base

How to use Avvio Card

1. 1

   Create your account

   Download Avvio from the Apple App Store or Google Play where available. Sign up with an email one-time code or another login method shown in the app.

2. 2

   Verify your identity

   Complete the identity checks Avvio's partners require for fiat accounts or the card in your country. Confirm that you can activate the card in your region before you add funds.

3. 3

   Secure your wallet

   Set up Face ID or fingerprint access and configure the recovery method available in the app. You control the wallet keys, so keep your recovery access safe.

4. 4

   Add funds

   Open the available USD or EUR virtual account details in the app and fund the account by bank transfer. Alternatively, send USDC or USDT on a supported network shown in the app, such as Ethereum or Solana.

5. 5

   Activate your card

   Activate the Avvio Visa card once it is enabled for your region. Add it to Apple Pay if you want to pay that way.

6. 6

   Make your first payment

   Check the in-app rate and any conversion charge before you confirm a purchase at a Visa merchant. Avvio advertises 0 percent card FX markup, but you may still pay a spread in the conversion rate.

Avvio Card Demo video

Avvio Card Screenshots

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Avvio Card User Reviews

• 

  @forumpo21 Jul 13, 2026

  I tried the @tryavvio app. I received and sent money. It was an excellent experience and I can rely on this app in my daily life.

  View on X ↗
• 

  @robintwts Sep 17, 2026

  Testing note on deposit UX. Connected Phantom inside Avvio, signed once, funds moved into the Avvio account. Says it is not a paid ad.

  View on X ↗
• 

  @Octop3s Sep 1, 2026

  Compared euro SEPA sends across apps including @tryavvio. Says send and receive landed in seconds.

  View on X ↗

Avvio Card Review

Avvio funding

• Founded by Jaswanth (@jas_avvio) is Avvio's co-founder and CEO and previously worked at Binance US and Shakepay.

Avvio Card Updates

1. 

   Avvio Sep 17, 2026 · 17:08
   LIVE: Private cross border payments for businesses.
   Shield part of your balance. Send without exposing sender, recipient or amount onchain. Receive privately through a dedicated address.
   Payroll, suppliers, payouts. Same account, one toggle.
   Powered by @hinkal_protocol
   • 5 replies
   • 1 reposts
   • 23 likes
   • 2.4K views
2. 

   Avvio Aug 24, 2026 · 18:35
   Excited to be part in the Cohort 1 of Global Neobank Alliance with @PodsFinance
   • 7 replies
   • 4 reposts
   • 23 likes
   • 2K views
3. 

   Avvio Aug 23, 2026 · 18:30
   The exchange rate is the tax you pay for having friends in other countries.
   Might as well lower it and use Avvio 👀
   • 1 replies
   • 2 reposts
   • 16 likes
   • 864 views
4. 

   Avvio Aug 22, 2026 · 19:30
   Send an invoice from Avvio and the payment lands straight in your balance. No separate app needed to check whether it went through.

   1 more in this thread

   Send your first invoice from Avvio today: https://avvio.xyz/join
   • 7 replies
   • 1 reposts
   • 13 likes
   • 1.5K views
5. 

   Avvio Aug 22, 2026 · 15:30
   You earned your money, so you should be the only one who has control over it. When you use Avvio, you have full custody of your money.
   • 2 replies
   • 2 reposts
   • 10 likes
   • 631 views
6. 

   Avvio Aug 21, 2026 · 15:45
   One account with four ways to get paid.
   USD, EUR, GBP and AED are live on Avvio. Real account details, in your name, that can receive a payment like any local account.

   
   • 6 replies
   • 4 reposts
   • 21 likes
   • 1K views
7. 

   Avvio Aug 20, 2026 · 14:15
   A text we'll never send you:
   "Your account has been temporarily restricted."
   Why? Because we don't hold custody of your funds so there's nothing for us to freeze.
   • 4 replies
   • 1 reposts
   • 18 likes
   • 1.3K views
8. 

   Avvio Aug 20, 2026 · 14:01
   Earning in USD but living elsewhere? 🇺🇸
   Keep your income in a real USD account. Hold GBP, AED or EUR alongside it, all in the same app, for everyday spending. No bank taking a cut when you move money between them.

   1 more in this thread

   Download Avvio and open your accounts today: https://avvio.xyz/join
   • 2 replies
   • 1 reposts
   • 17 likes
   • 1.1K views
9. 

   Avvio Aug 19, 2026 · 13:30
   You can now invoice straight from Avvio.
   Create it, send it, get paid into the balance you already hold on the app.

   
   • 1 replies
   • 3 reposts
   • 23 likes
   • 1.1K views
10. 

    Avvio Aug 18, 2026 · 18:00
    Hold USD, EUR, GBP and AED in one Avvio account, each with real account details in your name.
    No more opening separate accounts in every country you work with. Everything lives in one place.

    
    • 4 replies
    • 3 reposts
    • 22 likes
    • 1.3K views
11. 

    Avvio Aug 17, 2026 · 22:13
    Anyone who's been in bitcoin knows how significant @lightspark's infra is. They've been building Grid quietly, and in a couple of years a big chunk of global payments will settle over it.
    @tryavvio is proud to be an early partner, and we're launching Avvio for Business on Grid.
    Want to be a beta tester? Reach out.

    
    • 3 replies
    • 4 reposts
    • 31 likes
    • 4.2K views
12. 

    Avvio Aug 12, 2026 · 18:03
    Excited to be part of the Global Neobank Alliance 🚀🚀
    For the next 3 months we're working with the @PodsFinance team to build true multi currency accounts for LATAM. Fiat payins, hold local stablecoins that earn interest, and payouts to local fiat options
    • 1 replies
    • 7 reposts
    • 20 likes
    • 1.7K views
13. 

    Avvio Jul 30, 2026 · 17:39
    Banking who others are afraid to bank.
    Go check out http://avvio.xyz/wise if you are looking for an alternative 🧡

    
    • 11 replies
    • 1 reposts
    • 51 likes
    • 5.9K views
14. 

    Avvio Jul 30, 2026 · 16:20
    Ask @PeterMcCormack or @isabellasg3 whether the money in their @Wise accounts was really theirs.
    You can technically own it while someone else holds the off switch. That's why Kate points people to @tryavvio. Freedom money was supposed to fix this.
    • 2 replies
    • 3 reposts
    • 8 likes
    • 1.1K views
15. 

    Avvio Jul 24, 2026 · 16:26
    Our founders have been bitcoiners for 8+ years. In that time we've watched people get debanked for donations, protests, political opinions, or just touching crypto. It always comes down to the same thing: if someone else holds your money, they decide whether you keep it.
    That's why we built Avvio self custodial from day one. We never hold your funds. Doesn't matter if we're at 1000 users or 10 million, freezing your money isn't something we're able to do.
    • 7 replies
    • 4 reposts
    • 33 likes
    • 2.6K views
16. 

    Avvio Jul 24, 2026 · 14:25
    La Roja brought home the trophy. 🏆 We brought home the language. Avvio is now fully in Spanish. 🇪🇸
    Settings > Language > Spanish

    
    • 5 replies
    • 4 reposts
    • 19 likes
    • 1.6K views
17. 

    Avvio Jul 21, 2026 · 20:19
    It’s sad watching great fintechs like @Wise @Revolut that were built to disrupt banks slowly become the very thing they set out to destroy.
    Also one of reasons, I’m very bullish on all the new era of fintechs like @altitude @Onesafeio and obviously @tryavvio
    • 2 replies
    • 2 reposts
    • 21 likes
    • 2K views

Avvio Card Reviews & Comments

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