Bleap crypto card: USDC cashback and virtual card fees

Bleap Card Overview

Bleap Card Key features

• Self custodial wallet

  You control your assets until you authorize a purchase, and Bleap cannot move funds alone. You use an MPC smart wallet with split keys rather than a classic seed phrase setup.

• Virtual Mastercard

  You can issue a virtual card in the app and add it to Apple Pay or Google Pay. Pay online or tap to pay without waiting for a physical card.

• Physical Mastercard

  You can order a physical card for chip and PIN purchases or ATM withdrawals. You spend from the same balance with either card.

• No recurring fee

  Bleap lists no monthly or annual card fee and no virtual card issuance fee. You may still pay external bank fees or network gas when you fund your wallet.

• Tiered USDC cashback

  You receive cashback in USDC after settlement, with listed rates of 20% at selected subscription and gaming merchants and 3% at selected ride and food delivery apps. Merchant and monthly caps apply; we couldn't find the cap amounts, and sources disagree on the general spending rate (1% or about 2%).

• Zero FX markup

  Bleap advertises 0% extra FX markup on foreign currency card purchases at Mastercard exchange rates. This does not mean every currency conversion has no cost.

• ATM cash access

  The listed Bleap fee is zero for withdrawals up to about EUR 400 per month, then roughly 1.5% to 2%; confirm the current allowance and fee in the app. ATM operators may charge their own fees.

• Stablecoin spending balances

  You spend through euro or dollar style balances such as EURe or USDC, while merchants receive fiat. You can convert supported tokens on Solana, Base or Arbitrum into your spending balance.

• Crypto and bank deposits

  You can fund your wallet with supported crypto deposits or bank transfers where available. Bleap advertises zero platform fees for supported in-app trades, though you may still pay network gas or a spread on buy and bridge quotes.

• Optional DeFi vaults

  You can put idle USD style balances into DeFi vaults, with listed AER figures around 3.65% to 3.83% rather than a guaranteed return. You take smart contract and strategy risk, and your crypto balances have no bank deposit insurance.

Bleap Card Fees

• Card issuance Bleap charges 0 for virtual and physical cards, with free EEA shipping commonly listed.
• Recurring card fees Bleap charges 0 in monthly or annual card fees.
• FX markup Bleap charges 0% extra markup on foreign currency card purchases.
• Conversion fee Bleap advertises a 0% fee for crypto conversion to the spend balance at payment.
• ATM withdrawals Bleap charges 0 up to about 400 EUR per month, then about 1.5% to 2%, with ATM operator fees outside Bleap's charges.

Bleap Card Supported networks

• Arbitrum
• Base
• Solana

How to use Bleap Card

1. 1

   Create your account

   Go to bleap.finance and download the iOS or Android app. Sign up with your email and phone number.

2. 2

   Verify your identity

   Check country eligibility and nationality restrictions in the app, then complete KYC with your ID and a selfie. You must be at least 18 and live in a supported country.

3. 3

   Create and fund your wallet

   Create your self custodial wallet inside the app. Send supported tokens over a network listed in the app, or use a bank transfer if available in your country.

4. 4

   Prepare your spend balance

   Convert your tokens in the app to a EUR or USD style spend balance if you cannot spend those tokens directly with the card.

5. 5

   Get your virtual card

   Issue your virtual card in the app. Add it to Apple Pay or Google Pay if you want to tap to pay.

6. 6

   Make your first payment

   Use your virtual card for an online purchase, or pay in store with Apple Pay or Google Pay at a merchant that accepts Mastercard. You receive eligible cashback in USDC after the transaction settles.

Bleap Card Videos

Bleap Card Screenshots

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Bleap Card User Reviews

• 

  @KyryloBndr Sep 16, 2026

  Ran the numbers on my monthly AI subscriptions, wasn't pretty.
  
  €350/month goes to Claude, ChatGPT, other AI tools for work, plus YouTube and Netflix. Was paying with a regular card, zero cashback, just money gone.
  
  Switched to Bleap (fiat + crypto card). AI subscriptions: 20% cashback. Streaming: 20%. Gaming: 20%. Crypto events: 10-51%.
  
  €70-100 back every month on just my share, €840-1,200/year on spend that used to just disappear. Especially worth it if you've got a big family

  View on X ↗
• 

  @GhostOfKaido Jun 4, 2026

  Month 3 of me paying my claude & codex ai subscriptions via bleap app and getting 20% off as cashback
  
  I don't know why anyone would say no to this lol, I'm paying via apple pay
  
  Here is more info:

  View on X ↗
• 

  @vitfr00 Aug 6, 2026

  Hello! When i can order physical card? I can't add virtual card to my Apple Pay to start using bleap for payments :(( There is an error . Btw so far great app!

  View on X ↗

Bleap Card Review

Bleap funding

• Founded by Joao Alves and Guilherme Gomes founded Bleap after working at Revolut, where Alves worked on scaling card issuance and Gomes worked in product.
• Pre-seed - Nov 2024 Bleap raised $2.3 million in late November 2024, with Ethereal Ventures as the lead investor.
• Seed - Jan 2026 Bleap announced a $6 million seed round in January 2026, with Blossom Capital as the lead investor.

Bleap Card Updates

1. 

   Bleap Nov 9, 2026 · 14:55
   a message from our team

   
   • 15 replies
   • 2 reposts
   • 41 likes
   • 4.6K views
2. 

   Bleap Nov 4, 2026 · 12:37
   a new way to receive cashback with @BleapApp
   USD, Crypto, Stocks, the choice is yours
   • 13 replies
   • 9 reposts
   • 268 likes
   • 13.2K views
3. 

   Bleap Nov 3, 2026 · 14:34
   your entire net worth is in the hands of this guy btw

   
   • 3 replies
   • 1 reposts
   • 15 likes
   • 1.5K views
4. 

   Bleap Nov 2, 2026 · 15:00
   yes, you are reading this correct
   9.56% AER on your USD in the Bleap app
   tradfi is dead can we all agree this ?
   powered by @yield

   
   • 6 replies
   • 1 reposts
   • 22 likes
   • 2.7K views
5. 

   Bleap Oct 30, 2026 · 15:09
   dear binance hacker,
   can you hack linkedin, then delete it
   • 13 replies
   • 4 reposts
   • 48 likes
   • 2.7K views
6. 

   Bleap Oct 30, 2026 · 11:44
   should we drop this new sign up flow design?
   • 20 replies
   • 12 reposts
   • 256 likes
   • 8.7K views
7. 

   Bleap Oct 29, 2026 · 13:08
   they say when life gives you lemons, make lemonade
   when life gives you money, trade memecoins and lose
   • 3 replies
   • 1 reposts
   • 15 likes
   • 1.5K views
8. 

   Bleap Oct 27, 2026 · 14:21
   coming to terms with the fact that in 2026, the best way to make money is to just have a job
   • 8 replies
   • 2 reposts
   • 31 likes
   • 3.2K views
9. 

   Bleap Oct 24, 2026 · 13:28
   we wanted to update you on an issue affecting card payments.
   our card partner Unlimit is currently experiencing a disruption, which means some card payments may fail.
   your funds remain safe, and bank transfers as well as wallet deposits and withdrawals are not affected.
   we’re monitoring the situation and will keep you updated.
   all other app features are working normally and unaffected.
   thank you for your patience!
   • 11 replies
   • 2 reposts
   • 24 likes
   • 4.5K views
10. 

    Bleap Oct 23, 2026 · 12:25
    we sold our company for $1 billion dollars and here is how we did it
    1) find PMF - this is the most important
    2) Listen to your users - feedback is the strongest form of improvement
    3) wake up from the dream I was having
    4) realise we haven't sold
    5) remember I have to work again today
    6) cry
    • 12 replies
    • 2 reposts
    • 37 likes
    • 3.2K views
11. 

    Bleap Oct 22, 2026 · 14:47
    a little sneak peek of a new animation for receiving money in @BleapApp
    • 3 replies
    • 3 reposts
    • 11 likes
    • 587 views
12. 

    Bleap Oct 22, 2026 · 12:26
    our founding team is ex @Revolut
    & revolut is a great product.
    but there’s a lesson about money control worth understanding before you decide where you keep your money…
    high street banks & neobanks such as revolut can:
    >restrict your account & freeze funds
    >block transfers
    >have control over YOUR funds
    these checks can have legitimate reasons. this isn’t about speaking bad on revolut, it’s about you understanding how it works.
    having money in an account isn’t the same as having control over it.
    with a self-custodial account, such as @BleapApp and others, you hold the keys at all times meaning you control your assets, without relying on a provider to hold them for you.
    that comes with responsibility, of course,but it changes everything
    just ask yourself:
    do you control your money, or do you control an account that gives you access to it?
    • 11 replies
    • 6 reposts
    • 53 likes
    • 5K views
13. 

    Bleap Oct 21, 2026 · 12:57
    serious question
    why would you work hard, 40+ hours per week, JUST to earn money, to then give that money to an institution to control & restrict you from using it when they choose and/or have issues
    why?
    • 10 replies
    • 2 reposts
    • 25 likes
    • 2.6K views
14. 

    Bleap Oct 20, 2026 · 16:43
    the future is fully self custodial
    full stop.
    • 8 replies
    • 3 reposts
    • 39 likes
    • 2.6K views
15. 

    Bleap Oct 16, 2026 · 13:37
    lots of people deposited in our EUR vault yesterday
    tradfi is dead
    • 4 replies
    • 2 reposts
    • 15 likes
    • 1.9K views
16. 

    Bleap Oct 15, 2026 · 13:00
    EUR Vault is now live on Bleap 🇪🇺
    earn yield on your euros, without converting them to dollars and without giving up custody.
    powered by @kpk_io, @monerium & @arbitrum
    • 14 replies
    • 8 reposts
    • 52 likes
    • 5.3K views
17. 

    Bleap Oct 9, 2026 · 12:16
    here is how we give our users 20% cashback on claude, gemini, chatgpt, netflix, prime & more
    we subsidise it, simple as that,
    it's actually free money for you
    take it
    • 7 replies
    • 1 reposts
    • 16 likes
    • 1.8K views
18. 

    Bleap Oct 8, 2026 · 11:14
    me throwing my salary in to random memecoins the day i get paid
    • 3 replies
    • 4 reposts
    • 18 likes
    • 1.8K views
19. 

    Bleap Sep 30, 2026 · 14:56
    BABE WAKE TF UP
    8.13% AER IS AVAILABLE ON BLEAP
    TRADFI IS DYING
    
    POWERED BY @yield
    • 4 replies
    • 2 reposts
    • 24 likes
    • 4K views

Bleap Card Reviews & Comments

No reviews yet. Be the first to share your experience.

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