El Dorado Card

Spend a USDT-funded dollar balance online or in stores with El Dorado Card, a virtual prepaid Visa.

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El Dorado Card: virtual crypto card fees and USDT on Tron and Arbitrum

What is El Dorado Card?

El Dorado Card is a virtual prepaid Visa crypto card for eligible LATAM residents who fund their app balance with USDT and spend in USD.

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El Dorado Card Overview

The El Dorado Card is a virtual USD prepaid Visa inside the El Dorado SuperApp, built for residents of supported Latin American countries. US residents cannot apply. Freelancers paid in digital dollars and people who pay for subscriptions or software in USD are a good fit. Check card availability in your country before you fund the app.

You fund your app balance with USDT on Arbitrum or Tron, or through a US dollar account. You can also buy USDT with local currency through the in-app P2P market. Then move funds onto the card and spend from its prepaid dollar balance. Pay online with the card details, or add it to Apple Pay or Google Pay to tap at compatible Visa terminals. No physical card is advertised.

El Dorado advertises zero maintenance fees and no extra charges on USD-priced purchases. Funding can still cost money: receiving ACH or wire transfers into the dollar account costs 1.49%, while P2P costs vary. The full card fee schedule and a cashback rate are not published in the supplied material.

The main difference is access to Visa spending alongside local QR payments and P2P in one app. For existing El Dorado users, that is useful. Compare the total funding cost with your local dollar card before you switch.

El Dorado Card Key features

  • Virtual prepaid Visa

    Lead Bank issues a USD prepaid Visa in your name after identity verification. You get the card inside the El Dorado SuperApp; no physical card is advertised.

  • USD purchase pricing

    You spend from a dollar balance. El Dorado advertises no extra charges on USD-priced purchases, but does not publish a complete fee table for foreign currency spending.

  • Phone wallet payments

    You can add the virtual card to Apple Pay or Google Pay. Use your phone to tap at Visa merchants that accept contactless payments, or pay online with your card details.

  • USDT funding

    You can fund your El Dorado balance with USDT on Arbitrum or Tron, then move funds onto the card. Check the network and deposit address in the app before you transfer.

  • Local currency funding

    You can buy USDT with local currency through the in-app P2P market, then fund the card from your El Dorado balance. P2P rates and payment method fees vary, so check the total cost before you buy.

  • No advertised maintenance

    El Dorado advertises a 0% maintenance fee. The company has not fully published issuance or per-purchase fees, and the cardholder agreement says fees may apply.

  • Named dollar account

    You can open a virtual US dollar account in your name through Lead Bank and Bridge, then use those funds for your El Dorado balance. Account opening costs $0; receiving ACH or wire transfers costs 1.49%.

  • LATAM resident access

    Residents of supported Latin American countries can apply if they are at least 18 and pass identity verification. US residents cannot apply; confirm card availability in your country inside the app.

Get the app

Download El Dorado Card App For Android And iOS

Download El Dorado Card and start spending crypto from your phone — available on Android and iOS.

Get it onGoogle Play Download on theApp Store

El Dorado Card Fees

  • Maintenance fee El Dorado advertises 0 percent maintenance for the card.
  • USD purchase fees El Dorado advertises no extra charges on USD-priced purchases.
  • Dollar account receipts You pay 1.49 percent to receive ACH or wire transfers into the linked dollar account.
  • Dollar account transfers You pay $1.99 plus 0.99 percent to send ACH, or $19.99 plus 0.99 percent to send a wire from the linked dollar account.
  • Other card fees El Dorado does not publish a full card fee table for issuance, foreign spending, ATM use or replacement, and fees may apply under the cardholder agreement.

El Dorado Card Supported networks

  • Arbitrum
  • Tron

How to use El Dorado Card

  1. Create your account

    Download the El Dorado SuperApp for iOS or Android and sign up with your email and phone number. Check that the card is live in your country before you fund your balance.

  2. Verify your identity

    Complete identity verification with a government ID. You must be at least 18 and live in a supported LATAM country; US residents cannot get the card.

  3. Fund your balance

    Add USDT to your El Dorado balance, or buy it through the app's P2P market with a local payment method. For a USDT deposit, use Arbitrum or Tron and confirm the deposit address and network in the app before you send.

  4. Request your card

    Once you pass identity verification, open the Card section and request the International Dollar Card. You receive a virtual card inside the app.

  5. Load your card

    Move funds from your El Dorado balance onto the card. Check the amount and any fee shown in the app before you confirm the load.

  6. Make your first payment

    Enter your virtual card details at an online checkout that accepts Visa. To pay in a store, first add the card to Apple Pay or Google Pay, then tap your phone at checkout.

El Dorado Card Demo video

El Dorado Card Screenshots

El Dorado Card User Reviews

  • @AriEiberman
    @AriEiberman Jul 2, 2026

    Leon, las tasas de FX que yo vi en el dorado no son buenas en compra/venta pero en el uso de la tarjeta son recontra competitivas.
    Yo deposité USDT en ElDorado, y gastando de la tarjeta no me sumó ni un gramo de FX (segun calculadora Visa)
    ojo al piojo

    View on X ↗
  • @emmcriptada
    @emmcriptada May 14, 2026

    Acabo de volver de Miami contenta por haber usado la tarjeta internacional de @eldoradoio sin problemas ☀️🍹🌊🕶️
    Déjame que te cuente los beneficios de esta tarjeta en este hilo:

    View on X ↗
  • @PeterJ968
    @PeterJ968 Jul 21, 2026

    Consumer Stablecoin Card Review 01:
    @eldoradoio

    El Dorado is a stablecoin payment app focused on the Latin American market.

    Its core advantage goes far beyond issuing another Visa stablecoin card. It connects USDT with local instant-payment and wallet networks such as Pix, Yape, and Nequi.

    That is El Dorado's real moat.

    View on X ↗
Used El Dorado Card? Share your experience — your review helps other traders decide. Write a review →

El Dorado Card Review

Pros

  • You can pay USD-priced bills from a dollar balance without a local currency conversion.
  • You can pay in stores with Apple Pay or Google Pay.
  • You can fund your app balance with USDT on Arbitrum or Tron before loading the card.
  • You can use local currency to fund your balance through the app's P2P market.
  • El Dorado advertises no card maintenance fee.
  • You can pay online wherever merchants accept Visa prepaid cards.

Cons

  • El Dorado does not advertise a physical card, so in-store payments depend on a phone wallet.
  • El Dorado has not published a complete card fee table.
  • You pay 1.49 percent to receive ACH or wire transfers into the linked dollar account.
  • You may pay variable P2P spreads and payment method fees to fund your balance.
  • You must move funds through your El Dorado balance before loading the card.
  • You rely on El Dorado and its card partners to hold and manage your spending funds.
  • US residents cannot get the card.

Our verdict

I'd carry El Dorado Card as an eligible LATAM user already holding USDT. Funding costs include variable P2P spreads or 1.49% incoming ACH fees, depending on method. El Dorado hasn't published full card fees or a cashback rate. I'd keep balances small and assume no bank insurance. I'd reconsider if funding plus card fees exceeded my local dollar card's costs.

El Dorado funding

  • Founded by Guillermo Goncalvez is a Venezuelan founder and CEO of El Dorado, with Juan Andreu and Carlos Fontes named as early team members.
  • Seed - May 2024 El Dorado raised about $3 million in a seed round led by Multicoin Capital, with Coinbase Ventures and Berkeley SkyDeck participating.
  • Series A - Jun 2026 El Dorado announced a $9 million Series A on 15 June 2026, led by Paradigm, with Coinbase Ventures and Verda Ventures participating.

Is El Dorado Card safe & legit?

El Dorado Card appears legitimate: Lead Bank issues the Visa, Bridge Ventures LLC runs the program, and El Dorado Labs PY INC runs the app. Founder and CEO Guillermo Goncalvez built El Dorado with an early team that included Juan Andreu and Carlos Fontes; major backers include Multicoin Capital and Coinbase Ventures. Your balance is custodial, so you depend on the providers for access to funds; they have not published full card fees, and you should not assume FDIC insurance.

X account intel @eldoradoio

  • Based in Venezuela
  • Joined X July 2019 7 years ago
  • Username changes 2 renames last on Dec 29, 2022
  • Signup source Web

Public profile signals from X. Use as one input alongside other due-diligence.

Security scan checked Oct 11, 2026

  • Google Web Risk Not flagged
  • MetaMask Not flagged
  • Phantom Not flagged
  • ScamSniffer Not flagged
  • EtherAddressLookup Not flagged
  • Keplr Wallet Not flagged

Domain eldorado.io checked against Google's lists of unsafe sites and public crypto wallet blacklists.

El Dorado Card Updates

  1. El Dorado Card logo
    El Dorado
    "El Dorado dollar dream” 💛
    • 1 replies
    • 2 likes
    • 584 views
  2. El Dorado Card logo
    El Dorado
    “The US dollar is the single best financial product to ever be created.”
    “It’s a product that we, as entrepreneurs, should make easily available to everyone in the world and especially to the ones needing it the most. Venezuelans, Argentinians, Bolivians are among those.”
    @stablecoing, Co-Founder & CEO of @eldoradoio, echoing his friend @FerdiDabitz, Co-Founder & CEO of @augustus_bank
    • 1 replies
    • 2 reposts
    • 8 likes
    • 670 views
  3. El Dorado Card logo
    El Dorado
    Straight Outta LATAM: this week across the network.
    @twinfinance_ announced HackaTwin: 12 hours, 100 builders, 4 tracks (AI, Blockchain, Fintech, Stablecoins). Digital House, Buenos Aires, Saturday, November 7.
    https://x.com/twinfinance_/status/2105705697472082359?s=20
    @rd_station partnered with ESPM on programs for B2B leaders who master business, data, and technology in practice.
    https://www.instagram.com/p/DeAT4AhD8Jg/?img_index=4
    @UseInvent shipped its connector for Claude: Claude can read your inbox, contacts, and assistants, and act on them on request.
    https://x.com/UseInvent/status/2106247101508210880?s=20
    YaloCobro connects sales, inventory, and data in one place, so teams can keep running the operation.
    https://www.instagram.com/p/DeMoepZgWKr/
    @digitalizadosco: create your first AI sales agent.
    • 2 replies
    • 4 reposts
    • 13 likes
    • 866 views
  4. El Dorado Card logo
    El Dorado
    “I’m extremely happy that we have companies like Augustus in the space doing the hard work of going and pursuing an OCC license, and that’s certainly something that we don’t wish to do at least in the short term.”
    @stablecoing on why @eldoradoio would rather partner with a licensed bank like @augustus_bank than become one
    • 2 reposts
    • 8 likes
    • 416 views
  5. El Dorado Card logo
    El Dorado
    Global money. Global coverage.
    Our new series powered by @augustus_bank launched today
    kicked off with the legend @stablecoing from @eldoradoio
    Hello, Bolivia 🇧🇴
    • 2 reposts
    • 7 likes
    • 454 views
  6. El Dorado Card logo
    El Dorado
    “In countries like Bolivia, people don’t trust their financial institutions.”
    A dollar shortage has left Bolivian banks limiting how many dollars people can withdraw, and crypto transactions in the country rose more than 530% in the first half of 2025.
    @eldoradoio, a crypto app that Bolivians have turned to, went a step further and opened a physical office in the country.
    “That’s simply a continuation of how financial businesses build trust over the past century.” — @stablecoing
    • 1 replies
    • 3 reposts
    • 10 likes
    • 1.1K views
  7. El Dorado Card logo
    El Dorado
    I'll be on @stabledash today at 2:00 PM ET on opening @eldoradoio's stablecoin office in Santa Cruz, Bolivia. Tune in.
    • 1 reposts
    • 7 likes
    • 318 views
  8. El Dorado Card logo
    El Dorado
    Our CEO @stablecoing is joining the lineup today at @stabledash Global!
    Don't miss it. 💛
    • 3 reposts
    • 7 likes
    • 587 views
  9. El Dorado Card logo
    El Dorado
    🫵 Te estamos buscando para ser parte del equipo B2B Sales que va a liderar la expansión de El Dorado Empresas en Bolivia. 🇧🇴
    📍 Posiciones abiertas:
    🇧🇴 B2B Sales — Cochabamba, Bolivia
    🇧🇴 B2B Sales — La Paz, Bolivia
    Lo esencial:
    🟡 Experiencia: 2-4 años en ventas B2B, gestión de cuentas o desarrollo de negocios (Fintech/Tech es un súper plus).
    🟡 Network Local: Dominio total del mercado local en Cochabamba o La Paz para construir relaciones de alta confianza.
    🟡 Cripto/Stablecoins: No necesitas ser experto, pero si curiosidad por aprender cómo las stablecoins están revolucionando las finanzas empresariales.
    Tu misión:
    🟡 Prospectar, cerrar y escalar activamente la cartera de clientes de El Dorado Empresas.
    🟡 Guiar a los clientes en sus primeras transacciones y convertirte en su asesor financiero de confianza.
    🟡 Trabajar codo a codo con Producto compartiendo hallazgos del mercado boliviano para construir soluciones a medida.
    💡 Perfil: Altamente organizado para gestionar un pipeline complejo, empático y cómodo en entornos de startup con ritmos acelerados.
    Aplica aquí:
    → https://eldoradoio.notion.site/S-mate-a-nuestro-equipo-106937b70ca380cea24fd721d50dffe9
    • 4 reposts
    • 10 likes
    • 934 views
  10. El Dorado Card logo
    El Dorado
    Gracias por tanto, Leo! 🇦🇷 🩵🤍
    • 1 reposts
    • 15 likes
    • 642 views
  11. El Dorado Card logo
    El Dorado
    Asistí por primera vez a Expocruz en Bolivia. Y @eldoradoio Empresas estuvo ahí.
    Importadoras de vehículos, maquinaria agrícola, tecnología, alimentos, todo bajo el mismo techo. Es la Bolivia que produce, importa y busca mercados.
    Algo que no esperaba: Bolivia tiene más autos eléctricos que Argentina. Eso me dijo algo sobre el tipo de mercado que es.
    Tuve la oportunidad de hablar con un concesionario de vehículos que lleva un año aceptando USDT y se ha convertido en uno de sus principales canales de pago.
    Y aunque USDT ya es un término familiar, los pagos internacionales siguen siendo uno de los mayores cuellos de botella para cerrar negocios aquí.
    Eso es exactamente lo que resolvemos con El Dorado Empresas. Más de 200 empresas ya lo están probando, y el equipo sigue a full cerrando las relaciones que nos dejó la Fexpo.
    Bolivia está lista para jugar en grande. Nosotros también.
    • 1 replies
    • 4 reposts
    • 19 likes
    • 1.1K views
  12. El Dorado Card logo
    El Dorado
    12 years of Digital Dollars. 💵 Happy birthday @tether!
    USDT powers how Latin America holds and moves value, and El Dorado is proud to bring those rails to hundreds of thousands of users & businesses.
    • 4 reposts
    • 10 likes
    • 662 views
  13. El Dorado Card logo
    El Dorado
    September at El Dorado. 
    Another month of shipping and setting records!
    Straight Outta LATAM.
    • 1 replies
    • 2 reposts
    • 10 likes
    • 611 views
  14. El Dorado Card logo
    El Dorado
    Straight Outta LATAM: this week across the network.
    @CresiumFintech is hiring to grow its Growth team.
    https://x.com/CresiumFintech/status/2103182679755686166?s=20
    @umiasalud, an AI clinical assistant, writes patient records in real time while doctors see patients face to face. Already live in Venezuela.
    https://www.instagram.com/p/DbwQZ6mNTpU/
    @somoshashi is hiring three people for its product team.
    https://www.linkedin.com/feed/update/urn:li:activity:7508290394397347840/
    @Bitso: options trading is now available directly from your account.
    https://x.com/Bitso/status/2104713330535305220?s=20
    @quintoandar hosted the Festival AI Mujeres at Vila QuintoAndar, built on the idea that technology only solves problems with diversity in its design and decisions.
    https://www.linkedin.com/posts/quintoandar-com-br_ia-festival-women-quintoandar-activity-7508981330181918720-Mo45
    • 1 replies
    • 4 reposts
    • 16 likes
    • 1.1K views
  15. El Dorado Card logo
    El Dorado
    What does your internet business need most right now?
    1 more in this thread
    El Dorado Business.
    → https://eldorado.io/business
    https://eldorado.io/business
    • 1 replies
    • 2 reposts
    • 5 likes
    • 664 views
  16. El Dorado Card logo
    El Dorado
    I
    DON'T
    KNOW
    WHY
    MONEY
    DOESN'T
    MOVE
    AT
    INTERNET
    SPEED
    YOURS
    SHOULD
    → EL DORADO BUSINESS
    • 2 reposts
    • 7 likes
    • 556 views
  17. El Dorado Card logo
    El Dorado
    Everything an internet business needs to operate globally.
    1 more in this thread
    El Dorado Business.
    → https://eldorado.io/business
    https://eldorado.io/business
    • 1 replies
    • 4 reposts
    • 11 likes
    • 1.1K views
  18. El Dorado Card logo
    El Dorado
    35th International Business Round Bolivia-CAINCO.
    3 days. 20+ countries. 50+ sectors.
    El Dorado Business was in the room.
    2 more in this thread
    We met with business owners from across Latin America and beyond to show them one thing: how to send and receive payments globally from a single account.
    Whether you're in Bolivia or running a business anywhere in Latin America or the world, El Dorado Business works for you.
    Open your account: https://eldorado.io/business
    https://eldorado.io/business
    • 2 replies
    • 6 reposts
    • 16 likes
    • 989 views

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