Solflare Card
Eligible users can spend USDC from their self-custody Solana wallet at Mastercard merchants, with payment converted to local fiat.
Solflare Crypto Card Fees, Cashback And Solana USDC
What is Solflare Card?
Solflare Card is a paused self-custody Mastercard for spending Solana USDC, with first-program fees, limited EEA and UK access, and no published cashback rate.
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Solflare Card Overview
Solflare Card was a Mastercard debit card linked to a Solflare Solana wallet. It spent USDC on Solana directly from the user's delegated wallet. The merchant received local fiat, while the wallet paid the matching USDC amount. The card had no separate prepaid balance or custodial card account.
The card suited adults in the EEA and UK who held USDC on Solana and wanted to spend it at Mastercard merchants. It did not support direct spending of SOL, Bitcoin, Ether, Tron USDT, or other tokens. KYC was required for card use.
Users funded the card by buying, swapping, or transferring USDC on Solana into the connected wallet. They did not need a card top-up. Each approved tap, swipe, online payment, or ATM transaction triggered a Solana USDC debit. The first program listed no monthly or annual fee and free virtual card issuance. A commonly cited fee for non-USD payments was 1%, but current replacement-program fees and limits are not published. No fixed cashback rate is published.
The card stopped working on 28 July 2026 after its issuing partner, Kulipa, wound down. Solflare said a replacement program was planned, with Apple Pay, Google Pay, higher limits, and cashback. The replacement was not confirmed live in the supplied sources. Check the official Solflare app and help center before applying or relying on the card.
The main difference was self-custody spending. USDC stayed in the user's Solflare wallet instead of moving into a prepaid card balance. That design reduced the need for a custodial top-up, but it also limited the product to Solana USDC and depended on a working card issuer.
I could not verify current, real app screenshots from public sources here, so I have not presented an unverified image as genuine. Use dated images from the official Solflare app listing or official card page, and check that they match the current issuer program.
Solflare Card Key features
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Current card status
Virtual and physical cards stopped working on 28 July 2026 after issuer Kulipa wound down. Solflare said a replacement program was in progress, but independent reviews had not confirmed its launch.
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Self-custody spending
The card spends USDC from a Solflare wallet that you control. The issuer does not hold a prepaid balance for you.
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USDC on Solana
The card supports USDC on Solana only. You must swap or bridge other assets into Solana USDC before spending them.
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No prepaid balance
You do not load a separate card account. The available amount matches the USDC in the wallet delegated to the card.
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Mastercard payments
The card uses the Mastercard network for online and in-store payments, plus ATM use. Merchants receive local fiat while the wallet pays USDC.
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On-chain debit
An approved payment triggers a Solana transaction that deducts the matching USDC from the delegated wallet. The raw data puts network gas at roughly $0.01 or less per debit.
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Virtual card first
The first program issued a virtual Mastercard after KYC, with a physical card available later. Old card numbers will not carry over to a replacement program.
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Google Pay support
The first live program supported Google Pay where the option was available. Solflare listed Apple Pay and Google Pay as day-one items for its replacement program.
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Payment controls
The app supports biometric or PIN access, instant freeze and unfreeze controls, and push alerts for spending. Online payments can require 3D Secure verification.
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EEA and UK access
People aged 18 or older who live in the EEA or UK could apply through the Solflare mobile app during the first program. Other countries were reviewed case by case.
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KYC required
Card applicants must complete identity checks because the Mastercard program and its licensed issuer must meet anti-money laundering rules. The Solflare wallet itself does not require KYC.
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Rewards program
The first program used raffle-style points rather than a fixed cashback rate. Solflare promised cashback for the replacement program, but it had not published the rate.
Solflare Card Fees
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Annual card fee The first Kulipa program charged $0 for annual or monthly card fees.
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Issuance fee The first program listed virtual card issuance as free.
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Top-up fee Solflare charged $0 for top-ups because the card had no prepaid balance to fund.
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FX fee The first program commonly charged 1% on non-USD charges, with Mastercard's interbank rate used for the currency conversion.
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ATM withdrawals Solflare's FAQ said Solflare charged no ATM fee, but third-party reviews listed about 2% after a free allowance, and the ATM owner could charge its own fee.
Solflare Card Supported networks
Solana
How to use Solflare Card
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Check card availability
Open the official Solflare app or help center and confirm that the replacement card program is live. Old Kulipa cards stopped working on 28 July 2026, so do not use old card details.
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Create your wallet
Download the official Solflare mobile app and create or import a Solana wallet. If you create a wallet, write the recovery phrase offline and never share it.
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Apply and verify
Open the portfolio, tap the card icon, and start the application if the card is available in your region. Complete KYC with a government ID. Residents of the EEA and UK who are 18 or older can apply, while other countries receive case-by-case review.
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Fund with USDC
Buy, swap, or transfer USDC on Solana into the wallet delegated to the card. The card spends USDC from that wallet, and it does not use a separate prepaid balance.
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Make your first payment
After approval, open the virtual card details in the app and add it to Google Pay if the option is available in your region. Tap or swipe at a Mastercard merchant, or enter the virtual card details online and complete 3D Secure if asked.
Solflare Card Demo video
Solflare Card Screenshots
Solflare Card Review
Pros
- USDC stays in your delegated Solflare wallet instead of an issuer-held prepaid balance.
- The card spends Solana USDC directly, so you do not need a separate card top-up.
- Mastercard acceptance lets merchants receive local fiat while your wallet pays in USDC.
- The app includes card freeze controls and spending alerts.
- Solana transactions settle each approved debit on chain.
- The first program charged no annual or monthly card fee.
Cons
- The card stopped working on 28 July 2026 after issuer Kulipa wound down.
- The replacement card was not confirmed live by mid-August 2026.
- The card spends USDC on Solana only, so other assets need a swap or bridge first.
- The first program charged about 1% on non-USD purchases.
- The first rewards program used raffle-style points, and the replacement cashback rate was not published.
- Applications were limited mainly to residents of the EEA and UK.
Our verdict
Solflare Card is not worth carrying today; cards stopped working on 28 July 2026. It suits eligible UK and EEA users holding USDC on Solana after relaunch. The old baseline charged roughly 1% foreign exchange fees, plus tiny Solana gas. Any USDC purchase spread remains unpublished, and cashback has no confirmed rate.
Solflare funding
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Founded by Solflare was founded by Vidor Gencel and Filip Dragoslavić, who also built Solana Beach and later developed Solflare as a consumer Solana wallet.
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Early stage VC - Jul 2021 PitchBook lists about $3.4 million raised in an early stage VC event dated 6 July 2021; it does not identify lead investors, but names CMS Holdings, Delphi Digital / Delphi Ventures, and Dominance Ventures among 11 investors.
Is Solflare Card safe & legit?
X account intel @solflare
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Based in United Kingdom
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Joined X May 2020 6 years ago
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Username changes 3 renames last on Apr 17, 2025
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Signup source Web
Public profile signals from X. Use as one input alongside other due-diligence.
Solflare Card Updates
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Did someone say short?
All we heard was long, long, loooooong.
At @SuperteamBLKN’s Solana Summit in Serbia, one thing was clear: everyone came to long SOL.
Trade perps right from your Solflare app – couldn’t be simpler.- 22 replies
- 6 reposts
- 58 likes
- 5.6K views
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Ready to trade Perps on Solflare?
Update your Solflare app to the latest version and watch this quick video guide to get started.
Everything you need to know in under a minute ↓1 more in this thread
LONG or SHORT? 📉📈- 28 replies
- 24 reposts
- 104 likes
- 10K views
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That escalated quickly.
$15M in Perps volume 📈
- 39 replies
- 20 reposts
- 126 likes
- 11.3K views
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Perps on one side
Pokémon packs on the other
A normal Sunday morning inside Solflare.- 36 replies
- 7 reposts
- 81 likes
- 5K views
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Got what it takes to top the leaderboard?
Trade Solflare Perps and compete for your share of our $25,000 prize pool.
Two ways to win:
→ Volume
→ PnL
Ends Sep 2, 16:00 CET.
Start trading ↓1 more in this thread
https://www.frontiertraders.com/campaigns/solflare-perps- 9 replies
- 19 reposts
- 108 likes
- 9.5K views
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Big few days behind the scenes and an even bigger team effort 💛
- 11 replies
- 5 reposts
- 63 likes
- 9.1K views
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TO LONG, OR TO SHORT?
…that is the question.
Solflare Perps, right where they belong: at Solana Summit in Serbia! 🇷🇸- 43 replies
- 25 reposts
- 142 likes
- 14.4K views
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What is that cool yellow square? 🤔
Happy to represent one of the greatest brands in the Solana ecosystem
- 69 replies
- 7 reposts
- 167 likes
- 7K views
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That’s a wrap on Day 2 of Solana Summit Serbia. 💛
A packed booth, a lot of familiar faces, and even more new ones.
Thanks to everyone who came through and made these two days what they were.
Until next time. 🫡
- 27 replies
- 21 reposts
- 161 likes
- 8.6K views
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We call it New Money
- 19 replies
- 11 reposts
- 110 likes
- 11.2K views
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hello, social media intern here, live from solana summit in serbia
i'm cooked and i have no more footage- 38 replies
- 14 reposts
- 159 likes
- 10.6K views
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$44,504.30 is the score to beat. Think you can top it?
Get to the Solflare booth at Solana Summit, play LONG vs SHORT, and take your shot.
Top score by the end of the day wins 1,000 USDC. 💰
- 18 replies
- 11 reposts
- 96 likes
- 8.3K views
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Secret footage of @Maky_sol sharing alpha
When bro speaks - bros listen
- 12 replies
- 7 reposts
- 52 likes
- 2.3K views
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hey @SuperteamBLKN, pls come get your dog, he’s out here trying to tear into packs in broad daylight
- 20 replies
- 5 reposts
- 69 likes
- 8.7K views
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Well milestone #2 came fast 📈
$2M in volume in just over two days.
- 23 replies
- 15 reposts
- 81 likes
- 14.7K views
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You do know what sound the Solflare Pack opening animation makes, right?
Right?- 40 replies
- 8 reposts
- 112 likes
- 13.6K views
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Trade Your Way to $25K
Get to the Solflare booth at Solana Summit, scan the QR, and claim 10 USDC to start trading.
Then compete for $25,000 across two tracks:
→ Volume
→ PnL
Only Solflare Perps volume counts.
Live until Sep 2, 16:00 CET, more on link below
1 more in this thread
https://www.frontiertraders.com/campaigns/solflare-perps- 24 replies
- 8 reposts
- 101 likes
- 9.2K views
Solflare Card Reviews & Comments
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