AnomaPay Card

Crypto holders could spend shielded balances at merchants with the planned AnomaPay Card, without exposing purchases on public blockchains.

Preview of AnomaPay Card

AnomaPay crypto card waitlist: Cashback and fees

What is AnomaPay Card?

AnomaPay Card is a waitlist-only crypto debit card with planned confidential top-ups and up to 3% cashback; AnomaPay has not published card fees.

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AnomaPay Card Overview

AnomaPay Card is a planned crypto payment card, currently waitlist only at anomapay.app/card. AnomaPay has not published a launch date. People who hold USDC or USDT and want more private everyday payments may find it useful, especially freelancers paid in crypto. You cannot order a live card yet.

To fund the live AnomaPay app, you connect a wallet and deposit supported tokens into a shielded balance. You keep control of the app's keys. For the planned prepaid card, you would top up from that balance, then pay at merchants. AnomaPay has not published the full card custody or crypto conversion terms. The main difference is the planned confidential top-up route, so shoppers can spend without linking each purchase to a public wallet history.

AnomaPay advertises up to 3% cashback, depending on tier. That is a maximum advertised rate for a future card, not a return users can earn today. Card fees and supported countries are not published, including charges for foreign currency payments or ATM use. The private funding route is the reason to watch this card. For now, the missing fee terms make it too early to judge its everyday value.

AnomaPay Card Key features

  • Waitlist access only

    AnomaPay Card is still on the waitlist at anomapay.app/card. AnomaPay has not published a launch date for virtual or physical cards.

  • Confidential prepaid top ups

    AnomaPay plans to let prepaid card users top up from a shielded AnomaPay account. The team describes this as a way to keep merchant purchases from being traced back to a public wallet address.

  • Tiered cashback

    AnomaPay advertises up to 3% cashback, with rates based on the card tier. The planned tiers are prepaid, standard and advanced, but exact rates for each tier are not published.

  • Monthly Paydrops

    AnomaPay plans monthly cash raffles where each eligible card transaction counts as an entry. Advertised prizes reach $1,000, so this is a chance to win rather than guaranteed cashback.

  • Reward multiplier windows

    AnomaPay lists Power Up Windows as planned periods when users can earn reward multipliers. The team will announce the windows through official accounts; exact multipliers are not published.

  • Private balance yield

    AnomaPay lists yield on shielded balances among the planned card perks. Exact rates and yield products are not fully specified, so there is no published return to calculate.

  • Multiple asset support

    In the live AnomaPay app, users can deposit supported assets such as USDC or ETH without buying a separate privacy token. AnomaPay advertises multi asset support for the planned card, but the final card asset list is not published.

  • Non custodial app

    Users keep their keys in the AnomaPay web app and can access it with an existing wallet or a passkey. Card custody arrangements and prepaid load details are not yet public.

  • Referral bonuses

    AnomaPay lists referral bonuses on the card page. Bonus amounts and eligibility terms are not yet published.

  • Unpublished card fees

    AnomaPay markets the card with low fees but has not published a card fee schedule. FX and ATM charges are still unknown, so users cannot yet compare those costs with cashback.

AnomaPay Card Fees

  • Fees Fees are not published; check the official site for current rates.

AnomaPay Card Supported networks

  • Ethereum
  • BNB Chain
  • Arbitrum
  • Monad
  • Stable
  • Base
  • Optimism
  • Aurora

How to use AnomaPay Card

  1. Join the waitlist

    Go to anomapay.app/card and submit the official waitlist form. AnomaPay has not issued the card or published a launch date.

  2. Complete issuer onboarding

    When invited, follow the issuer's onboarding instructions. AnomaPay has not published KYC requirements or card fees, so check those details before you proceed.

  3. Connect your wallet

    Open anomapay.app and connect a supported wallet, such as MetaMask or Rabby, or create an account with a passkey. You keep control of your keys.

  4. Deposit supported tokens

    In the app, choose a supported chain and asset, then deposit tokens into the shielded pool and confirm the onchain deposit. Check your private balance on the dashboard.

  5. Top up your card

    After issuance, top up your prepaid card from your AnomaPay shielded account if AnomaPay enables that path. You cannot fund a card while it is waitlist only.

  6. Make your first payment

    Once you have a funded card, use it to pay at a merchant. If supported at launch, add the virtual card to Apple Pay or Google Pay before you pay.

AnomaPay Card Demo video

AnomaPay Card Screenshots

AnomaPay Card User Reviews

  • @Deestar
    @Deestar Jun 23, 2026

    nothing is more frustrating than having to sell your crypto just to make a payment

    crypto cards are easily the best real-world adoption use case right now

    only real issue was privacy

    that's exactly why i signed up for the @AnomaPay crypto card waitlist

    now i can actually spend my crypto in the real world while everything stays fully private

    they even added tokenized gold (XAUm) recently so you can invest, hold, and spend that with privacy too

    so why still rely on local banks??

    View on X ↗
  • @michyexe
    @michyexe Aug 19, 2026

    I really regret not using @anomapay sooner.

    Now I can send and receive without exposing my wallet address.

    For a crypto agency, that matters even more. I'm planning to use AnomaPay Business for salary payments, with 10+ contributors, I don't really want our treasury, payroll, and everyone's wallets publicly traceable onchain.

    And the upcoming AnomaPay card takes that same privacy-first approach to everyday spending, while adding up to 3% cashback, monthly cash raffles, and yield options on your balance.

    Be among the first to experience private spending here

    View on X ↗
  • @Machinegun0x
    @Machinegun0x Sep 10, 2026

    Agora looks decent, especially for no KYC

    i'm still waiting on the AnomaPay card though, mainly for the private spending side

    View on X ↗
Used AnomaPay Card? Share your experience — your review helps other traders decide. Write a review →

AnomaPay Card Review

Cons

  • You cannot order the card yet, and AnomaPay has not announced a launch date.
  • AnomaPay has not published card fees, including FX and ATM charges.
  • Your cashback rate depends on your tier, so the advertised 3% is not universal.
  • AnomaPay has not named the card processor or BIN partner.
  • You must win a Paydrops raffle to receive a prize.

Our verdict

I'd hold off on AnomaPay Card; you can only join the waitlist. Crypto holders who want private everyday payments have reason to watch it. AnomaPay hasn't published card fees or conversion spreads, so total costs remain unknown. I wouldn't count on up to 3% cashback to cover those costs. I'd reconsider after launch, with low total costs and clear card custody terms.

AnomaPay funding

  • Founded by Adrian Brink, Awa Sun Yin and Christopher Goes are the co-founders behind AnomaPay, with backgrounds at Tendermint / Cosmos and in IBC design, privacy and analytics work.
  • Funding round - Apr 2021 Anoma, the parent project behind AnomaPay, raised about $6.75 million in a round led by Polychain Capital.
  • Funding round - Nov 2021 Anoma raised about $26 million in a round led by Polychain Capital.
  • Funding round - May 31, 2023 Anoma raised $25 million in a round co-led by CMCC Global and returning investor Electric Capital.
  • Community round - Date not stated Anoma raised $2.5 million through a community round on Echo, with Native Crypto and CMS Holdings named as participants.

Is AnomaPay Card safe & legit?

Heliax builds AnomaPay under the Anoma Foundation's stewardship; Anoma's co-founders are Adrian Brink, Awa Sun Yin and Christopher Goes, and its backers include Polychain Capital and CMCC Global. Users retain their keys in the self-custody app, but the card is still waitlist-only, with no published issuer or card custody terms. No known hacks or scam flags are reported for AnomaPay, but its developers label the software experimental and card safety remains unproven; anomacard.com is a separate site.

X account intel @AnomaPay

  • Based in Portugal
  • Joined X August 2025 1 year ago
  • Username changes 1 rename last on Aug 14, 2025
  • Signup source United States App Store

Public profile signals from X. Use as one input alongside other due-diligence.

Security scan checked Nov 13, 2026

  • Google Web Risk Not flagged
  • MetaMask Not flagged
  • Phantom Not flagged
  • ScamSniffer Not flagged
  • EtherAddressLookup Not flagged
  • Keplr Wallet Not flagged

Domain anomapay.app checked against Google's lists of unsafe sites and public crypto wallet blacklists.

This is an automated check, not a security audit. The summary is drafted from the project's own pages and public posts, and the domain is looked up on public blocklists. Nothing here is financial advice: only put in money you can afford to lose. How we review listings

AnomaPay Card Updates

  1. AnomaPay Card logo
    AnomaPay
    External security vulnerabilities have been identified in the @RiscZero proof system used by @AnomaPay that could put user funds at risk. To protect users and ensure funds stay safe, the risc0 verifiers behind Anoma have been halted and will be upgraded by the RISC Zero team.
    What this means for AnomaPay users: deposited funds are secure but temporarily inaccessible until the Anoma protocol is upgraded to V2 including the new security updates from RISC Zero. The upgrade is estimated to take place in 2 weeks.
    This downtime is unfortunate but necessary to protect user funds. Users do not need to do anything, funds will be automatically migrated to V2 and accessible again once the upgrade completes.
    For more information on what happened, see the following security advisories from RISC Zero. Stay tuned for news on the Anoma V2 upgrade and restoration of service for AnomaPay.
    https://github.com/risc0/risc0/security/advisories/GHSA-g6qg-9j8p-7j87
    https://github.com/risc0/risc0-ethereum/security/advisories/GHSA-mm6c-35cm-g4x2
    • 8 replies
    • 2 reposts
    • 56 likes
    • 6.6K views
  2. AnomaPay Card logo
    AnomaPay
    Hadi Türkiye! AnomaPay artık Türkçe.
    AnomaPay is now available in Turkish 🇹🇷
    Give it a try at https://anomapay.app
    • 9 replies
    • 3 reposts
    • 44 likes
    • 1.8K views
  3. AnomaPay Card logo
    AnomaPay
    Swapping without the paper trail isn’t rocket science anymore.
    You used to have to jump through hoops to keep your movements confidential.
    Now it just takes a few clicks.
    Get started with an even bigger list of supported assets: https://AnomaPay.app
    • 5 replies
    • 4 reposts
    • 52 likes
    • 6.8K views
  4. AnomaPay Card logo
    AnomaPay
    The best place to swap privately just got even more powerful.
    Now with more choices for swaps, you can get more done while keeping your assets shielded on AnomaPay.
    Keep your trading history out of the public spotlight: https://AnomaPay.app
    • 6 replies
    • 3 reposts
    • 44 likes
    • 3.8K views
  5. AnomaPay Card logo
    AnomaPay
    Your private stablecoin savings account awaits.
    Just hold sUSDS on AnomaPay and automatically earn private yield through the @SkyEcosystem Savings Rate.
    Start saving: https://AnomaPay.app
    • 8 replies
    • 3 reposts
    • 75 likes
    • 8.5K views
  6. AnomaPay Card logo
    AnomaPay
    stacking private stonks this weekend wbu?
    • 6 replies
    • 4 reposts
    • 55 likes
    • 6.2K views
  7. AnomaPay Card logo
    AnomaPay
    Vive la France
    • 3 replies
    • 3 reposts
    • 51 likes
    • 5.5K views
  8. AnomaPay Card logo
    AnomaPay
    it’s pretty simple actually
    your finances are your business
    I’m just making it easy to keep it that way
    • 8 replies
    • 4 reposts
    • 68 likes
    • 13.5K views
  9. AnomaPay Card logo
    AnomaPay
    moar powerrr
    moar privacy
    • 6 replies
    • 4 reposts
    • 61 likes
    • 4.5K views
  10. AnomaPay Card logo
    AnomaPay
    Earn yield without the exposure.
    Your money, your rules. Get up to 6% privately via @Morpho and the @SkyEcosyatem Savings Rate.
    Get started at https://AnomaPay.app
    • 6 replies
    • 4 reposts
    • 74 likes
    • 15K views
  11. AnomaPay Card logo
    AnomaPay
    Privacy at the best possible price.
    Private swaps now include support for Fynd by @PropellerSwap.
    This enables swaps on @BNBCHAIN in addition to @ethereum, and automatically delivers the best quote possible.
    Get started at https://AnomaPay.app
    • 23 replies
    • 5 reposts
    • 81 likes
    • 4.7K views
  12. AnomaPay Card logo
    AnomaPay
    Lets have Private Swaps.
    @AnomaPay quotes private swaps with Fynd on @BNBCHAIN and Ethereum in <20ms.
    You don't have to pick between privacy and good prices anymore.
    Get both.
    • 2 replies
    • 6 reposts
    • 22 likes
    • 1.3K views
  13. AnomaPay Card logo
    AnomaPay
    Privacy, expanded.
    Payments, swaps, yield, stocks, and business accounts, all in one private hub.
    Privacy szn is just getting started: https://AnomaPay.app
    • 19 replies
    • 6 reposts
    • 91 likes
    • 8.1K views
  14. AnomaPay Card logo
    AnomaPay
    private swaps about to get even better
    • 8 replies
    • 2 reposts
    • 65 likes
    • 4.8K views
  15. AnomaPay Card logo
    AnomaPay
    i can do it all. but private.
    payments, swaps, yield, stocks, business payments, and more.
    start your privacy era: https://anomapay.app
    • 26 replies
    • 4 reposts
    • 93 likes
    • 4.5K views
  16. AnomaPay Card logo
    AnomaPay
    privacy is a flex
    • 12 replies
    • 5 reposts
    • 79 likes
    • 10.2K views
  17. AnomaPay Card logo
    AnomaPay
    vamosss
    • 5 replies
    • 2 reposts
    • 45 likes
    • 4.7K views
  18. AnomaPay Card logo
    AnomaPay
    mfs out here worrying about the panopticon instead of just using AnomaPay
    • 9 replies
    • 5 reposts
    • 64 likes
    • 3.2K views
  19. AnomaPay Card logo
    AnomaPay
    AnomaPay is now available in Portuguese!
    • 4 replies
    • 6 reposts
    • 54 likes
    • 3.4K views

AnomaPay Card Reviews & Comments

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Recommended reading

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Ready to try AnomaPay Card?

Open the official site and get started in a few clicks.

Launch AnomaPay