Infini MoneyCard virtual crypto card: USDC, USDT cashback and fees

Infini Money Card Overview

Infini Money Card Key features

• Virtual prepaid cards

  You can issue a virtual Visa or Mastercard in seconds through the Infini dashboard, then freeze or close it in the app. Card issuance costs about $10 per card, with lower prices reported for bulk issuance.

• USDC and USDT spending

  You fund your Infini account with USDC or USDT and keep the balance in stablecoins until you spend. Infini converts the payment amount to fiat, and the merchant receives a normal card payment.

• Stablecoin cashback

  Infini advertises 2% cashback in USDC or USDT on eligible Pro and AI purchases, with no published monthly ceiling. Earlier Pro pricing used 1.5%, so check the live rate before you order; Infini takes cashback back after a refund.

• No monthly fee

  Infini charges no account opening fee or monthly platform fee. You pay no card spend transaction fee beyond applicable FX, though card issuance and some virtual account or KYB flows have separate charges.

• Published FX rates

  Infini lists 0% FX for USD card spending. For non-USD spending, it lists 1% on Pro and AI and 3% on Lite.

• Daily balance yield

  You can put unused USDC or USDT into Earn for daily accrual with no lockup, and retain access to funds for spending or withdrawal. Infini has cited a reference APY of 6% to 8%, but rates vary and yield is not guaranteed.

• Mobile wallet payments

  You can add the virtual card to Apple Pay or Google Pay for contactless and in-app payments where the card networks allow it.

• Per card budgets

  You can set a budget for each card so charges above that budget fail. Business users can issue separate cards for employees or vendors and export statements from one ledger.

• Card management API

  Developers can create and manage virtual cards in bulk through the Infini API. They can also pull transaction data into their own tools.

• USD and EUR accounts

  Eligible users can receive fiat through dedicated virtual USD or EUR account details, then have it converted to stablecoins at market rates. Infini also accepts stablecoin payments and Binance Pay.

• Platform held funds

  You keep card funds in an Infini account rather than a self-custody wallet, so you depend on Infini and its custody partners. A former contract developer drained about $49.5 million in USDC from yield vaults, and Infini later moved custody toward partners such as Cobo and Safeheron.

• Personal and business access

  Companies and individuals can apply after they pass KYB or KYC. Regional restrictions apply, and the supplied data does not include a complete supported-country list.

Infini Money Card Fees

• Account fees Account opening is free, and the monthly platform fee is 0.
• Card issuance Card issuance costs about $10 per card, falling toward $1 to $3 at high volume.
• Spend fees You pay 0 in card spend transaction fees beyond FX where it applies.
• FX fees You pay 0% FX on USD card spend; for non-USD spend, you pay 1% on Pro and AI or 3% on Lite.
• Transfer fees You can transfer between Infini accounts for free and pay network gas only for on-chain withdrawals.

Infini Money Card Supported networks

• Ethereum
• Arbitrum
• Solana
• Base
• Polygon
• BNB Chain
• Tron
• TON
• Conflux ESpace

How to use Infini Money Card

1. 1

   Create your account

   Open infini.money or the official Infini app and register with your email or a supported social login. Choose a personal or business account.

2. 2

   Verify your identity

   Complete KYC for a personal account or KYB for a business account. Upload the documents Infini requests and wait for approval.

3. 3

   Deposit stablecoins

   Deposit USDC or USDT on a supported network shown in Infini's deposit screen. Use the exact asset and network, then wait for your main balance to update.

4. 4

   Choose your card

   Open the Corporate Card or card module and choose Lite, Pro, or AI. Set the initial top-up from your main balance and add a spending cap if you want one.

5. 5

   Make your first payment

   Copy the virtual card details into an online checkout, or add the card to Apple Pay or Google Pay. Infini converts your USDC or USDT balance to fiat when the merchant processes the payment.

Infini Money Card Demo video

Infini Money Card Screenshots

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Infini Money Card User Reviews

• 

  @treazweb3 Apr 13, 2026

  Says they moved treasury spend (ChatGPT, cloud, team cards, payroll) onto Infini Business after bank and off ramp friction.

  View on X ↗
• 

  @CryptoGuyTris Aug 24, 2026

  Breaks down Infini Max from a user researcher angle: 2 percent cashback, FX, spend limit, APY, Apple Pay and Google Pay.

  View on X ↗
• 

  @VenecoInversor Sep 6, 2026

  Short reaction to unlimited cashback and intent to try the card.

  View on X ↗

Infini Money Card Review

Infini Money funding

• Founded by Infini MoneyCard was founded by Christian Li, its CEO, and co-founder Ryan Sun; the raw data does not state their professional backgrounds.

Infini Money Card Updates

1. 

   Infini Oct 9, 2026 · 21:14
   Pro, Max or Lite?
   Which would you choose for your first Infini Card? 💳
   Your first card’s $10 opening fee is now on the house.

   

   1 more in this thread

   Get your first Infini Card with no opening fee：https://join.infini.money/personal/JErb3TB

   
   • 6 replies
   • 1 reposts
   • 19 likes
   • 2.9K views
2. 

   Infini Oct 8, 2026 · 16:51
   Pay for ChatGPT with crypto. Just like that. 🤖
   💳 Add your Infini Lite card to Apple Pay, confirm your payment, and you’re all set.
   No FX fees on USD purchases. No monthly or top-up fees.
   Try Infini Lite for your next ChatGPT subscription.

   1 more in this thread

   Get your first Infini Card without the $10 opening fee ：https://join.infini.money/personal/vKtGJR9

   
   • 3 replies
   • 1 reposts
   • 13 likes
   • 3.1K views
3. 

   Infini Oct 5, 2026 · 15:34
   Infini added $15M in capacity in August. Now, Infini Earn · USD is almost full again.
   📊 $40M total capacity, over 95% subscribed
   💰 Around $1.64M remaining
   If you have idle funds, why not put them to work with Infini Earn · USD?
   The current reference APY is around 8%, with rewards calculated daily.
   T+0 subscriptions and redemptions are supported, giving you more flexibility to manage your funds around your cash flow needs.

   

   1 more in this thread

   Put your idle funds to work：https://join.infini.money/personal/1xSzhdr

   
   • 2 replies
   • 1 reposts
   • 16 likes
   • 3K views
4. 

   Infini Oct 3, 2026 · 13:21
   Your first Infini Card, now without the $10 opening fee 💳
   Use crypto for subscriptions and everyday purchases, and earn up to 3% cashback.
   🤖 Lite: Pay for AI subscriptions like ChatGPT and Claude
   🛍️ Pro: Make everyday purchases with no small-transaction fees
   📱 Max: Add your card to Apple Pay and pay in stores
   No top-up fees. No monthly fees.
   Had an Infini Card before? You get one free card opening, too.

   

   1 more in this thread

   Get your Infini Card with no opening fee：https://join.infini.money/personal/IACjLpG

   
   • 6 replies
   • 6 reposts
   • 51 likes
   • 8.5K views
5. 

   Infini Sep 30, 2026 · 17:20
   Bitcoin is now available as a payment option in Infini.
   Give your customers another way to pay by letting them use Bitcoin for your products or services.
   Log in to Infini Business on our website and enable BTC in your payment settings.

   1 more in this thread

   Start accepting Bitcoin: https://join.infini.money/business/G1DqNQ5?auth_account_type=business&product=acquiring

   
   • 4 replies
   • 2 reposts
   • 16 likes
   • 4.2K views
6. 

   Infini Sep 29, 2026 · 17:52
   Infini Business has updated its approval feature to support multiple approvers.
   Customize approval rules to fit your team’s needs. Payments above the amount you set require approval from multiple people. You can set how many approvers are required and designate a required approver.
   Before payment approval, a reviewer can check the payment details. You can also skip this step based on your team’s needs.
   Build your company’s approval requirements into your payment workflow, with multiple approvers overseeing larger payments to help better protect your business funds.

   1 more in this thread

   Get started with Infini Business：https://join.infini.money/business/fsQtVaT?auth_account_type=business&product=card

   
   • 2 replies
   • 1 reposts
   • 12 likes
   • 2.5K views
7. 

   Infini Sep 29, 2026 · 15:59
   Get started with Infini Business：https://join.infini.money/business/fsQtVaT?auth_account_type=business&product=card

   
   • 128 views
8. 

   Infini Sep 29, 2026 · 10:54
   Updated Discord link: https://discord.com/invite/infini
   • 225 views
9. 

   Infini Sep 28, 2026 · 15:59
   Multiple teams. Multiple projects. One account managing all your business funds?
   Parent and Sub-accounts are now available in the Infini App 📱
   Create Sub-accounts for different teams, projects, or business lines. Keep balances and transaction records separate.
   One login. Multiple accounts.
   Switch between your Main account and Sub-accounts, and manage your business funds from your phone.

   1 more in this thread

   Start managing your business with Infini: https://join.infini.money/business/fsQtVaT?auth_account_type=business&product=acquiring

   
   • 5 replies
   • 1 reposts
   • 19 likes
   • 2.8K views
10. 

    Infini Sep 24, 2026 · 15:23
    Pay with your Infini Card on http://Apple.com for a chance to unlock:
    🏆 Full reimbursement for one qualifying order of US$1,000 or more
    ⌚ An Apple Watch or AirPods for one eligible active user (US$500-$1000)
    🎁 Exclusive Infini merchandise for eligible participants (<US$500)
    💳 Up to 3% cashback with no promotion cashback cap when you pay with your Infini Pro Card or Infini Max Card

    

    1 more in this thread

    Apply here: https://www.infini.money/auth?utm_source=x_infini_official&utm_medium=social&utm_campaign=activation_q3&utm_content=post_0911_apple
    Learn more: https://help.infini.money/en/articles/16923207-pay-with-infini-card-for-a-chance-to-get-100-cashback-on-your-apple-order

    
    • 12 replies
    • 4 reposts
    • 25 likes
    • 3.5K views
11. 

    Infini Sep 23, 2026 · 21:50
    Payments is now available in the Infini App for business 📱
    Accept payments without building a website or setting up complex integrations.
    🧾 Create and email invoices. Customers can pay with crypto, cards, Apple Pay and more.
    🔗 Create payment links priced in 8 currencies, including USD, EUR and HKD. Copy and share them to accept crypto payments.
    📋 Check invoice payment status and follow up on customer payments, right from your phone.

    1 more in this thread

    Ready to accept payments? Sign up for Infini：https://www.infini.money/auth?utm_source=x_infini_official&utm_medium=social&utm_campaign=brand_awareness_q3&utm_content=0923_payments
    Download the Infini app：https://infini-money.onelink.me/c57e/6rn72dm0
    • 6 replies
    • 3 reposts
    • 27 likes
    • 7.2K views
12. 

    Infini Sep 17, 2026 · 12:04
    💳 Let Infini Be Your First Crypto Card.
    Join Infini Discord for limited-time rewards 👇
    🐣 First 50 new users to join and complete KYC in the Infini App: exclusive Early Bird role + up to 50 USDT.
    ⏰ Missed the first 50? New users from #51 onward who join and complete KYC during the event can enter a lucky draw: 300 USDT total prize pool, minimum 5 USDT per winner.
    🎁 All users can earn community points for physical prizes, card-opening cashback vouchers, and more!
    🎉 Stay tuned for surprise community rewards!
    🗓 Sept 17, 20:00 – Sept 18, 20:00 (UTC+8)
    👉 https://discord.gg/9utxmEsPq
    Full details and reward rules in the community announcement.

    
    • 15 replies
    • 4 reposts
    • 42 likes
    • 13.5K views

Infini Money Card Reviews & Comments

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