Infini MoneyCard virtual crypto card: USDC, USDT cashback and fees

Infini Money Card Overview

Infini Money Card Key features

• Virtual prepaid cards

  You can issue a virtual Visa or Mastercard in seconds through the Infini dashboard, then freeze or close it in the app. Card issuance costs about $10 per card, with lower prices reported for bulk issuance.

• USDC and USDT spending

  You fund your Infini account with USDC or USDT and keep the balance in stablecoins until you spend. Infini converts the payment amount to fiat, and the merchant receives a normal card payment.

• Stablecoin cashback

  Infini advertises 2% cashback in USDC or USDT on eligible Pro and AI purchases, with no published monthly ceiling. Earlier Pro pricing used 1.5%, so check the live rate before you order; Infini takes cashback back after a refund.

• No monthly fee

  Infini charges no account opening fee or monthly platform fee. You pay no card spend transaction fee beyond applicable FX, though card issuance and some virtual account or KYB flows have separate charges.

• Published FX rates

  Infini lists 0% FX for USD card spending. For non-USD spending, it lists 1% on Pro and AI and 3% on Lite.

• Daily balance yield

  You can put unused USDC or USDT into Earn for daily accrual with no lockup, and retain access to funds for spending or withdrawal. Infini has cited a reference APY of 6% to 8%, but rates vary and yield is not guaranteed.

• Mobile wallet payments

  You can add the virtual card to Apple Pay or Google Pay for contactless and in-app payments where the card networks allow it.

• Per card budgets

  You can set a budget for each card so charges above that budget fail. Business users can issue separate cards for employees or vendors and export statements from one ledger.

• Card management API

  Developers can create and manage virtual cards in bulk through the Infini API. They can also pull transaction data into their own tools.

• USD and EUR accounts

  Eligible users can receive fiat through dedicated virtual USD or EUR account details, then have it converted to stablecoins at market rates. Infini also accepts stablecoin payments and Binance Pay.

• Platform held funds

  You keep card funds in an Infini account rather than a self-custody wallet, so you depend on Infini and its custody partners. A former contract developer drained about $49.5 million in USDC from yield vaults, and Infini later moved custody toward partners such as Cobo and Safeheron.

• Personal and business access

  Companies and individuals can apply after they pass KYB or KYC. Regional restrictions apply, and the supplied data does not include a complete supported-country list.

Infini Money Card Fees

• Account fees Account opening is free, and the monthly platform fee is 0.
• Card issuance Card issuance costs about $10 per card, falling toward $1 to $3 at high volume.
• Spend fees You pay 0 in card spend transaction fees beyond FX where it applies.
• FX fees You pay 0% FX on USD card spend; for non-USD spend, you pay 1% on Pro and AI or 3% on Lite.
• Transfer fees You can transfer between Infini accounts for free and pay network gas only for on-chain withdrawals.

Infini Money Card Supported networks

• Ethereum
• Arbitrum
• Solana
• Base
• Polygon
• BNB Chain
• Tron
• TON
• Conflux ESpace

How to use Infini Money Card

1. 1

   Create your account

   Open infini.money or the official Infini app and register with your email or a supported social login. Choose a personal or business account.

2. 2

   Verify your identity

   Complete KYC for a personal account or KYB for a business account. Upload the documents Infini requests and wait for approval.

3. 3

   Deposit stablecoins

   Deposit USDC or USDT on a supported network shown in Infini's deposit screen. Use the exact asset and network, then wait for your main balance to update.

4. 4

   Choose your card

   Open the Corporate Card or card module and choose Lite, Pro, or AI. Set the initial top-up from your main balance and add a spending cap if you want one.

5. 5

   Make your first payment

   Copy the virtual card details into an online checkout, or add the card to Apple Pay or Google Pay. Infini converts your USDC or USDT balance to fiat when the merchant processes the payment.

Infini Money Card Demo video

Infini Money Card Screenshots

‹ ›

Infini Money Card User Reviews

• 

  @treazweb3 Apr 13, 2026

  Says they moved treasury spend (ChatGPT, cloud, team cards, payroll) onto Infini Business after bank and off ramp friction.

  View on X ↗
• 

  @CryptoGuyTris Aug 24, 2026

  Breaks down Infini Max from a user researcher angle: 2 percent cashback, FX, spend limit, APY, Apple Pay and Google Pay.

  View on X ↗
• 

  @VenecoInversor Sep 6, 2026

  Short reaction to unlimited cashback and intent to try the card.

  View on X ↗

Infini Money Card Review

Infini Money funding

• Founded by Infini MoneyCard was founded by Christian Li, its CEO, and co-founder Ryan Sun; the raw data does not state their professional backgrounds.

Infini Money Card Updates

1. 

   Infini Sep 20, 2026 · 16:09
   Personal virtual accounts are now available in the Infini App📱
   Open a dedicated virtual account in your name to deposit and withdraw fiat via bank transfer.
   🇺🇸 USD virtual accounts through Lead Bank, N.A.
   Supported networks: ACH, Wire, FedNow, RTP
   🇪🇺 EUR virtual accounts through Banking Circle S.A.
   Supported networks: SEPA

   1 more in this thread

   Open your personal virtual account：https://join.infini.money/personal/ojpwIGj

   
   • 6 replies
   • 1 reposts
   • 22 likes
   • 2.3K views
2. 

   Infini Sep 20, 2026 · 15:59
   Open your personal virtual account：https://join.infini.money/personal/ojpwIGj

   1 more in this thread

   Open your personal virtual account：https://join.infini.money/personal/ojpwIGj
   • 147 views
3. 

   Infini Sep 18, 2026 · 14:41
   100% Cashback？
   Pay with your Infini Card on http://Apple.com for a chance to unlock:
   🏆 Full reimbursement for one qualifying order of US$1,000 or more
   ⌚ An Apple Watch or AirPods for one eligible active user (US$500-$1,000)
   🎁 Exclusive Infini merchandise for eligible participants (<US$500)
   💳 Up to 3% cashback with no promotion cashback cap when you pay with your Infini Pro Card or Infini Max Card

   

   1 more in this thread

   Apply here: https://www.infini.money/auth?utm_source=x_infini_official&utm_medium=social&utm_campaign=activation_q3&utm_content=post_0911_apple
   Download Infini App: https://infini-money.onelink.me/c57e/zuhyz0cu
   • 1 replies
   • 4 reposts
   • 17 likes
   • 2.9K views
4. 

   Infini Sep 17, 2026 · 12:04
   💳 Let Infini Be Your First Crypto Card.
   Join Infini Discord for limited-time rewards 👇
   🐣 First 50 new users to join and complete KYC in the Infini App: exclusive Early Bird role + up to 50 USDT.
   ⏰ Missed the first 50? New users from #51 onward who join and complete KYC during the event can enter a lucky draw: 300 USDT total prize pool, minimum 5 USDT per winner.
   🎁 All users can earn community points for physical prizes, card-opening cashback vouchers, and more!
   🎉 Stay tuned for surprise community rewards!
   🗓 Sept 17, 20:00 – Sept 18, 20:00 (UTC+8)
   👉 https://discord.gg/9utxmEsPq
   Full details and reward rules in the community announcement.

   
   • 11 replies
   • 4 reposts
   • 42 likes
   • 11.9K views
5. 

   Infini Sep 16, 2026 · 10:35
   Infini Partner Applications Now Open
   If you are an Infini user or regularly follow topics related to cross border payments, card spending, and stablecoins, we invite you to apply for the Infini Partner Program.
   Infini Partners can invite new users through a dedicated referral code and earn commissions based on qualifying activity by referred users. Once you have referred 10 qualified users, your commission rate may increase to 1.5 times the Standard tier rate.
   Transaction share increases from up to 20% to up to 30%, card issuance share from 20% to 30%, and the annualized Earn balance reward from 0.5% to 0.75%.

   

   1 more in this thread

   Places in the first cohort are limited. Priority will be given to applicants who actively use Infini, have a relevant audience, and are willing to regularly share practical use cases and tutorials. Submitting an application does not guarantee acceptance. All applications are subject to review.
   Apple Infini Partner Here: https://docs.google.com/forms/d/e/1FAIpQLSc2PZXfdS9leStquyZAnxloCRM061462QfdtUomcqlu-yUlWg/viewform?usp=header
   • 1 replies
   • 10 likes
   • 6.1K views
6. 

   Infini Sep 15, 2026 · 16:58
   Infini cashback just got an upgrade: up to 3%.
   During the promotion, base cashback is 2% with no cap. Move up a tier for a higher cashback rate.
   You can now see the estimated cashback on each purchase directly in the Infini App.

   

   1 more in this thread

   Join Infini for up to 3% cashback:
   https://join.infini.money/personal/bdDlgL1
   Download the Infini App here:
   https://infini-money.onelink.me/c57e/mzziah7c

   
   • 5 replies
   • 2 reposts
   • 16 likes
   • 3.7K views
7. 

   Infini Sep 14, 2026 · 18:46
   Infini for business is now live in the app 📱
   The Corporate Cards and Bill Pay you know are now available on your phone.
   Manage team card spending, approve bills, and handle business payments on the go.

   1 more in this thread

   Get started with Infini for business:
   https://join.infini.money/business/bdDlgL1?product=card&auth_account_type=business
   Download the App here：
   https://infini-money.onelink.me/c57e/ejvoqrz2
   • 2 replies
   • 9 likes
   • 10K views
8. 

   Infini Sep 14, 2026 · 18:32
   Get started with Infini for business:
   https://join.infini.money/business/bdDlgL1?product=card&auth_account_type=business
   Download the App here：
   https://infini-money.onelink.me/c57e/ejvoqrz2
   • 119 views
9. 

   Infini Sep 14, 2026 · 03:02
   The more you spend, the more cashback you earn.
   For big purchases, use the Infini Card🫡
   • 1 reposts
   • 7 likes
   • 1.8K views
10. 

    Infini Sep 13, 2026 · 14:24
    keep building💪
    • 1 reposts
    • 12 likes
    • 2.1K views
11. 

    Infini Sep 12, 2026 · 11:04
    The campaign now includes iPhone Duo purchases and runs through October 23 at 23:59 UTC+8.
    With your Infini Card 100% cashback🍎📱
    🏆 One qualifying purchase fully reimbursed
    ⌚ One active user wins an Apple Watch or AirPods
    🎁 Exclusive Infini merch for participants
    💳 Up to 3% cashback with no cap using your Infini Pro Card or Max Card

    

    2 more in this thread

    Apply here: https://www.infini.money/auth?utm_source=x_infini_official&utm_medium=social&utm_campaign=activation_q3&utm_content=post_0911_apple
    Download Infini App: https://infini-money.onelink.me/c57e/zuhyz0cu

    Learn more: https://help.infini.money/en/articles/16923207-pay-with-infini-card-for-a-chance-to-get-100-cashback-on-your-apple-order
    • 4 replies
    • 1 reposts
    • 12 likes
    • 5.7K views

Infini Money Card Reviews & Comments

No reviews yet. Be the first to share your experience.

Infini Money Card alternatives

Other Polymarket tools that do a similar job. Compare and pick what fits your workflow.

• 

  Offgrid Cash card

  Crypto holders load Bitcoin, Monero, or stablecoins onto a virtual Visa and spend it with…

  Compare
• 

  Jupiter Solana Card

  Deposit USDC or USDT once, then spend that balance anywhere Visa is accepted, with no FX…

  Compare
• 

  Kast card

  Holding stablecoins won't buy groceries until Kast card turns that USDC or USDT balance i…

  Compare
• 

  Privacy Card

  Spend crypto as USD with Privacy Card, a virtual Visa you can fund without an ID upload.

  Compare