Infini Money Card
Spend USDC or USDT through a virtual Visa or Mastercard while Infini converts your stablecoins to fiat at checkout.
Infini MoneyCard virtual crypto card: USDC, USDT cashback and fees
What is Infini Money Card?
Infini MoneyCard is a virtual prepaid crypto card for spending USDC or USDT held in an Infini account, with no monthly fee and advertised 2% cashback on eligible Pro and AI purchases.
Ready to try Infini Money Card?
Open the official site and get started in a few clicks.
Infini Money Card Overview
Infini MoneyCard is a virtual prepaid Visa or Mastercard inside the Infini platform. It suits people who already hold USDC or USDT and want to pay online merchants without first cashing out to a bank. Founders, remote teams, freelancers, and people paying for software, ads, cloud services, or AI subscriptions may find it useful.
To fund the card, deposit USDC or USDT on a supported network, or use enabled virtual USD or EUR account details. Infini converts the stablecoin balance to fiat when you pay. The merchant receives a normal card payment. You can also add the virtual card to Apple Pay or Google Pay, where supported.
The card's main difference is the shared stablecoin balance. Unused funds can sit in Infini Earn, where published reference rates have been cited at 6% to 8% APY. The rate can change and is not guaranteed. Eligible Pro and AI card purchases have advertised 2% cashback in USDC or USDT. Confirm the current cashback, APY, FX rate, and card cost in the app before spending heavily.
Lite, Pro, and AI cards target different uses. Lite and AI use a US BIN that may work better for some AI subscriptions. Pro targets higher everyday spending and non-USD payments. Team users can issue virtual cards, set budgets, and export transactions. Infini does not publish every supported country, so check availability before applying. KYC or KYB is required.
This card is a weaker fit if you need ATM cash withdrawals or want to avoid holding funds on a crypto platform. Always match the token and network shown in the deposit screen. A wrong network can lead to permanent loss.
Infini Money Card Key features
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Virtual prepaid cards
You can issue a virtual Visa or Mastercard in seconds through the Infini dashboard, then freeze or close it in the app. Card issuance costs about $10 per card, with lower prices reported for bulk issuance.
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USDC and USDT spending
You fund your Infini account with USDC or USDT and keep the balance in stablecoins until you spend. Infini converts the payment amount to fiat, and the merchant receives a normal card payment.
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Stablecoin cashback
Infini advertises 2% cashback in USDC or USDT on eligible Pro and AI purchases, with no published monthly ceiling. Earlier Pro pricing used 1.5%, so check the live rate before you order; Infini takes cashback back after a refund.
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No monthly fee
Infini charges no account opening fee or monthly platform fee. You pay no card spend transaction fee beyond applicable FX, though card issuance and some virtual account or KYB flows have separate charges.
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Published FX rates
Infini lists 0% FX for USD card spending. For non-USD spending, it lists 1% on Pro and AI and 3% on Lite.
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Daily balance yield
You can put unused USDC or USDT into Earn for daily accrual with no lockup, and retain access to funds for spending or withdrawal. Infini has cited a reference APY of 6% to 8%, but rates vary and yield is not guaranteed.
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Mobile wallet payments
You can add the virtual card to Apple Pay or Google Pay for contactless and in-app payments where the card networks allow it.
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Per card budgets
You can set a budget for each card so charges above that budget fail. Business users can issue separate cards for employees or vendors and export statements from one ledger.
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Card management API
Developers can create and manage virtual cards in bulk through the Infini API. They can also pull transaction data into their own tools.
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USD and EUR accounts
Eligible users can receive fiat through dedicated virtual USD or EUR account details, then have it converted to stablecoins at market rates. Infini also accepts stablecoin payments and Binance Pay.
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Platform held funds
You keep card funds in an Infini account rather than a self-custody wallet, so you depend on Infini and its custody partners. A former contract developer drained about $49.5 million in USDC from yield vaults, and Infini later moved custody toward partners such as Cobo and Safeheron.
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Personal and business access
Companies and individuals can apply after they pass KYB or KYC. Regional restrictions apply, and we couldn't find a complete supported-country list.
Download Infini Money Card App For Android And iOS
Download Infini Money Card and start spending crypto from your phone — available on Android and iOS.
Infini Money Card Fees
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Account fees Account opening is free, and the monthly platform fee is 0.
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Card issuance Card issuance costs about $10 per card, falling toward $1 to $3 at high volume.
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Spend fees You pay 0 in card spend transaction fees beyond FX where it applies.
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FX fees You pay 0% FX on USD card spend; for non-USD spend, you pay 1% on Pro and AI or 3% on Lite.
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Transfer fees You can transfer between Infini accounts for free and pay network gas only for on-chain withdrawals.
Infini Money Card Supported networks
Ethereum
Arbitrum
Solana
Base
Polygon
BNB Chain
Tron
TON- Conflux ESpace
How to use Infini Money Card
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Create your account
Open infini.money or the official Infini app and register with your email or a supported social login. Choose a personal or business account.
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Verify your identity
Complete KYC for a personal account or KYB for a business account. Upload the documents Infini requests and wait for approval.
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Deposit stablecoins
Deposit USDC or USDT on a supported network shown in Infini's deposit screen. Use the exact asset and network, then wait for your main balance to update.
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Choose your card
Open the Corporate Card or card module and choose Lite, Pro, or AI. Set the initial top-up from your main balance and add a spending cap if you want one.
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Make your first payment
Copy the virtual card details into an online checkout, or add the card to Apple Pay or Google Pay. Infini converts your USDC or USDT balance to fiat when the merchant processes the payment.
Infini Money Card Demo video
Infini Money Card Screenshots
Infini Money Card User Reviews
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Says they moved treasury spend (ChatGPT, cloud, team cards, payroll) onto Infini Business after bank and off ramp friction.
View on X ↗ -
Breaks down Infini Max from a user researcher angle: 2 percent cashback, FX, spend limit, APY, Apple Pay and Google Pay.
View on X ↗ -
Short reaction to unlimited cashback and intent to try the card.
View on X ↗
Infini Money Card Review
Pros
- Eligible Pro and AI purchases earn 2% cashback in USDC or USDT.
- Unused USDC and USDT can earn daily yield without a lockup.
- Infini converts USDC or USDT to fiat only when you pay.
- You can set budgets and issue separate virtual cards for team members or projects.
- The virtual cards can be added to Apple Pay and Google Pay where supported.
- The card supports USDC and USDT deposits across several networks, including Ethereum, Arbitrum, Solana, Base, Polygon, BSC, and Tron for USDT.
- Infini does not publish a monthly platform fee.
Cons
- A former contract developer drained about $49.5 million in USDC from Infini yield vaults.
- You must hold card funds in an Infini account rather than your own wallet.
- Infini charges 3% FX on non-USD Lite purchases and 1% on Pro and AI.
- Infini charges about $10 to issue a card, with lower fees at high volume.
- Infini previously paused consumer cards before a corporate-first relaunch.
- Some merchants reject Pro cards for AI subscriptions.
- Infini advertises 2% eligible cashback on Pro and AI, but earlier Pro messaging quoted 1.5%.
Our verdict
I'd carry Infini MoneyCard for small USD purchases if I already held stablecoins. Budget about $10 issuance and 1% Pro/AI or 3% Lite non-USD FX. The conversion spread isn't published, so I wouldn't assume 2% cashback means savings. Infini holds your funds; its $49.5 million vault breach makes me wary. I'd reconsider larger balances after independent custody checks and proof of lower all-in costs.
Infini Money funding
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Founded by Infini MoneyCard was founded by Christian Li, its CEO, and co-founder Ryan Sun.
Is Infini Money Card safe & legit?
Infini MoneyCard is a real Hong Kong company, INFINIGROWTH DIGITAL INC., founded by CEO Christian Li and co-founder Ryan Sun. No public venture backers are named. Your USDC or USDT stays in an Infini account, so this is custodial, not self-custody.
The main red flag is a reported $49.5 million vault drain linked to retained developer admin rights, followed by a card pause and rebuild. Infini says it improved custody controls, but I would treat it as a licensed fintech with past security risk, not a bank deposit; we found no other confirmed red flags.
X account intel @0xinfini
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Based in Hong Kong
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Joined X June 2024 2 years ago
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Username changes 1 rename last on Jun 17, 2024
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Signup source Web
Public profile signals from X. Use as one input alongside other due-diligence.
Security scan checked Nov 13, 2026
- Google Web Risk Not flagged
- MetaMask Not flagged
- Phantom Not flagged
- ScamSniffer Not flagged
- EtherAddressLookup Not flagged
- Keplr Wallet Not flagged
Domain www.infini.money checked against Google's lists of unsafe sites and public crypto wallet blacklists.
This is an automated check, not a security audit. The summary is drafted from the project's own pages and public posts, and the domain is looked up on public blocklists. Nothing here is financial advice: only put in money you can afford to lose. How we review listings
Infini Money Card Updates
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Infini Earn · BTC is fully subscribed! ₿
150 BTC. 100% subscribed.
Every subscription is a vote of confidence. Thank you for your trust and support 💚
Infini Earn goes beyond BTC.
With Earn · USD, you can subscribe using USDT or USDC:
✓ Current reference APY: 7%*
✓ No fixed lock-up, flexible redemptions
Explore Earn · USD on Infini.
*Reference APY is variable and not guaranteed.
1 more in this thread
Get started with Earn · USD 👉 https://join.infini.money/personal/RTuvakX
- 3 replies
- 7 likes
- 1.1K views
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Start accepting crypto payments with ease!
Want to accept payments in Bitcoin, Ethereum, USDT, USDC and more?
Choose how you get paid with Infini:
• Payment Links: Create a one-time or reusable payment link and share it via chat, email or social media.
• Invoices: Create and email itemized invoices. When customers pay through them, invoice statuses update automatically, reducing manual reconciliation.
Give customers more ways to pay and collect crypto payments more efficiently.
1 more in this thread
Start accepting crypto payments → https://join.infini.money/business/yZOjA7O?auth_account_type=business&product=acquiring- 4 replies
- 7 likes
- 3.3K views
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Discover the perks of Infini Personal membership! 🚀
⚪ Standard
→ 1.5% cashback on spending
→ 30% AI cashback, up to $10/month
→ 0.2% fiat deposit and withdrawal fees
🟡 Professional
→ Up to 3% cashback on spending
→ 50% AI cashback, up to $10/month
→ 0.15% fiat deposit and withdrawal fees
⚫ Elite
→ Up to 5% cashback on spending
→ 50% AI cashback, up to $100/month
→ 0.1% fiat deposit and withdrawal fees
Free card issuance vouchers, metal cards and Agent usage allowances are coming soon. Stay tuned!
1 more in this thread
Download Infini and start enjoying your membership benefits → https://join.infini.money/personal/0fbeORv
Learn more about Infini Personal membership tiers and benefits → https://help.infini.money/en/articles/17340529-level-and-benefits-guide
- 4 replies
- 2 reposts
- 17 likes
- 2.4K views
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GIVEAWAY TIME 💚
🕙 Nov 6–20
Win your card opening fee back
Make your first qualifying Lite Plus purchase of US$10 or more to enter automatically.
5 winners per round. Up to US$10 back each.
AI subscription giveaway
Share your AI subscription for a chance to get your payment back.
3 winners per round. Up to US$20 back each.
To enter:
1. Pay US$10 or more for an AI subscription at an eligible merchant with your Infini Card
2. Share proof of your successful AI subscription payment on X (showing the merchant and subscription details)
3. Tag Infini @0xinfini
2 more in this thread
Get your Infini Card and join in 👉 https://join.infini.money/personal/qK7Oam5
Learn more campaign details: https://help.infini.money/en/articles/18298231-lite-plus-ai-subscription-launch-campaign
Round 1: Nov 6–12
Winners expected to be announced on Nov 17.
Round 2: Nov 13–20
Winners expected to be announced on Nov 24.
📌 Your AI subscription payment and X post must be completed in the same round. Make sure to post before that round ends.Giveaway winners are locked in 🍏📱 If you're one of them, check your inbox (and spam).
Please reply by December 5, 2026, at 23:59 (UTC+8) to claim.- 7 replies
- 5 reposts
- 18 likes
- 3.9K views
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Giveaway winners are locked in 🍏📱
If you're one of them, check your inbox (and spam). Please reply by December 5, 2026, at 23:59 (UTC+8) to claim.- 217 views
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Meet the Lite Plus card. Now on Infini Personal! 💳
A Visa card with a U.S. BIN.
• 0% FX fees
• Up to 5% cashback on spending
• Supports subscriptions to ChatGPT, Claude, Cursor and more
• Works with Apple Pay and Google Pay
Plus, AI cashback is here! Get up to 50% back on eligible AI subscriptions.
More below 👇
1 more in this thread
Everything you need to get started:
👉 Get your Lite Plus card： https://join.infini.money/personal/hIp88Vx
📖 Card guide：https://help.infini.money/en/articles/17340045-select-create-and-manage-cards
⭐ Level and Benefits Guide：https://help.infini.money/en/articles/17340529-level-and-benefits-guide
🤖 Eligible AI merchants & offer rules：https://help.infini.money/en/articles/18241918-infini-ai-merchant-cashback-program-rules
- 4 replies
- 4 reposts
- 42 likes
- 120.1K views
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When you give employees cards for work expenses, spending should be easy to manage, and your business should save money too.
Go with Infini Lite Plus 👇
> 0% FX fees
> 1.5% cashback with no cap
> Visa card with a U.S. BIN
> No top-up fees with USDT or USDC
Employees don’t have to pay out of pocket. You set each card’s spending limit and can schedule monthly auto top-ups. You can check all card transactions in one place.
1 more in this thread
Get Infini Lite Plus for your team → https://www.infini.money/auth?utm_source=x_infini_official&utm_medium=social&utm_campaign=brand_awareness_q4&utm_content=1104liteplus2
- 2 replies
- 3 reposts
- 17 likes
- 3.4K views
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We’ve partnered with Singapore Gulf Bank to launch USD and EUR virtual accounts on Infini Business！
> Currently no account opening fees
> Applications now open in more countries and regions
> A simpler application process
Open virtual accounts in your business’s name to receive customer payments in USD or EUR via SWIFT. You can also pay suppliers in USD. Convert between USD and stablecoins on Infini.
1 more in this thread
Log in to Infini Business to apply for an SGB virtual account: https://www.infini.money/auth?utm_source=x_infini_official&utm_medium=social&utm_campaign=brand_awareness_q4&utm_content=1103sgbva
- 5 replies
- 3 reposts
- 28 likes
- 6.6K views
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The Infini Lite Plus card is here. 💳
Simpler, more affordable crypto payments for your team’s AI subscriptions, cloud services, ads and more.
✓ Visa card with a U.S. BIN
✓ 0% foreign currency conversion fees
✓ Supports AI subscriptions, including Claude, ChatGPT and Kiro
✓ 1.5% cashback with no cap
✓ Works with Apple Pay and Google Pay
Available now on Infini Business. Coming soon to Infini Personal.
2 more in this thread
Get Lite Plus for your team → https://www.infini.money/auth?utm_source=x_infini_official&utm_medium=social&utm_campaign=brand_awareness_q4&utm_content=1102liteplus
Infini Corporate Card Guide → https://help.infini.money/en/articles/13726614-how-to-get-corporate-card- 18 replies
- 6 reposts
- 52 likes
- 54K views
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Got dollars sitting idle? Take a look at Infini Earn · USD.
Deposit USD through your Infini USD virtual account, then convert to USDT or USDC to invest in Earn.
✓ 7% reference APY
✓ Subscribe anytime. T+0 redemptions supported
You can also top up Infini Card with stablecoins and earn cashback on spending.
1 more in this thread
👉 Get started with Infini Earn:
https://join.infini.money/personal/ybsRUXp
- 3 replies
- 1 reposts
- 23 likes
- 3.6K views
Infini Money Card Reviews & Comments
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