
Haven Card
Haven Card lets you spend crypto through Visa while keeping custody and separating purchases from your public wallet history.

Haven Crypto Card: Cashback, Fees, Virtual Card, ETH And Stablecoins
What is Haven Card?
Haven Card is a self-custodial Visa crypto debit card with privacy pools, stealth withdrawals, Apple Pay and Google Pay, and cashback claims up to 10%, but fees and live card availability remain unpublished.
Ready to try Haven Card?
Open the official site and get started in a few clicks.
Haven Card Overview
Haven Card is a Visa debit card linked to Haven, a privacy focused crypto neobank. It lets users spend supported crypto at Visa merchants while keeping the card balance separate from the original public wallet address. The site lists Apple Pay and Google Pay support, plus card access in 184 countries. Confirm availability in the app before applying.
The card suits crypto users who want to pay for shopping, travel, subscriptions, or business costs without exposing their full wallet history. It is a better fit for people who already understand self custody and can manage their own wallet keys. Haven mainly describes support for ETH and stablecoins on selected networks, so check the live asset list before sending funds.
Funding starts with a crypto deposit from an external wallet or a purchase through a licensed on-ramp. Users can move funds into a shared privacy pool, then load the Visa card from the private balance. Spending works at Visa merchants, with mobile payments available through Apple Pay and Google Pay. Haven also describes stealth address withdrawals for private transfers.
The main difference is the combination of self custody, privacy pools, stealth addresses, and card spending. The design tries to stop a merchant or chain explorer from linking a card payment to the wallet that made the original deposit. Screening can reject a deposit, with Haven describing a withdrawal route back to the original wallet.
Haven has not published a complete public fee table. Some partner material describes zero extra percentage for certain USDC deposits through Fuel, while other routes may involve network, card, FX, ATM, or load fees. Reward copy has mentioned cashback of up to 10%, but treat that as a program claim rather than a permanent rate. Check the current app terms before funding the card.
Haven Card Key features
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Self-custodial wallet
You connect a wallet whose keys stay with you. Haven is not supposed to hold your private keys, so losing them can mean losing your funds.
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Privacy pool shielding
ETH and stablecoins can move into shared privacy pools on supported networks. Screening checks deposits, and the pool is meant to break the public link to the source wallet.
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Stealth address withdrawals
You can send shielded funds to temporary addresses for private transfers, external withdrawals, or card top-ups.
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Visa debit card
You can load a Visa debit card with shielded value and spend at merchants that accept Visa. Card issuance may still be limited because the public site shows a waitlist.
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Mobile wallet support
Haven lists Apple Pay and Google Pay support, so you can use the card without carrying the physical card.
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Licensed fiat ramps
Licensed partners handle fiat onramps and offramps, including identity checks. Haven says those checks are kept separate from the user's wider onchain activity.
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Permissionless fund exit
If screening rejects a deposit, you can withdraw the funds to the original wallet without waiting for a support ticket.
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Ethereum support
Haven lists Ethereum for ETH and stablecoin deposits and pool activity. You pay Ethereum network gas when you use Ethereum.
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Starknet support
Haven lists Starknet for client-side zero-knowledge privacy and STRK20-style pools. Not every planned path may be live for all users yet.
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Fuel USDC route
A Fuel partner note describes USDC deposits with $0 issuance and $0 top-up fees on that route. This does not establish that every network or card action is free.
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Haven Points
The points program gives points for actions such as using an onramp, shielding a deposit, and receiving funds. We couldn't find a points value or a confirmed token sale.
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Cashback claims
Reward copy has mentioned cashback of up to 10 percent. Haven has not published a complete fee and rewards schedule, so the rate and conditions need confirmation in the app.
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Privacy SDK
Haven says it is building infrastructure that lets other neobanks add private ramps, pools, and stealth addresses without building the privacy layer themselves.
Haven Card Fees
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Fees Fees are not published; check the official site for current rates.
Haven Card Supported networks
Ethereum- Starknet
- Fuel
How to use Haven Card
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Connect your wallet
Open go.haven.hn or app.haven.hn and create or connect a self custodial wallet. Keep your keys safe, since losing them means losing access to your funds.
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Check card access
Confirm in the app that you can get a card in your country before you deposit, and check the current fees. If issuance is not open in your region, join the card waitlist at haven.hn.
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Fund your account
Check the live asset and network list, then deposit supported ETH or stablecoins from an external wallet, or buy through a licensed onramp. If you use an onramp, complete the identity checks with that partner.
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Shield your deposit
Move your deposit into a privacy pool for screening. If screening rejects your funds, withdraw them back to your original wallet.
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Load your card
Once you have card access, load the Haven Visa debit card from your private balance. Use the stealth or temporary address route described for card top ups.
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Make your first payment
Pay with your funded card at a merchant that accepts Visa. For phone payments, add the card to Apple Pay or Google Pay before you tap.
Haven Card Demo video
Haven Card Screenshots
Haven Card User Reviews
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TIER LIST CRYPTO CARDS WITHOUT KYC. Ranks @Haven_Hn_ as self sovereign card, Apple Pay / Google Pay, privacy focused architecture. Calls it most interesting long term, less proven today. Closing pick: Biggest upside: Haven.
View on X ↗ -
Reply on the Haven SDK launch thread: the privacy part hits
View on X ↗ -
$BRS will be available inside the @Haven_Hn_ SDK for private global payments. Onchain Privacy is a core value for us. Following Brazilians Rights and Legal frameworks.
View on X ↗
Haven Card Review
Pros
- You keep control of the wallet keys instead of handing them to Haven.
- Privacy pools are designed to break the public link between a deposit wallet and card spending.
- Stealth addresses can hide the public history of withdrawals and private transfers.
- The Visa card is listed for use with Apple Pay and Google Pay.
- You can withdraw rejected deposits back to the original wallet without waiting for support.
- Fuel deposits are described as having $0 issuance and $0 top-up fees on that route.
- Reward posts have advertised cashback of up to 10 percent, but the current terms are not published.
Cons
- Haven has not published a complete fee schedule for card, FX, ATM, or load charges.
- The card appears to remain on a waitlist in some markets, so issuance is not guaranteed.
- Self custody means losing the wallet keys can permanently lose the funds.
- The card mainly supports ETH and stablecoins, rather than a wide range of crypto assets.
- Privacy pool deposits can fail compliance screening and may require a withdrawal.
- The product is early, with little public evidence from people using the card at merchants.
- Visa card access depends on third-party issuers that can freeze or change the program.
- Ethereum, Starknet, or Fuel transactions can still require network gas.
Our verdict
I wouldn't carry Haven Card yet. I'd consider it for privacy-minded crypto holders comfortable with self custody. Haven hasn't published its spread or a complete fee schedule. You pay gas; possible issuer charges could outweigh advertised cashback up to 10%. I'd reconsider once Haven confirms card issuance and publishes competitive all-in costs.
Haven funding
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Founded by Haven Finance LLC is led by public founder and CEO João, who comes from a Brazil-based team headquartered in Florianópolis.
Is Haven Card safe & legit?
CryptoCards names Haven Finance LLC as the operator and João (@joaovbgomes) as founder; Haven joined Starknet Foundation's Proof program, but the supplied sources name no Visa issuer or confirmed venture backers. Haven describes its wallet as self-custody, though those sources do not clarify who holds the loaded card balance. They document no major scam wave, but I would treat Haven as unproven: Haven has not published full fees, and users face key-loss and smart-contract risks.
X account intel @Haven_Hn_
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Based in Brazil
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Joined X August 2025 1 year ago
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Username changes 1 rename last on Aug 25, 2025
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Signup source Brazil App Store
Public profile signals from X. Use as one input alongside other due-diligence.
Security scan checked Nov 13, 2026
- Google Web Risk Not flagged
- MetaMask Not flagged
- Phantom Not flagged
- ScamSniffer Not flagged
- EtherAddressLookup Not flagged
- Keplr Wallet Not flagged
Domain haven.hn checked against Google's lists of unsafe sites and public crypto wallet blacklists.
This is an automated check, not a security audit. The summary is drafted from the project's own pages and public posts, and the domain is looked up on public blocklists. Nothing here is financial advice: only put in money you can afford to lose. How we review listings
Haven Card Updates
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Private Onchain Neobank 🤝
Built on @Starknet- 1 replies
- 5 reposts
- 21 likes
- 442 views
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to anyone who cares about privacy, starknet now has the most complete programmable privacy ecosystem.
>private payroll from @dashxhq
>private swaps from @avnu_fi
>private lp'ing and swaps from @ekuboprotocol
>private options trading from @supervegaxyz
>private staking from @endurfi
>private yield generation from @trovesfi
>private borrowing and lp staking from @arcxtrade
>private neobanking from @haven_hn_
>private prediction market from @OffMarketcx
to the haters - where are the apps?- 1 replies
- 3 reposts
- 20 likes
- 503 views
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In a single month, Starknet became the most complete privacy ecosystem in crypto.
Only a month after officially introducing Shadow Accounts, every major Starknet app now offers a private mode.
→ @avnu_fi: Private swaps
→ @EkuboProtocol: Private swaps & liquidity provision
→ @vesuxyz: Private lending & borrowing (only one missing and coming soon)
→ @SuperVegaXYZ: Private options trading
→ @endurfi: Private staking & unstaking
→ @trovesfi: Private yield generation
→ @arcxtrade: Private points trading
→ @OpusMoney: Private borrowing, stablecoin minting, & LP staking
→ @DashXHQ: Private payroll
→ @Haven_Hn_: Private neobanking
→ @OffMarketcx: Private prediction markets using Polymarket liquidity
You can swap, provide liquidity, trade options, borrow, stake, earn yield, receive your salary, and participate in prediction markets, all privately!
All of this within the same ecosystem, using the applications people already know.
On top of that, any app, including Web2 apps, can easily integrate private onchain flows thanks to Starkzap’s integration of STRK20 and Shadow Accounts.
So thanks to Starknet, privacy is moving from a standalone product to becoming a native feature of an entire financial ecosystem.
This is the fundamental difference between private money and programmable privacy:
→ Zcash pioneered private money.
→ Starknet is taking the next step by making privacy programmable across an entire financial ecosystem.
We're still early in terms of adoption, and liquidity needs to grow, but the infrastructure is finally fully ready.
And with the entire ecosystem now offering a private mode, I'm confident adoption will accelerate in the coming weeks.
TLDR: Starknet now offers the most complete programmable privacy ecosystem in crypto.
No second best, really 🥷- 3 replies
- 2 reposts
- 24 likes
- 606 views
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11/ Private neobanking on @Haven_Hn_.
Access everyday financial services with programmable privacy built into the experience.
Your financial life shouldn't be public by default.- 1 replies
- 2 reposts
- 11 likes
- 529 views
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1/ Zcash has fixed the need for private money, and so does Starknet for programmable privacy.
In just a couple of months, Starknet built the most complete privacy ecosystem in crypto.
Swaps, yield, staking, borrowing, options, payroll, and more, all with a private mode 🧵- 9 replies
- 17 reposts
- 75 likes
- 9.6K views
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not your keys, not your coins
that applies to an exchange and to a bank account the government can freeze. talked about this at @islanddao- 1 replies
- 1 reposts
- 4 likes
- 84 views
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Binance, FTX e o Plano Collor têm uma coisa em comum: o dinheiro estava guardado na mão de outra pessoa.
Na @islanddao, o @bilesimo_dev explicou por que prefere guardar o próprio dinheiro e mostrar só o necessário.
Manda pra quem ainda deixa tudo parado numa exchange.
Crie a sua conta privada e global: http://Haven.hn- 3 replies
- 9 reposts
- 18 likes
- 584 views
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The future of Onchain finance won't be built by one company. It will take an entire ecosystem. And that's exactly why Money Legos was created.
Money Legos Floripa brought together founders, builders, and key players from the Onchain ecosystem for an evening of ideas, collaboration, and meaningful connections.
We kicked things off with @contavcbr, followed by a panel moderated by Pods, featuring @chainlesscripto, @norafinancexyz, @dolafycom, @altsidebrasil, @bwbiassets, and @Haven_Hn_. Together, we explored different perspectives on the challenges and opportunities shaping the future of financial infrastructure.
Pods also shared what we're building and announced an important milestone: we have officially submitted our application for VASP authorization in Brazil.
@islanddao presented its vision for connecting builders globally, while @Founder_Haus shared how it's helping strengthen the entrepreneurial ecosystem.
Beyond the talks, the evening reminded us that knowledge sharing, collaboration, and meaningful connections are what turn information into progress. The future of Onchain Finance depends on bringing different people, ideas, and technologies together.
A huge thank you to all our speakers, panelists, partners, attendees, and the @islanddao community for making this edition happen.
This is just the beginning.
Stay tuned for the next Money Legos. New dates and location coming soon.
- 7 replies
- 15 reposts
- 40 likes
- 3.1K views
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This is Haven House. 🇧🇷
Privacy isn’t about isolation. It’s about freedom. The freedom to choose what you share, how you live, and who you connect with.
And this is what that freedom looks like IRL.
Our community, in one place. Brazilian BBQ, caipirinhas, and music all night.
Thanks to everyone who came through and made it happen. 🖤
Your money, private. Your community, real.
Flex Nothing: http://Haven.hn- 1 replies
- 13 reposts
- 32 likes
- 818 views
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Essa semana, mais da metade da população do Paraguai que usava o mesmo banco ficou sem acesso ao próprio dinheiro.
6 de novembro, o Nubank congelou depósitos e saques em cripto por causa de um problema de segurança em provedor.
Não é teoria. Em um sistema custodial, você entrega o seu dinheiro e outra pessoa decide se você pode mexer nele ou não.
Na autocustódia, quem decide é você.
Os seus assets estão onde?- 2 replies
- 11 reposts
- 25 likes
- 781 views
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Haven House 01. What a night! 🖤
A huge thank you to the Haven community and everyone who made our first Haven House unforgettable.
Special thanks to our All Black cardholders, who are helping us build something bigger than just a neobank.
To @islanddao for bringing such an incredible community together, and to @Founder_Haus for making it all possible.
This was just the first of many Haven Houses around the world.
The future of finance is private. And we’re building it together.
See you at the next Haven House. 🖤
- 9 replies
- 15 reposts
- 58 likes
- 1.2K views
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🚨 Gnosis Pay confirmou um vazamento de dados que expôs informações pessoais e endereços de wallets de usuários.
Com nome, endereço residencial e carteira pública, terceiros podem identificar quem você é, onde mora e saber quanto possui em cripto.
Privacidade on-chain é segurança acima de tudo.- 2 replies
- 10 reposts
- 24 likes
- 750 views
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It was already easy to expose a user, given their privacy problem.
Now it’s become absurdly simple. You’ve got the name, address, card and wallet address.
Congrats, now everyone has their personal data along with their full crypto history and portfolio. That’s dangerous.- 1 replies
- 1 reposts
- 11 likes
- 298 views
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HAVEN HOUSE IS TODAY.
Tonight, we’re bringing the Haven community together in Florianópolis for a special night during @islanddao.
Good people. Great conversations. A shared vision for the future of private finance.
🖤 All Black cardholders get exclusive access.
See you tonight.
RSVP: https://luma.com/132kf960
- 5 replies
- 10 reposts
- 33 likes
- 1K views
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- 9 reposts
- 33 likes
- 1.2K views
Haven Card Reviews & Comments
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