Pulsar Money Card: Stablecoin Fees, Visa And Cashback

Pulsar Money Card Overview

Pulsar Money Card Key features

• Virtual Visa card

  Pulsar gives you a virtual Visa debit card issued through Wirex. You can use it at Visa merchants and, where available, add it to Apple Pay or Google Pay.

• Stablecoin funding

  USDT or USDC funds the USD balance, while EURC funds the EUR balance. Pulsar lists no funding fee on supported 1-to-1 routes, though network fees can still apply.

• USD and EUR balances

  The app shows separate USD and EUR balances instead of a list of tokens and networks. Card payments use the matching balance when available.

• Named bank details

  Eligible users may receive EUR SEPA Instant details or USD ACH details in their own name. Availability depends on residence and verification, and the bank detail lists are narrower than the card coverage list.

• In-app swaps

  You can swap USDT, USDC, EURC, USD and EUR inside the app. The app shows the rate before you confirm, and cross-currency swaps use an exchange rate.

• Same-currency FX

  Pulsar lists 0 percent Pulsar FX for USD card payments from a USD balance and EUR payments from a EUR balance. Other currency payments have a listed fee of about 1 percent, with live pricing subject to change.

• Pulsar Points

  Card spending earns points that you can apply to a past card purchase for a USDC refund. Pulsar Pro can raise point rates and add selected merchant promotions, but the standard point rate is not published in the supplied data.

• Optional DeFi yield

  Eligible idle balances can go into DeFi strategies using Morpho and Steakhouse Financial vaults. Public materials cite around 5.2 percent APY, but the rate can change and the yield is not bank interest or deposit insurance.

• ATM fee band

  Pulsar lists no Pulsar ATM fee for up to 200 USD per month. After that, the fee is 2 percent plus any charge from the ATM operator.

• Security controls

  The app includes daily spend limits, two-factor login, biometrics and activity alerts. Pulsar describes its wallet layer as non-custodial, while card and account features still require identity checks and depend on Wirex and other partners.

• Arc settlement

  The product uses Circle Arc for settlement and supports stablecoin activity around USDC and EURC. Materials also mention USDT funding on TRON and other networks in funding or swap contexts, so you should check the live app before sending funds.

• No monthly fee listed

  The supplied fee data lists no monthly fee for the standard personal account. It also lists no Pulsar issuance fee for the virtual card, while third-party charges can still apply.

Pulsar Money Card Fees

• Account and issuance Pulsar lists no monthly fee for the standard personal account and no issue fee for the virtual card.
• Stablecoin funding Pulsar charges no funding fee on supported 1 to 1 stablecoin routes, though senders may pay network fees.
• Same currency payments Pulsar charges 0 percent FX when you spend USD from a USD balance or EUR from a EUR balance.
• Cross currency payments Pulsar charges about 1 percent FX for payments in another currency, though earlier writeups listed 1.35 percent, so check the fee schedule in the app.
• ATM withdrawals Pulsar charges no ATM fee on withdrawals up to 200 dollars per month, then 2 percent, and ATM operators may add their own fees.

Pulsar Money Card Supported networks

• Arc
• Tron
• Ethereum
• Solana

How to use Pulsar Money Card

1. 1

   Join the app

   Open the official Pulsar site or store listing and request early access if the waitlist still gates accounts. Install the iOS or Android app after Pulsar invites you.

2. 2

   Verify your identity

   Create an account with your email and complete identity verification with a document when Pulsar requires it for the card or bank details. Check that your country appears on the card list, and check the separate SEPA or ACH list if you need named bank details.

3. 3

   Fund your balance

   Send USDT or USDC to fund the USD balance, or send EURC to fund the EUR balance, using a network supported by the live app. Check the deposit address and network before sending, since a wrong network can lose funds.

4. 4

   Activate the card

   Wait for the matching USD or EUR balance to update at a 1 to 1 rate, then open the card section and activate the virtual Visa card. Set a daily spending limit if you want a hard cap, and add the card to Apple Pay or Google Pay when the option is available.

5. 5

   Make your first payment

   Pay a merchant from the matching balance, USD for a USD purchase or EUR for a EUR purchase, to avoid Pulsar FX. The merchant receives a normal fiat card payment, so you do not send crypto to the merchant.

Pulsar Money Card Demo video

Pulsar Money Card Screenshots

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Pulsar Money Card User Reviews

• 

  @XingHangCC Sep 17, 2026

  最近看到不少玩 Crypto Card 的博主都在推 Pulsar Money，我也成功开出来了 👀
  卡面颜值确实不错，Visa Platinum Debit，背后是 Wirex 的支付基础设施，目前还是 Early Access 阶段。
  目前我比较感兴趣的几个点：
  虚拟 Visa 卡，可用于日常消费/订阅
  官方称覆盖 110+ 国家地区
  支持 Apple Pay / Google Pay
  支持 USD / EUR 账户
  USDT / USDC / EURC 等稳定币入金
  邀请好友消费还能拿 0.25% cashback
  我自己的卡已经下来了，接下来准备实际刷几笔看看汇率、手续费和稳定性怎么样。

  View on X ↗
• 

  @TheCharterr Sep 16, 2026

  I just got access to test out @PulsarMoneyApp on the @arc mainnet and I'm loving experience already.
  Deposited 3 USDC from my arc wallet and I got it in my pulsar app in less than 30 seconds.
  Pulsar money already has a really cool app on iOS and android and getting set up takes less than a minute
  I'm still exploring the app to play around features like the payment cards, privacy and other interesting features.
  Will keep y'all updated...

  View on X ↗
• 

  @orithellama Sep 16, 2026

  Been testing Pulsar Money for some weeks now, works flawless, love the UX and fees are insanely low thanks to @arc and @circle's stable FX
  Send me a dm for early access.

  View on X ↗

Pulsar Money Card Review

Pulsar Money funding

• Founded by Founder and CEO Alex Radu previously worked in growth at MultiversX and runs projects linked to Acc Ventures / Astrarizon.

Pulsar Money Card Updates

1. 

   ᕈulsar Money Oct 10, 2026 · 17:14
   Today I received my latest airdrop from @PulsarMoneyApp 👀🔥
   Always nice to see those airdrops coming in! 🙌 Appreciate the team and excited to see what’s next. One step at a time 🚀
   Anyone else received theirs?
   #gPulsar #PulsarMoneyApp #Airdrop

   
   • 1 replies
   • 1 reposts
   • 2 likes
   • 214 views
2. 

   ᕈulsar Money Oct 10, 2026 · 15:00
   We brought the October treats. You bring the shopping list. 🎃
   Costumes, paints, and pumpkins, all earn 2x cashback with Pro this month.
   What are you planning to buy with your card this Halloween? 👇🏻

   

   1 more in this thread

   Learn more about the October campaign and go Pro this month to get double cashback rewards. 👇🏻
   • 2 replies
   • 5 reposts
   • 18 likes
   • 1.2K views
3. 

   ᕈulsar Money Oct 10, 2026 · 12:00
   Your Pulsar Points don’t have to sit idle.
   Redeem Points for up to 100% cashback and get money back after your payment.
   Open Pulsar and explore your cashback options.

   

   1 more in this thread

   Get more cashback by subscribing Pro this month:
   • 4 replies
   • 9 reposts
   • 26 likes
   • 2.2K views
4. 

   ᕈulsar Money Oct 9, 2026 · 17:03
   Stablecoin Renaissance
   this was the title of my talk at @stblcnsummit, where I shared how we see this market through the prism of a stablecoin fintech app builder
   I chose it because it feels artistic, but also very representative of what's happening right now
   the growth of stablecoins has been tremendous. @Circle processed $14.8 trillion in USDC onchain transaction volume in Q2 alone. there are already major use cases live, and the infrastructure keeps opening up new possibilities
   and in my opinion, we're now seeing a renaissance of applications. a big wave of fintech is coming upon us, and a lot of it is already here
   so many cool applications and use cases are live. it feels like a playground, with experiments happening everywhere and teams trying different ways to make these tools useful for people
   these apps are moving fast, building new products and being very aggressive with campaigns, rewards and perks. some of those campaigns won't be sustainable, but the broader competition is creating value for users. it pushes teams to innovate faster, improve the experience and give customers more reasons to use their products
   one of the signals I highlighted was the growth in stablecoin card spend tracked by @Paymentscan: from around $400 million in September last year to more than $1.2 billion this September. I follow these guys to keep track of the milestones and traction. seeing monthly card spend cross $1 billion is a really meaningful sign that stablecoins are getting closer to what people actually do in daily life. the chart shows how much that activity has grown
   we're seeing this at Pulsar too. in Africa and Southeast Asia, we're seeing traction around paying for subscriptions, making cross-border payments and accessing global dollar accounts. one thing that surprised me was how much something as simple as paying for a subscription could matter. services that seem straightforward to pay for from one country can be difficult to access from another
   I also shared a finding from @raincards State of Payments in APAC report that really impressed me: around 60% of global stablecoin payment volume is sent from Asia. Asia already has some of the most advanced domestic payment systems in the world. QR payments, instant transfers, great local experiences. but a lot of that convenience stops at the border
   some systems are becoming connected, but moving money between markets is still a very different experience. sending money out can be difficult, and getting money in from abroad can be difficult too. that's a very real opportunity for stablecoins to connect these markets to each other and to the rest of the world. I knew the problem, but seeing the numbers made the scale of it much clearer
   I finished by sharing what we've already launched at Pulsar as core modules live together with @wirexdevelopers and other strategic partners: multi-currency cards, global accounts, virtual bank accounts integrated with stablecoin balances, trading, a sophisticated loyalty programe and more
   we're making receiving stablecoins or fiat almost equally simple in the same account
   what we're really excited about next are new trading modules, perps with @extendedapp, and Earn, which we've been working on for a long time to bring it to you together with @SteakhouseFi and @Morpho. it's almost here! StableFX and privacy are also going to be major things for us. exciting things ahead!
   thanks @stblcnsummit for having us!

   
   • 2 replies
   • 5 reposts
   • 13 likes
   • 765 views
5. 

   ᕈulsar Money Oct 9, 2026 · 10:54
   Pulsar has entered #Halloween mode 🎃 #NewProfilePic

   

   1 more in this thread

   We are celebrating #Halloween with double cashback rewards for Pulsar Pro users! 🎃
   Treat or double treat? Go Pro this October and earn boosted rewards in Points you can redeem for cashback. 👇🏻
   • 6 replies
   • 5 reposts
   • 36 likes
   • 1.8K views
6. 

   ᕈulsar Money Oct 9, 2026 · 10:30
   New quests just landed in Pulsar!
   1️⃣ Complete quests to earn extra Points.
   2️⃣ Redeem Points for up to 100% cashback.
   Open the app and find your next quest!

   

   1 more in this thread

   Need an access code? Join our Telegram to get one: https://t.me/pulsarmoney
   • 1 replies
   • 4 reposts
   • 24 likes
   • 1.7K views
7. 

   ᕈulsar Money Oct 8, 2026 · 17:15
   We had great conversations and an amazing crowd today!
   Thanks to the @stblcnsummit for having us on stage and bringing together so many brilliant minds shaping the future of stablecoins! 🙌
   • 2 replies
   • 6 reposts
   • 25 likes
   • 2.3K views
8. 

   ᕈulsar Money Oct 8, 2026 · 13:21
   October doubles your Pro rewards!
   Your spending is bringing more points, and redeem them for up to 100% cashback in Pulsar.
   Go Pro and turn your rewards into money back today!

   

   1 more in this thread

   Check details below:
   • 1 replies
   • 5 reposts
   • 29 likes
   • 1.7K views
9. 

   ᕈulsar Money Oct 8, 2026 · 11:19
   Our Founder & CEO, @Alex__Radu, took the stage at @stblcnsummit today!
   Catch a few highlights from his time on stage 🎥
   • 2 replies
   • 6 reposts
   • 24 likes
   • 2.1K views
10. 

    ᕈulsar Money Oct 8, 2026 · 10:03
    Going Pulsar Pro is looking like a pretty good decision right now 👀

    1 more in this thread

    If you haven't subscribed to Pro yet, you are not late! 🎃
    Our new offer is running throughout October with our highest Pro cashback rates yet.
    Join Pro this month for double cashback rewards, awarded in Points.
    Explore the details 👇🏻
    • 2 replies
    • 7 reposts
    • 33 likes
    • 2.9K views
11. 

    ᕈulsar Money Oct 8, 2026 · 09:07
    I saw what you guys did here!
    New quests available in @PulsarMoneyApp
    SWEET!!! 😎
    More points=Bigger cashback💪
    Join me using my referral code: 5B3CC

    
    • 3 reposts
    • 7 likes
    • 195 views
12. 

    ᕈulsar Money Oct 8, 2026 · 09:06
    The Co-founder & CEO, of @PulsarMoneyApp, Alex Radu, yesterday at Circle House during Token2049, demonstrating Pulsar and showing how Pulsar is connecting stablecoins with daily life
    Pulsar has become my go-to app since the launch of @arc mainnet.
    Every transaction feels seamless, no need to sign/confirm transaction in your wallet.
    Pulsar virtual card makes it better, order anything anywhere with your stablecoin.
    Kudos to this guy and his team for building such a game changer. 🔥
    gPulsar 🤍🖤

    
    • 10 replies
    • 8 reposts
    • 35 likes
    • 926 views
13. 

    ᕈulsar Money Oct 7, 2026 · 18:24
    Circle House was so nice!
    great chats, so many people joined and some of the best tea! it was a real pleasure to present Pulsar and what we’re building on Arc!
    these USDC Chelsea shirts look sooo good!
    • 3 replies
    • 2 reposts
    • 34 likes
    • 956 views
14. 

    ᕈulsar Money Oct 7, 2026 · 13:32
    We are going big on treats this Halloween. 🎃
    October brings double cashback with Pulsar Pro, at our highest rates yet!
    Your costume, party plans, and everyday shopping just got an extra reason to go on your card.

    
    • 5 replies
    • 11 reposts
    • 35 likes
    • 4.4K views

Pulsar Money Card Reviews & Comments

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