Pulsar Money Card: Stablecoin Fees, Visa And Cashback

Pulsar Money Card Overview

Pulsar Money Card Key features

• Virtual Visa card

  Pulsar gives you a virtual Visa debit card issued through Wirex. You can use it at Visa merchants and, where available, add it to Apple Pay or Google Pay.

• Stablecoin funding

  USDT or USDC funds the USD balance, while EURC funds the EUR balance. Pulsar lists no funding fee on supported 1-to-1 routes, though network fees can still apply.

• USD and EUR balances

  The app shows separate USD and EUR balances instead of a list of tokens and networks. Card payments use the matching balance when available.

• Named bank details

  Eligible users may receive EUR SEPA Instant details or USD ACH details in their own name. Availability depends on residence and verification, and the bank detail lists are narrower than the card coverage list.

• In-app swaps

  You can swap USDT, USDC, EURC, USD and EUR inside the app. The app shows the rate before you confirm, and cross-currency swaps use an exchange rate.

• Same-currency FX

  Pulsar lists 0 percent Pulsar FX for USD card payments from a USD balance and EUR payments from a EUR balance. Other currency payments have a listed fee of about 1 percent, with live pricing subject to change.

• Pulsar Points

  Card spending earns points that you can apply to a past card purchase for a USDC refund. Pulsar Pro can raise point rates and add selected merchant promotions, but the standard point rate is not published in the supplied data.

• Optional DeFi yield

  Eligible idle balances can go into DeFi strategies using Morpho and Steakhouse Financial vaults. Public materials cite around 5.2 percent APY, but the rate can change and the yield is not bank interest or deposit insurance.

• ATM fee band

  Pulsar lists no Pulsar ATM fee for up to 200 USD per month. After that, the fee is 2 percent plus any charge from the ATM operator.

• Security controls

  The app includes daily spend limits, two-factor login, biometrics and activity alerts. Pulsar describes its wallet layer as non-custodial, while card and account features still require identity checks and depend on Wirex and other partners.

• Arc settlement

  The product uses Circle Arc for settlement and supports stablecoin activity around USDC and EURC. Materials also mention USDT funding on TRON and other networks in funding or swap contexts, so you should check the live app before sending funds.

• No monthly fee listed

  The supplied fee data lists no monthly fee for the standard personal account. It also lists no Pulsar issuance fee for the virtual card, while third-party charges can still apply.

Pulsar Money Card Fees

• Account and issuance Pulsar lists no monthly fee for the standard personal account and no issue fee for the virtual card.
• Stablecoin funding Pulsar charges no funding fee on supported 1 to 1 stablecoin routes, though senders may pay network fees.
• Same currency payments Pulsar charges 0 percent FX when you spend USD from a USD balance or EUR from a EUR balance.
• Cross currency payments Pulsar charges about 1 percent FX for payments in another currency, though earlier writeups listed 1.35 percent, so check the fee schedule in the app.
• ATM withdrawals Pulsar charges no ATM fee on withdrawals up to 200 dollars per month, then 2 percent, and ATM operators may add their own fees.

Pulsar Money Card Supported networks

• Arc
• Tron
• Ethereum
• Solana

How to use Pulsar Money Card

1. 1

   Join the app

   Open the official Pulsar site or store listing and request early access if the waitlist still gates accounts. Install the iOS or Android app after Pulsar invites you.

2. 2

   Verify your identity

   Create an account with your email and complete identity verification with a document when Pulsar requires it for the card or bank details. Check that your country appears on the card list, and check the separate SEPA or ACH list if you need named bank details.

3. 3

   Fund your balance

   Send USDT or USDC to fund the USD balance, or send EURC to fund the EUR balance, using a network supported by the live app. Check the deposit address and network before sending, since a wrong network can lose funds.

4. 4

   Activate the card

   Wait for the matching USD or EUR balance to update at a 1 to 1 rate, then open the card section and activate the virtual Visa card. Set a daily spending limit if you want a hard cap, and add the card to Apple Pay or Google Pay when the option is available.

5. 5

   Make your first payment

   Pay a merchant from the matching balance, USD for a USD purchase or EUR for a EUR purchase, to avoid Pulsar FX. The merchant receives a normal fiat card payment, so you do not send crypto to the merchant.

Pulsar Money Card Demo video

Pulsar Money Card Screenshots

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Pulsar Money Card User Reviews

• 

  @XingHangCC Sep 17, 2026

  最近看到不少玩 Crypto Card 的博主都在推 Pulsar Money，我也成功开出来了 👀
  卡面颜值确实不错，Visa Platinum Debit，背后是 Wirex 的支付基础设施，目前还是 Early Access 阶段。
  目前我比较感兴趣的几个点：
  虚拟 Visa 卡，可用于日常消费/订阅
  官方称覆盖 110+ 国家地区
  支持 Apple Pay / Google Pay
  支持 USD / EUR 账户
  USDT / USDC / EURC 等稳定币入金
  邀请好友消费还能拿 0.25% cashback
  我自己的卡已经下来了，接下来准备实际刷几笔看看汇率、手续费和稳定性怎么样。

  View on X ↗
• 

  @TheCharterr Sep 16, 2026

  I just got access to test out @PulsarMoneyApp on the @arc mainnet and I'm loving experience already.
  Deposited 3 USDC from my arc wallet and I got it in my pulsar app in less than 30 seconds.
  Pulsar money already has a really cool app on iOS and android and getting set up takes less than a minute
  I'm still exploring the app to play around features like the payment cards, privacy and other interesting features.
  Will keep y'all updated...

  View on X ↗
• 

  @orithellama Sep 16, 2026

  Been testing Pulsar Money for some weeks now, works flawless, love the UX and fees are insanely low thanks to @arc and @circle's stable FX
  Send me a dm for early access.

  View on X ↗

Pulsar Money Card Review

Pulsar Money funding

• Founded by Founder and CEO Alex Radu previously worked in growth at MultiversX and runs projects linked to Acc Ventures / Astrarizon.

Pulsar Money Card Updates

1. 

   ᕈulsar Money Sep 20, 2026 · 17:40
   AMA is tomorrow!
   Do you have questions? Drop them now 👇🏻
   • 2 replies
   • 1 reposts
   • 10 likes
   • 960 views
2. 

   ᕈulsar Money Sep 19, 2026 · 15:00
   Could you name a subscription that’s actually worth it?
   Meet Pulsar Pro: your first month is free and doesn't have any hidden charges.
   Like getting your first order on the house, with delivery included. 👀

   
   • 9 replies
   • 5 reposts
   • 30 likes
   • 3.1K views
3. 

   ᕈulsar Money Sep 19, 2026 · 11:26
   Let’s look back at our coffee meetup with @UseCorgi in NYC ☕️
   Thanks to everyone who joined us for coffee and a chat. It was lovely spending time with you!
   Here are a few moments from the day. 🎥
   • 4 replies
   • 3 reposts
   • 20 likes
   • 4.9K views
4. 

   ᕈulsar Money Sep 18, 2026 · 20:34
   Intern couldn’t say goodnight without leaving you a code 👀
   Use NIGHT for access to Pulsar.
   Enjoy your Friday evening 🌙
   • 9 replies
   • 3 reposts
   • 39 likes
   • 4K views
5. 

   ᕈulsar Money Sep 18, 2026 · 15:17
   this is going to be a fun one!
   trying to make a record and my goal is to attend as many Pulsar cafes as possible!
   coming from the New York Pulsar cafe to the Bucharest one this time!
   what's next? Korea!?
   see you there!
   • 1 replies
   • 3 reposts
   • 11 likes
   • 743 views
6. 

   ᕈulsar Money Sep 18, 2026 · 14:15
   Our CEO, @Alex__Radu, and our Head of Product, @astratudor, is getting together to share the latest updates from our end, plus what’s coming next to Pulsar!
   We might gift some codes, too 🎁
   What are you curious about? Ask below and save the date:

   
   • 5 replies
   • 4 reposts
   • 30 likes
   • 3.2K views
7. 

   ᕈulsar Money Sep 18, 2026 · 13:01
   Pulsar Coffee Meetup is coming to Romania 🇷🇴 one more time, and this time @xMoney_com is joining as a co-host!
   Tue, September 22, 10:30 EEST
   Our community is getting together on a lovely autumn day to talk about the future of money.
   Register now: https://luma.com/4gthr0n3

   
   • 8 replies
   • 6 reposts
   • 39 likes
   • 7.4K views
8. 

   ᕈulsar Money Sep 18, 2026 · 12:24
   Our second wave of waitlist invites is out 🫡
   Are you in yet, anon?
   • 5 replies
   • 3 reposts
   • 19 likes
   • 2.9K views
9. 

   ᕈulsar Money Sep 18, 2026 · 11:09
   Swap fees? Never heard of them.
   With Pulsar Pro, invest fees on @Arc are off the table.
   And your Pro perks don't even stop there. 🔥

   1 more in this thread

   Read our blog post to learn more about Pro advantages 👇🏻 and get your first month of subscription free!
   https://pulsar.money/en/blog/pulsar-goes-live
   • 8 replies
   • 3 reposts
   • 45 likes
   • 2.9K views
10. 

    ᕈulsar Money Sep 18, 2026 · 07:00
    we're optimizing for people who live across currencies: earning in one country, spending in another, making international transfers and sending money home
    for them, getting paid is only the beginning. they still need to convert that money, move it where it's needed and use it day to day. the cost and friction across that whole journey are what we want to improve
    that's why we're building Pulsar from the ground up, bringing accounts, transfers and everyday spending together, with stablecoin rails underneath. the opportunity is to give people better rates, broader access and a simpler experience, without asking them to understand the complexity behind it
    for us, focus means being specific about whose problems we're solving. those people already live across markets, so we need broad coverage while going deep on the currencies, routes and local needs that matter to them
    thanks @outofpilot for the conversation and for sharing the thinking behind @PulsarMoneyApp!
    • 4 replies
    • 5 reposts
    • 20 likes
    • 2.2K views
11. 

    ᕈulsar Money Sep 18, 2026 · 02:31
    what excites us about @arc is how closely it aligns with our vision for where the payments industry is heading
    a focus on compliance and regulated rails, predictable fees, StableFX connected to existing financial infrastructure, and a roadmap around agentic payments and privacy. these things matter when you're building a money app for a new generation reshaping how people interact with fintech
    enjoyed digging into the why behind @PulsarMoneyApp with @stabledash!
    • 5 replies
    • 9 reposts
    • 40 likes
    • 2.1K views
12. 

    ᕈulsar Money Sep 17, 2026 · 13:57
    The first community reviews are coming in after the @Arc mainnet launch 🥳
    We are excited about what we are building and grateful to have our community with us on this journey. There’s so much more ahead!
    Want to try Pulsar too? Code is PLSR5, available for 5 people. Be quick!

    
    • 10 replies
    • 3 reposts
    • 38 likes
    • 2.8K views
13. 

    ᕈulsar Money Sep 17, 2026 · 12:38
    Power users already started to try Pulsar 🔥
    • 10 replies
    • 1 reposts
    • 31 likes
    • 6.9K views
14. 

    ᕈulsar Money Sep 17, 2026 · 10:00
    By @PulsarMoneyApp on @outofpilot.
    Pulsar's ICP doesn't live in one country by definition, so a single-market MVP would have solved the wrong problem.
    The team launched with a footprint in +100 countries and picked specific regional pain points to go deep on inside that broad footprint: Latin America, non-EU Eastern Europe, Middle Eastern immigrants inside Europe, and North Africa.
    @Alex__Radu, CEO Pulsar Money on Record #05

    
    • 1 reposts
    • 10 likes
    • 1.6K views
15. 

    ᕈulsar Money Sep 17, 2026 · 09:48
    Your first month of Pro deserves a welcome gift. 🎁
    So that we are giving 100% cashback on your first subscription payment.
    Ready for it?

    

    1 more in this thread

    Learn more about what we brought to @Arc mainnet:
    https://pulsar.money/en/blog/pulsar-goes-live
    • 18 replies
    • 5 reposts
    • 49 likes
    • 3.4K views
16. 

    ᕈulsar Money Sep 16, 2026 · 22:30
    "You cannot build with other stablecoins that are not MiCA-compliant"
    @Alex__Radu on why @PulsarMoneyApp chose @arc for its fintech rails.
    ARC runs StableFX, an institutional FX engine that settles stablecoin pairs through request-for-quote pricing rather than pooled AMM liquidity.
    Pulsar Money has joined them as a mainnet launch partner
    "We're big believers in StableFX changing the FX space completely"
    "The whole chain seems to be very optimized for exactly what we are building"
    • 1 replies
    • 3 reposts
    • 15 likes
    • 3K views
17. 

    ᕈulsar Money Sep 16, 2026 · 10:00
    LIVE Now: What a privilege to spoil you with the launch of ​@PulsarMoneyApp​ in today’s record!
    Read the story of CEO @Alex__Radu, building THE multi-currency money app built for people who live beyond borders.
    Balances behave as one, spendable through a card accepted in 110+ countries, with conversion between currencies at almost no cost.
    Now on Out of Pilot. (priority access inside)
    Read at http://newsletter.outofpilot.com/new

    
    • 3 reposts
    • 12 likes
    • 4.4K views

Pulsar Money Card Reviews & Comments

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