
Startale Card
Pay Visa merchants with Startale Card while keeping control of your eligible Soneium assets until payment settles.

Startale crypto card on Soneium: USDSC cashback and fees
What is Startale Card?
Startale Card is a waitlist-only, self-custodial Visa crypto card for Soneium users with planned USDSC cashback; Startale has not published fees or cashback rates.
Ready to try Startale Card?
Open the official site and get started in a few clicks.
Startale Card Overview
The Startale Card is a self custodial Visa crypto card for people who hold eligible assets on Soneium. You keep control of your funds until payment settlement, rather than moving them into a custodial exchange account first. It suits existing Startale App users best. If you hold assets only on other chains, there is less reason to reserve one yet.
You fund your spending with eligible onchain balances on Soneium through the Startale App. Once you receive a card, you can pay at Visa merchants, with conversion to local currency at checkout. The main draw is the planned yield until settlement: you could keep eligible assets in yield vaults until the purchase settles. Those vaults are part of a planned app upgrade. You would also receive cashback in USDSC, a dollar stablecoin, though the cashback rate is not public.
For now, you can reserve a place through the app's waitlist. The full fee schedule and spending limits are not public, and neither is a complete country list. Wait for those details before treating this as your everyday crypto debit card.
Startale Card Key features
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Self custody
You keep control of your funds until payment settlement. You do not need to move funds into an issuer wallet before you spend.
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Visa merchant payments
Startale states that users will be able to pay at more than 150 million Visa merchants with eligible Soneium balances. At checkout, users pay in local currency through conversion of their onchain balance.
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Yield until settlement
Startale plans to let users keep eligible assets in yield vaults until a purchase settles. The vaults are part of a planned Startale App upgrade.
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USDSC cashback
Users will receive cashback in USDSC, Startale's dollar stablecoin, in their app account. Startale has not published the cashback rate.
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Startale App access
You can create a smart wallet or connect an existing EVM wallet in the Startale App. You can also reserve your card and check your waitlist rank there.
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Waitlist priority
Startale uses a STAR Points snapshot and confirmed referrals to set waitlist rank, with daily updates. A friend must sign up and reserve a card for the referral to count.
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Early access reservations
You can reserve a card in the app after email verification, and Startale plans to issue cards to higher-ranked users first. The card remains waitlist only, and Startale has not published a full fee schedule or complete country list.
Startale Card Fees
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Fees Fees are not published; check the official site for current rates.
Startale Card Supported networks
- Soneium
How to use Startale Card
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Set up your wallet
Open app.startale.com and create a smart wallet or connect an existing EVM wallet.
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Verify your email
Complete account setup and email verification inside the Startale App. Startale has not published KYC requirements or identity verification steps.
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Reserve your card
Open the Startale Card section, tap "Reserve Your Card" and confirm your email to validate the reservation. You must wait for issuance before you can pay; Startale has not fully published launch timing or eligible regions.
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Prepare your Soneium balance
Hold eligible assets on Soneium for card payments, with custody under your control until settlement. Startale has not published detailed card funding instructions.
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Make your first payment
Once Startale issues your card, pay at a Visa merchant; your eligible balance converts to local currency at checkout. Startale credits cashback in USDSC to your account, but has not published the cashback rate.
Startale Card Demo video
Startale Card Screenshots
Startale Card User Reviews
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250K+ people are waiting for a Startale Card. That number caught my attention because the interesting part isn't simply the size of the waitlist. It's what people are waiting to use it for. Startale is trying to make the gap between holding assets onchain and actually spending them in everyday life much smaller.
View on X ↗ -
250K+ on the @StartaleGroup Card waitlist. That's more than a number it's a signal that people want onchain assets to become more useful in everyday life. Startale Card is designed as a self-custodial Visa card, built on Soneium, connecting eligible onchain assets with real world payments.
View on X ↗ -
Most crypto cards launch first.
Then they search for users.
Startale Card already has 250,000+ people waiting.
That says something.
Crypto UX today:
Hold → Bridge → Swap → Off-ramp → Bank → Card
Startale is aiming for:
Hold → Earn → Spend
Maybe the real breakthrough isn't another wallet.
It's making the wallet disappear.
@StartaleApp @StartaleGroup @0xRamz @businessj386
Startale Card Review
Pros
- You keep control of your funds until settlement under Startale's self custody design.
- Startale plans to let you earn yield on eligible assets until payment settlement.
- You will receive cashback in USDSC, a dollar stablecoin.
- Startale says you will be able to spend at more than 150 million Visa merchants.
Cons
- You must join a waitlist before you can get a card.
- Startale has not published a full fee schedule.
- Startale has not disclosed the cashback rate.
- Startale has not published a complete country list or full KYC requirements.
- You need eligible assets on Soneium to spend with the card.
Our verdict
I wouldn't carry Startale Card yet; Startale still has a waitlist. For Soneium holders, I like the promise of self custody. Startale hasn't published the spread or full fee schedule. Without a published cashback rate either, I can't judge the net cost. I'd reconsider after launch if cashback covers the total costs.
Startale funding
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Series A - Mar 2026 Startale Group raised $63 million across two closes, with Sony Innovation Fund investing $13 million in January 2026 and SBI Group investing $50 million in March 2026.
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Seed rounds - dates not stated Startale Group raised earlier seed rounds; we couldn't find the individual amounts.
Is Startale Card safe & legit?
Startale Card appears legitimate: Singapore-registered Startale Group is behind it, led by Astar founder Sota Watanabe and backed by Sony Innovation Fund and SBI Group, though the data names no separate card issuer. Startale says users retain self-custody until settlement, so wallet and smart contract risks remain. I would wait before committing funds: Startale has not published full fees or country eligibility, and unrelated USDT card sites are unofficial.
X account intel @StartaleGroup
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Based in Singapore
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Joined X May 2022 4 years ago
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Username changes 3 renames last on Nov 14, 2024
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Signup source Web
Public profile signals from X. Use as one input alongside other due-diligence.
Security scan checked Nov 13, 2026
- Google Web Risk Not flagged
- MetaMask Not flagged
- Phantom Not flagged
- ScamSniffer Not flagged
- EtherAddressLookup Not flagged
- Keplr Wallet Not flagged
Domain startale.com checked against Google's lists of unsafe sites and public crypto wallet blacklists.
This is an automated check, not a security audit. The summary is drafted from the project's own pages and public posts, and the domain is looked up on public blocklists. Nothing here is financial advice: only put in money you can afford to lose. How we review listings
Startale Card Updates
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The Pragma Tokyo 2026 talk from @takatezu is now on YouTube.
Startale's vision for the future of onchain finance in Japan and the world, covering stablecoins, tokenized assets and where Japan fits in, was shared at @ETHGlobal.
1 more in this thread
Watch the full talk: https://www.youtube.com/watch?v=mqEmY9W46t8- 13 replies
- 13 reposts
- 106 likes
- 5.7K views
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Startale Card is now live.
With over 300,000 reservations, the card officially becomes available today.
Early Startale ecosystem contributors come first, followed by waitlist invites in priority rank order.
Your onchain @soneium assets, ready for everyday spending 👇🏻
2 more in this thread
What you’ll enjoy with Startale Card:
💳 Spend at 150M+ merchants worldwide
🏦 Spend without cashing out: no bank transfers, no exchange withdrawals
💵 Cashback in USDSCNot a cardholder yet?
Your queue rank still matters; more spots open up for waitlisted members based on priority order.
Sign up and rise through the rankings 👇
https://app.startale.com/cards/home- 45 replies
- 53 reposts
- 324 likes
- 38.1K views
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🇯🇵 Proud to share that JPYSC lending balances have surpassed ¥10 billion, while total JPYSC balances have exceeded ¥30 billion.
A major milestone for JPYSC and the digital yen adoption in Japan.- 8 replies
- 14 reposts
- 117 likes
- 5.5K views
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A major vote of confidence in Japan’s yen stablecoin ecosystem 🇯🇵
Sumitomo Mitsui Financial Group (SMFG) will acquire a 5% stake in SBI Startale Marketing, a joint venture between SBI Holdings and Startale Group, driving the development of JPYSC and accelerating the adoption of yen-denominated stablecoins.
https://www.sbigroup.co.jp/news/2026/1030_16698.html- 13 replies
- 15 reposts
- 124 likes
- 4.2K views
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Startale Group has been named as part of the 2026 Fintech 100 by @CBinsights, recognized for its work on blockchain networks and interoperability.
We're building the infrastructure to bring the next generation of financial markets onchain.
1 more in this thread
https://startale.com/en/blog/cb-insights-fintech-100?utm_source=twitter&utm_medium=social&utm_campaign=cb_insights_fintech_100_261028&utm_content=blog- 39 replies
- 33 reposts
- 194 likes
- 10.1K views
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SBI Holdings, Startale Group and @BlackRock have signed an MOU to connect tokenized money market funds with JPYSC, Japan's trust-type yen stablecoin.
Together we are laying the groundwork for onchain finance, from Japan to the world.- 38 replies
- 63 reposts
- 301 likes
- 15.4K views
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We’re hiring a Senior Software Development Engineer in Test (SDET) for Startale App.
We’re looking for someone who thinks beyond test cases and builds systems that scale quality.
Ready to raise the bar? Apply below ↓
1 more in this thread
https://startale.com/en/career/5177342008- 16 replies
- 17 reposts
- 119 likes
- 121.4K views
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🚀 This week’s key updates from Startale
■ SBI Holdings and Startale Group joined @openstandard and will explore a pilot connecting JPYSC with Open USD (OUSD). A first step toward yen–dollar settlement onchain and in real time.
■ Startale Japan launched the Startale Bond, Japan’s first digital corporate bond to pay both interest and principal redemption in a yen stablecoin. It puts JPYSC into a real corporate financing transaction, demonstrating how stablecoins can move capital through traditional financial instruments.
■ @StartaleApp launched an ETH vault and two USDC vaults powered by @morpho, including one lending against PGNGI+ tokenized by @AssetoFinance. Estimated returns are now shown before deposit.- 20 replies
- 22 reposts
- 156 likes
- 7.1K views
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SBI Holdings and Startale Group have joined @openstandard.
Together we are advancing interoperability between JPYSC, the trust-type yen stablecoin issued by SBI Shinsei Trust Bank, and Open USD, a shared dollar stablecoin for global financial activity.
1 more in this thread
Together with Open Standard and its extensive partner network, we see an exciting opportunity to expand how digital money moves, starting with a proof of concept pilot to explore faster and more efficient dollar-yen settlement between OUSD and JPYSC.
Learn more: https://startale.com/en/blog/openstandard-startale-sbi?utm_source=twitter&utm_medium=social&utm_campaign=openstandard_startale_sbi_261015&utm_content=blog- 25 replies
- 29 reposts
- 215 likes
- 18.5K views
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- 13 replies
- 16 reposts
- 120 likes
- 7.1K views
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- 20 replies
- 18 reposts
- 137 likes
- 5.1K views
Startale Card Reviews & Comments
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Open the official site and get started in a few clicks.





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