NectarFi Card

You will be able to spend stablecoin balances at Visa merchants with NectarFi Card, currently available for preorder.

Preview of NectarFi Card

NectarFi crypto card: Solana stablecoins and fees

What is NectarFi Card?

NectarFi Card is a Visa crypto card in pre-order through a self-custodial Solana app, with issuance and FX fees not yet published.

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Open the official site and get started in a few clicks.

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NectarFi Card Overview

The NectarFi Card is a planned Visa crypto debit card linked to a self custodial money app on Solana. It is still preorder only, so it suits freelancers and people who send money abroad more than anyone who needs a working card now. NectarFi is not a bank.

Users fund the app with local fiat or stablecoins, then hold stablecoin balances. Freelancers can receive client payments through virtual USD and EUR accounts. NectarFi lists a 1% receiving fee for that route in its Google Play description. For now, users can send app transfers or cash out locally. Visa purchases are planned once the card launches; the supplied details do not explain the exact conversion process at checkout.

The main difference is the link between foreign income accounts and self custodial stablecoin balances in one app, with a card planned for everyday purchases. NectarFi has not published a full card fee schedule or a cashback rate. Card issuance and FX fees remain unknown. The app may suit cross-border pay, but waiting for live card terms makes more sense if spending is your main reason to join.

NectarFi Card Key features

  • Visa card preorder

    You can preorder a NectarFi Visa card, but card payments are not live yet. NectarFi has not published card issuance or FX fees.

  • Self custody wallet

    You control assets through smart contracts in the Solana app, with embedded wallets from Privy. NectarFi is not a licensed bank, and you still face smart contract and partner risks.

  • Stablecoin balances

    You can deposit local fiat or stablecoins and hold digital dollar or euro balances in the app. Card spending remains planned until the Visa card launches.

  • Foreign payment accounts

    Clients can pay you through virtual USD and EUR accounts without using NectarFi. NectarFi lists a 1% receive fee for this route in its Play Store copy.

  • Cross border transfers

    You can send to another NectarFi user by name or share a payment link that recipients can claim to a bank or mobile wallet without installing the app. NectarFi says it uses mid market exchange rates and shows the rate before you confirm.

  • Flexible or locked savings

    You can move app balances into flexible or locked savings products and check the yield in your dashboard. Returns depend on the product, so check the current terms before you commit funds.

  • In app investing

    You can trade Solana assets and access tokenized stocks through partners in the app. These are investments, separate from card payments.

  • Activity based credit

    NectarFi uses income regularity and savings activity to build a Trust Score. The company plans to use it for future DeFi credit through Kamino, but you cannot use it for a live bank loan today.

Get the app

Download NectarFi Card App For Android And iOS

Download NectarFi Card and start spending crypto from your phone — available on Android and iOS.

NectarFi Card Fees

  • Virtual account receipts NectarFi lists a 1% fee for receiving funds into virtual USD or EUR accounts in its Play Store copy.
  • App currency exchange NectarFi claims mid-market FX rates and shows the rate in the app before you confirm.
  • Card issuance fee NectarFi has not published issuance fees for the Visa card, which is available for pre-order only.
  • Card FX fees NectarFi has not published FX fees for Visa card spending.
  • Remittance fees NectarFi does not list an exact remittance fee on its marketing site; check the quote in the app before you confirm.

NectarFi Card Supported networks

  • Solana

How to use NectarFi Card

  1. Create your account

    Download NectarFi from the App Store or Google Play, then sign up with your email and phone number. Privy creates your self custodial wallet in the background.

  2. Verify your identity

    Complete the in-app ID flow through Sumsub if you want fiat deposits or higher limits.

  3. Fund your account

    Deposit through a supported local bank transfer or send stablecoins to your NectarFi wallet. Check the quote before you confirm, since NectarFi has not published a full fee schedule.

  4. Preorder your card

    Choose a Visa card option in NectarFi and place your preorder. The card is not live yet, and NectarFi has not published issuance or card FX fees.

  5. Activate after shipment

    Wait for your card to ship, then activate it. NectarFi has not published the exact activation steps.

  6. Make your first payment

    Once the card is live and you have activated it, use it at a merchant that accepts Visa. You cannot make a Visa card payment while the card remains in preorder.

NectarFi Card Demo video

NectarFi Card Screenshots

NectarFi Card User Reviews

  • @bioduncrypt_
    @bioduncrypt_ Jul 28, 2026

    I just onboarded my girl to continue saving her Allawee and earn sweet yields on @Nectar_finance 🐝
    What is love if you can't show them how to save smarter?

    View on X ↗
  • @newbie_mov
    @newbie_mov Jun 12, 2026

    No one talks about how hard it is to save as a foodie 😂
    We all have a unique money logic. But With @Nectar_finance I have been able to resist temptation.
    However you make money work, it works with it.
    Big shoutout to @harri_obi, your posts really made me see the potential 😫

    View on X ↗
  • @MafiaSlice
    @MafiaSlice Jul 15, 2026

    I'm stuck on with @Nectar_finance for the long run. These guys have made my life easier.
    The only thing left is for them to implement virtual card and I won't use any other services again.
    The idiot banbiala on ByBit made life miserable!

    View on X ↗
Used NectarFi Card? Share your experience — your review helps other traders decide. Write a review →

NectarFi Card Review

Pros

  • You control the linked app's assets through self custodial smart contracts.
  • You can receive client payments through virtual USD or EUR accounts for a published 1% fee.
  • Recipients can claim payment links to a bank or mobile wallet without installing NectarFi.
  • You can hold dollar or euro stablecoins instead of converting each payment into local currency.
  • You see the quoted exchange rate before you confirm a transfer.

Cons

  • You can only pre order the Visa card, so you cannot use it for purchases yet.
  • NectarFi has not published card issuance or FX fees.
  • You pay 1 percent to receive funds through virtual USD or EUR accounts.
  • You have no advertised native spend support beyond Solana.
  • You still face smart contract and partner risks with self custody.
  • NectarFi has a short operating history and no long term reliability record.

Our verdict

I'd wait on NectarFi Card; you can only preorder it. Freelancers paid abroad may value the app's self custody. NectarFi lists 1% on USD/EUR account receipts, but hasn't published full card fees. Without confirmed spreads, I can't calculate the all-in cost or weigh any cashback. I'd reconsider once NectarFi ships cards and publishes full pricing.

NectarFi funding

  • Founded by Felix Daniel (CEO) and Stephanie Okeke (COO) founded NectarFi, with reviewers also crediting Emmanuel Uzoezie as a co-founder; the raw data includes no prior career backgrounds.
  • Pre-seed - Apr 2026 NectarFi announced a $170,000 pre-seed round on 14 April 2026; lead investors are not named in the raw data.

Is NectarFi Card safe & legit?

NectarFi Inc. runs the app, with founders Felix Daniel and Stephanie Okeke (Emmanuel Uzoezie also gets co-founder credit); Raincards is the named card partner, but the supplied data does not name the legal issuer or investors. You hold funds in self-custody through user-controlled smart contracts, though you still face contract and partner risks. I would treat NectarFi as early and unproven: the Visa card is still in pre-order, and the company has not published full fees, so there is not enough evidence to call it safe.

X account intel @Nectar_finance

  • Based in Nigeria
  • Joined X August 2024 2 years ago
  • Username changes 1 rename last on Aug 29, 2024
  • Signup source Nigeria App Store

Public profile signals from X. Use as one input alongside other due-diligence.

NectarFi Card Updates

  1. NectarFi Card logo
    NectarFi🐝
    @Nectar_finance was one of spotlighted projects building from @SuperteamNG that was explored during Solana Across Campuses event by @college_xyz
    The enthusiastic response showed the access and countless opportunities NectarFi presents to students as well.
    Just Build On Solana
    • 56 replies
    • 9 reposts
    • 73 likes
    • 881 views
  2. NectarFi Card logo
    NectarFi🐝
    Superteam is THE cheatcode !!
    • 1 replies
    • 2 likes
    • 301 views
  3. NectarFi Card logo
    NectarFi🐝
    $PEPE now live on NectarFi
    Brought natively to Solana by @sunrise
    Trade now on NectarFi with fiat or stablecoins
    1 more in this thread
    Trade PEPE on NectarFi: https://mobile.nectarfi.finance/token/crypto/PEPEqnuuCDbBC89p1u9vpnP1KQ2oj1xTcQBsjt9X55m
    • 3 replies
    • 2 reposts
    • 23 likes
    • 852 views
  4. NectarFi Card logo
    NectarFi🐝
    $CYPH now live on NectarFi
    Issued by @Backpack securities and redeemable 1:1 to the real shares.
    Brought natively to Solana by @sunrise
    Trade now on NectarFi with fiat or stablecoins
    1 more in this thread
    Trade CYPH on NectarFi: https://mobile.nectarfi.finance/token/stocks/CYPHuMmCL1GxJWa2tsPhLKykC7GrHJTCHwbXD4g5uawK
    • 2 replies
    • 7 likes
    • 516 views
  5. NectarFi Card logo
    NectarFi🐝
    one of africa’s biggest ipo’s is now accessible through @Nectar_finance, on @solana.
    @SuperteamNG’s very own 🇳🇬
    • 25 replies
    • 34 reposts
    • 174 likes
    • 27.8K views
  6. NectarFi Card logo
    NectarFi🐝
    🎥 Honorable mentions from Solana Weekly News:
    ➡️ Africa's biggest IPO opens to stablecoin subscription on Solana via @Nectar_finance
    ➡️ @ImperialPerps unveils Armada, a prop AMM for perps at a 1bp fee
    ➡️ @peaq puts Doosan Robotics cobots to work on Solana through peaqOS
    ➡️ @anza_xyz ships 250ms slot times, 3 of 4 SIMD-0525 reductions complete
    & more 👇
    • 18 replies
    • 13 reposts
    • 79 likes
    • 20.7K views
  7. NectarFi Card logo
    NectarFi🐝
    $USO now live on NectarFi
    Issued by @Backpack securities and redeemable 1:1 to the real shares.
    Brought natively to Solana by @sunrise
    Trade now on NectarFi with fiat or stablecoins
    1 more in this thread
    Trade USO on NectarFi: https://mobile.nectarfi.finance/token/stocks/USNv3NkKA27Dh4nsHJDPhW4VoEcTQmjoZyJt2dqdwFu
    • 1 replies
    • 2 reposts
    • 9 likes
    • 641 views
  8. NectarFi Card logo
    NectarFi🐝
    $RUM now live on NectarFi
    Issued by @Backpack securities and redeemable 1:1 to the real shares.
    Brought natively to Solana by @sunrise
    Trade now on NectarFi with fiat or stablecoins
    1 more in this thread
    Trade RUM on NectarFi: https://mobile.nectarfi.finance/token/stocks/RUMsPfFZFnN1ZmGANwP7FNMJMjKH4m9RiMePrtVtLe7
    • 1 replies
    • 6 likes
    • 527 views
  9. NectarFi Card logo
    NectarFi🐝
    The Dangote Refinery IPO is LIVE on @Solana, and @Nectar_finance is driving most of its onchain activity.
    Want to get started? Here’s how 👇🏿
    • 12 replies
    • 48 reposts
    • 135 likes
    • 38.8K views
  10. NectarFi Card logo
    NectarFi🐝
    Don't miss the last space for the week.
    • 1 reposts
    • 7 likes
    • 451 views
  11. NectarFi Card logo
    NectarFi🐝
    "Je ne suis pas au Nigeria, je n'ai pas de courtier là-bas, comment je fais pour participer à l'IPO Dangoté?"
    Spoiler alert: Les stablecoins et cryptos via @getequity / @Nectar_finance
    Je vous explique comment.
    1/6
    • 2 replies
    • 11 reposts
    • 28 likes
    • 16.8K views
  12. NectarFi Card logo
    NectarFi🐝
    $WULF now live on NectarFi
    Issued by @Backpack securities and redeemable 1:1 to the real shares.
    Brought natively to Solana by @sunrise
    Trade now on NectarFi with fiat or stablecoins
    1 more in this thread
    Trade WULF on NectarFi: https://mobile.nectarfi.finance/token/stocks/WULFeyfrj1VJKD9HhRTcW8R4g5HefUA11HDEdBv2WxD
    • 2 replies
    • 2 reposts
    • 16 likes
    • 728 views
  13. NectarFi Card logo
    NectarFi🐝
    Are you ready to be an investor?
    Ready to put your money to work?
    Let’s get you an education first.
    Follow up on our series, and be a part of our growing smart investors.
    Tag and share this to a friend.
    • 1 replies
    • 4 reposts
    • 27 likes
    • 707 views
  14. NectarFi Card logo
    NectarFi🐝
    injective-protocol:native now live on NectarFi
    Brought natively to Solana by @sunrise
    Trade now on NectarFi with fiat or stablecoins
    1 more in this thread
    Trade INJ on NectarFi: https://mobile.nectarfi.finance/token/crypto/1NJMqVM4PadjuzYmeB7zV7q7DV8oB3ExaQCd9x6KsLz
    • 2 replies
    • 3 reposts
    • 15 likes
    • 1.3K views

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Ready to try NectarFi Card?

Open the official site and get started in a few clicks.

Launch NectarFi