Solayer card
Spend USDC from your Solayer account at Visa merchants online, in stores, or through mobile wallets.
Solayer Pay Card: USDC, Solana, Fees And Virtual Card
What is Solayer card?
Solayer Pay Card is a Visa crypto debit card that lets KYC-approved users spend USDC at merchants, with a $20 yearly membership, 0.5% top-up fee, and points instead of published cashback.
Ready to try Solayer card?
Open the official site and get started in a few clicks.
Solayer card Overview
Solayer Pay Card is a crypto debit card that lets you spend USDC at Visa merchants. You can use a virtual card online or add it to Apple Pay and Google Pay. A physical card adds contactless payments and ATM access.
The card suits people who already hold USDC on Solana related rails and want to pay for groceries, subscriptions, travel, or other everyday purchases without first selling on an exchange. You need to pass KYC and live in an eligible region. The current membership fee is $20 per year for new accounts. Eligibility and country access can change, so check the official terms before paying.
Fund the card with USDC, then spend from your Solayer Pay balance. The card settles transactions on Solayer Chain, so you do not need a separate fiat conversion before each purchase. A 0.5% top up fee applies. The official fee page also lists $0.15 for USD transactions and $0.10 plus 1.75% for non-USD transactions. ATM withdrawals have a $250 limit per transaction, including machine surcharges.
Its main difference is the wallet-first USDC spending flow, with an optional sUSD balance for a published yield of roughly 4% to 5%. Season 2 points apply to spending, but no fixed cashback rate is published. The card works best for regular USDC spending. Small purchases and heavy foreign currency use may cost more than a standard bank debit card.
Solayer card Key features
-
USDC Visa spending
Spend USDC from your Solayer account at Visa merchants online or in stores. You do not need a separate fiat conversion before checkout.
-
Instant virtual card
The virtual card becomes available after KYC approval. Use it for online payments or add it to Apple Pay and Google Pay.
-
Physical card
Order a physical card from the app or web dashboard after your account is ready. The card supports contactless payments and Visa ATM withdrawals.
-
Apple Pay support
Add the virtual or physical card to Apple Pay or Google Pay for phone payments at contactless terminals.
-
ATM cash access
The physical card supports Visa ATM withdrawals where the ATM accepts the card. Solayer lists a $250 maximum per withdrawal, including machine surcharges.
-
sUSD yield option
Deposit USDC and optionally mint sUSD, a Treasury-backed stablecoin. Official materials describe roughly 4% to 5% yield, instant minting and redemption, and no minimum balance.
-
Solayer settlement
Card activity settles on Solayer Chain, which Solayer describes as a hardware-accelerated SVM network. The product uses USDC on Solana-related rails.
-
Season 2 points
Users earn Season 2 points from card spending and referrals. Official pages say points may connect to future LAYER rewards, partner airdrops, merchandise, beta access, and events.
-
App card controls
The dashboard shows card details, top ups, spending history, and shipping orders. You can freeze or unfreeze a lost card from the app.
-
Published fee schedule
New accounts pay $20 per year, top ups cost 0.5%, and USD transactions cost $0.15. International non-USD transactions cost $0.10 plus 1.75%, while physical card shipping costs extra.
-
KYC onboarding
You must pass identity checks before you can use the card. Official materials say approval typically takes 3 to 5 business days.
-
Solana-first support
Card spending currently centers on USDC on Solana-style SVM rails, with settlement on Solayer Chain. Wider SVM and EVM support is described as coming soon rather than fully live for card spending.
Solayer card Fees
-
Annual membership New accounts pay $20 per year, and this covers virtual card access for the first year.
-
Physical card The physical card is free to issue, while shipping costs $24.99 for US Express or $59.99 for International Express.
-
Top-up fee Each top up costs 0.5 percent.
-
USD transactions Each USD transaction costs $0.15.
-
International and ATM International non-USD transactions cost $0.10 plus 1.75 percent, while ATM withdrawals have a $250 maximum per withdrawal including surcharges and standard machine and network fees.
Solayer card Supported networks
Solana
How to use Solayer card
-
Open the card app
Download the Solayer Pay app on iOS or Android, or open app.solayer.org/card. Check the current eligibility rules before you apply, since restricted countries and some US states cannot use the card.
-
Connect your wallet
Connect a compatible Solana wallet and start onboarding in the app or web dashboard.
-
Complete identity checks
Submit the required KYC information to the regulated issuer. Official guidance says approval typically takes 3 to 5 business days.
-
Pay and activate
Pay the $20 yearly membership fee when prompted, then activate the virtual card in the dashboard. You can add the virtual card to Apple Pay or Google Pay after activation.
-
Fund and pay
Deposit USDC into your Solayer Pay balance, and account for the 0.5% top-up fee. Use the virtual card online or in a store, or pay through Apple Pay or Google Pay.
Solayer card Demo video
Solayer card Screenshots
Solayer card User Reviews
-
Paid for coffee with my Solayer card, works flawlessly every time.
View on X ↗ -
I started using the @Solayer_Pay from Pakistan and it actually works. Spend directly from my Solana wallet. Works where regular cards work.
View on X ↗ -
I have been using Solayer Pay for 3 months now. I pay for all online purchases with the Solayer Pay card and I am satisfied with the speed and smooth operation.
View on X ↗
Solayer card Review
Pros
- You can spend USDC at Visa merchants without first selling it on an exchange.
- The virtual card works with Apple Pay and Google Pay after KYC approval.
- The physical card supports ATM withdrawals with a $250 maximum per withdrawal.
- The card has no physical issuance fee, although shipping costs extra.
- You can move idle USDC into sUSD, which official materials describe as earning roughly 4% to 5% yield.
- The app lets you freeze a lost card and review top ups, spending, and card details.
Cons
- The card charges a $20 annual membership fee for new accounts.
- Each top up costs 0.5%, and USD purchases add a $0.15 fee.
- Non-USD purchases cost $0.10 plus 1.75% of the transaction.
- Physical card shipping costs extra, with listed prices of $24.99 for US Express and $59.99 for International Express.
- ATM withdrawals have a $250 maximum per transaction, including machine surcharges.
- You can have no more than 10 cards per account, including cancelled cards.
- Card spending currently centers on USDC through Solana-style SVM rails, so Ethereum-native deposits may require a bridge.
- Your spend balance sits in the Solayer Pay flow while you use the card, so it is not self-custodied.
Our verdict
I would carry the Solayer card if I already held USDC on supported Solana rails. The real cost includes $20 yearly, 0.5% top ups, $0.15 USD purchases, plus plastic shipping. Foreign purchases add 1.75% plus $0.10, while any separate spread remains unpublished. Funds remain in Solayer Pay until use, and points are not guaranteed cashback. A published spread, lower fees, and guaranteed cashback would change my mind.
Solayer funding
-
Seed - Date not published Solayer Labs raised $12 million in a seed round led by Polychain Capital, with participation from Binance Labs, Hack VC, Big Brain Holdings, Nomad Capital, Race Capital, ABCDE, and Maelstrom.
Is Solayer card safe & legit?
Solayer Pay Card appears legitimate: Solayer Labs runs it, an unnamed licensed Visa partner issues it, and the project raised $12 million from Polychain Capital, Binance Labs, Hack VC, and others. The founders are not named in the supplied data, and your USDC balance is custodial in a Solayer account, not self-custody. No major red flags are known, but KYC, regional restrictions, fees, phishing, and crypto custody remain real risks.
X account intel @Solayer_Pay
-
Based in United States
-
Joined X April 2025 1 year ago
-
Username changes 2 renames last on Feb 10, 2026
-
Signup source United States App Store
Public profile signals from X. Use as one input alongside other due-diligence.
Solayer card Updates
-
From crypto to checkout. 💳
Pieverse x @Solayer_Pay is now live.
Apply for Solayer Pay to spend $USDC online, in stores, through supported mobile wallets, and anywhere Visa is supported—using virtual and physical cards.
Complete the required activation flow and unlock complimentary Pieverse Agent access, delivered directly by email.
Approval typically takes 3–5 days.
Register through the Solayer Pay mobile app.
KYC, regional eligibility, activation fees, card availability, and other terms apply.
- 35 replies
- 3 reposts
- 37 likes
- 11.5K views
-
From Aug.6 - Sept.6, your Solayer Card now unlocks your very own @pieverse_io AI Agent that swaps tokens, manages your wallet, and gets things done for you across Web3.
Here’s how to get yours 👇
1 more in this thread
> Activate your Solayer Card via Solayer Pay app with invite code: A72JTU
> Make your first purchase
> Unlock your @pieverse_io AI Agent
Download Solayer Pay app to get your personal Web3 AI assistant:
🍎: https://apps.apple.com/us/app/solayer-pay/id6758687992
🤖: https://play.google.com/store/apps/details?id=com.solayer.mobileapp.android&hl=en_US- 10 replies
- 21 reposts
- 48 likes
- 4.9K views
-
1/ We sunset sUSD last month. Not because we stopped building — because we started focusing.
Solayer's stack has been pointing one direction: restaking started it, Solayer chain scales it, @Solayer_Pay lets you spend it.
The missing layer was a place to trade. That's @margin_trade 🧵- 17 replies
- 31 reposts
- 109 likes
- 22.4K views
-
Football is more than a game it's a lifestyle.
And with the @Solayer_Pay Card, every matchday becomes even more rewarding.
Wear your colors. Tap. Pay. Enjoy.
- 26 replies
- 3 reposts
- 80 likes
- 1.6K views
-
1/ The whole chip sector woke up today 📈
From July 6–31, it's "Semiconductor July" on http://Margin.Trade: trade any of the 10 chip markets and get 20% cashback on your fees straight to your balance.
$MRVL $ASML $CBRS $COHR $INTC $LITE $MU $LRCX $NVDA $SNDK
- 14 replies
- 9 reposts
- 51 likes
- 8.4K views
-
1/ $PRL @prlnet spot trading is now live on http://Margin.Trade. 🧵
You can now trade $PRL spot and perps in one place — the only venue that offers both.
But spot + perps isn't just a convenience — here's what most $PRL holders are missing.👇
- 14 replies
- 10 reposts
- 83 likes
- 13.8K views
-
Paid for coffee with my Solayer card, works flawlessly every time.
- 13 replies
- 13 reposts
- 51 likes
- 1.6K views
-
tap for donuts 🍩
- 5 replies
- 14 reposts
- 49 likes
- 2.8K views
-
paid at the pharmacy with @Solayer_Pay
just tap and go- 26 replies
- 14 reposts
- 88 likes
- 2.2K views
-
gm to those who gm!
Finally received my first ever crypto powered physical Visa card and it's none other than @Solayer_Pay.
I had to go for them as I have been using their virtual card for a long time now and never had any issue with it.
These are fast and reliable. Use my code if you are looking to get one as well:
https://app.solayer.org/card?invite=VXN7H2
- 8 replies
- 3 reposts
- 20 likes
- 1.1K views
-
this card has better lighting than I've ever had in my life
- 8 replies
- 15 reposts
- 52 likes
- 2.2K views
-
📣 Solayer Pay migration is live.
Web dashboard users can now move to mobile in one tap.
New signups are now mobile-only too. The full Solayer Pay experience lives on the app — see you there 👋1 more in this thread
Available now:
iOS 🍎：https://apps.apple.com/us/app/solayer-pay/id6758687992
Android 🤖：https://play.google.com/store/apps/details?id=com.solayer.mobileapp.android&pcampaignid=web_share- 9 replies
- 10 reposts
- 45 likes
- 3.8K views
-
gm winners 🎉
The Solayer Pay physical card giveaway is in — congrats to:
@peng95108
@mouradiego478
@DaxDax842079
@RichardXu175821
@DanialC32129
DM @Basement_HQ to claim your card
Thanks to everyone who jumped in 🙏- 3 replies
- 1 reposts
- 5 likes
- 465 views
-
Instead of an endless number of cards, I use just @Solayer_Pay , which works anywhere Visa is accepted — online, offline, Apple Pay, and Google Pay
- 13 replies
- 8 reposts
- 56 likes
- 5.6K views
-
Giving away 5 Solayer Pay physical cards
Follow @Solayer_Pay + Like + RT
We will announce the winners in 48h- 101 replies
- 110 reposts
- 223 likes
- 20K views
-
I GOT MY PHYSICAL CARDS BY @solayer_labs
You can order it too only for $19 and be happy
I live in Kazakhstan and for me it's the best card have i used
- 18 replies
- 3 reposts
- 53 likes
- 2.4K views
-
just bought mango and coconut with
@Solayer_Pay card 🥭🥥
feels like summer already...- 3 replies
- 15 reposts
- 35 likes
- 4.6K views
Solayer card Reviews & Comments
No reviews yet. Be the first to share your experience.
Solayer card alternatives
Other Polymarket tools that do a similar job. Compare and pick what fits your workflow.
-
Compare
Kast card
Turns supported crypto into a prepaid USD balance for purchases at merchants that accept…
-
Compare
Jupiter Solana Card
Spend deposited USDC or Solana USDT as USD through a virtual Visa card inside Jupiter Mob…
-
Compare
Solflare Card
Eligible users can spend USDC from their self-custody Solana wallet at Mastercard merchan…
-
Compare
RedotPay card
Spend supported crypto and stablecoins at Visa merchants while RedotPay converts your cho…
Recommended reading
In-depth guides for Crypto Cards — get more out of tools like Solayer card.
-
Crypto Referral & Invite Codes
Tuyo Card Referral Code And Invite Code: "BOOST"
Tuyo Card Referral Code is "Boost". What it gives you, how the $10 voucher works, and what the self custodial Visa charges on eve…
6 min read -
Crypto Referral & Invite Codes
Kast Card Codes: Referral Code, Coupon Code And Unlock
Which Kast code goes where? Referral and invite codes at signup, coupon codes at checkout, plus cashback rates, fees and the rewa…
4 min read
Ready to try Solayer card?
Open the official site and get started in a few clicks.
Leave a comment