Avici Card: USDC Escrow, Visa Fees And Supported Chains

Avici Card Overview

Avici Card Key features

• Self custody escrow

  You deposit USDC into a smart contract your wallet owns, and that creates a matching USD credit line. Unspent collateral stays under your control until you withdraw it.

• Passkey login

  You log in with Face ID, Touch ID, or a Google/iCloud style passkey instead of a seed phrase. Gas is often sponsored on Solana and EVM L2s, so top ups feel like a normal app action.

• Platinum and Signature tiers

  Platinum is the low cost daily card. Signature adds Visa Signature perks like travel protections and $0 Avici ATM fees, and both come in virtual or physical form.

• Multiple cards, one balance

  You can issue extra virtual cards for subscriptions, travel, or groceries, each with its own limit, all funded from one collateral pool.

• Apple Pay and Google Pay

  Copy the card's PAN, expiry, and CVV into your phone wallet and start spending before the physical card ships.

• Physical card option

  The card works for swipe, chip, tap, and ATM use. Standard shipping is free but untracked, and priority shipping is paid and tracked.

• Any token top up

  The escrow contract runs on USDC, but the app can swap other supported tokens in the background before crediting the card. Minimum top up is $1, and Avici charges no top up fee.

• USD and EUR virtual accounts

  ACH, wire, and SEPA style rails convert incoming fiat into USDC in your Avici wallet, which is useful if you get paid in cash but want to hold crypto.

• Business cards

  Teams, DAOs, and freelancers can run the same escrow model under a business KYC profile to keep vendor and SaaS spend separate from personal cards.

• No purchase fee, 0% FX markup

  Avici does not charge a fee on purchases and adds no FX markup of its own, though Visa can still add its own charge on non USD transactions.

• Onchain transparency

  Deposits, charges, and withdrawals all show up as contract events, which makes reconciliation easier. It does not remove issuer or partner contract risk.

• Broad country coverage

  The card is available in large parts of Latin America, Africa, and parts of Asia, plus selected US states, reaching markets many EU or US only cards skip.

• Multi chain top ups

  You can fund the card from Solana or a wide set of EVM chains including Ethereum, Polygon, Base, Arbitrum, and others, though the live supported list should be checked in app before sending.

Avici Card Fees

• Card issuance fee Virtual Platinum costs $15 for the first card and $10 for each extra virtual card with no annual fee, Virtual Signature costs $30 the first year then $20 a year, Physical Platinum is a $50 one time charge, and Physical Signature is $75 plus $20 a year from year two.
• Purchases and top ups Avici charges $0 for purchases, top ups, and withdrawals back to your wallet.
• FX markup Avici applies a 0% FX markup, but Visa can still add about 0.4% to 1% on non-USD merchant charges.
• ATM withdrawals Platinum ATM withdrawals cost $1 plus 0.65% per withdrawal (with a $0.60 charge for a decline or balance inquiry), Signature ATM withdrawals are $0, and the daily cap on both is $250 across 3 withdrawals.
• Shipping fee Standard shipping is free and untracked, while priority shipping costs $15 within the US and $50 internationally.

Avici Card Supported networks

• Solana
• Ethereum
• Polygon
• Base
• Arbitrum
• Optimism
• Avalanche
• BNB Chain
• Mantle
• Scroll
• Abstract

How to use Avici Card

1. 1

   Verify your identity

   Download the Avici app from avici.money, sign up with email and a passkey, then complete Sumsub ID and selfie checks. Manual review can take a few business days.

2. 2

   Choose and pay for your card

   Pick Platinum or Signature, virtual or physical, then pay the card fee in USDC on a supported network. Issuance is paid before KYC finishes.

3. 3

   Fund your Avici wallet

   Send USDC, or another swappable token, to your Avici wallet on Solana or a supported EVM chain like Ethereum, Base, or Arbitrum.

4. 4

   Top up your card

   Tap Top up on the card and move USDC (or a token that gets swapped to USDC) into the escrow contract. The minimum top up is $1, and this creates matching USD spend power.

5. 5

   Add it to your wallet app

   Copy the card's PAN, expiry, and CVV into Apple Pay or Google Pay so you can tap to pay before any physical card arrives.

6. 6

   Spend and manage your balance

   Use the card at any Visa merchant, set per-card limits if you run multiple cards, and use Withdraw Balance to pull unspent credit back to your wallet whenever you want.

Avici Card Demo video

Avici Card Screenshots

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Avici Card User Reviews

• 

  @Bryan_TitanA Aug 29, 2026

  Woah. Hackers took $2250 from our account. We got $2500 back. Absolute chad move. Honestly I was more pissed that I had to find a new card because I absolutely love Avici. Glad they have recovered swiftly.

  View on X ↗
• 

  @_PoorPengu Aug 29, 2026

  Been using @AviciMoney for a long time now and honestly I've had a really good experience with them. Never had my card declined and the whole product has been super easy to use. Yesterday was obviously not a good day. @raincards, the card provider Avici uses had a security issue and a lot of users had money disappear from their card balances. But from what Avici team said, everyone affected will be refunded and their actual wallets are safe. I personally got my money back in full, as well as some other people that I know. Still using Avici and still believe in the project.

  View on X ↗
• 

  @Seriously_Wen Aug 29, 2026

  Up until now. My avici card worked better than any other crypto card I have tried.

  View on X ↗

Avici Card Review

Avici funding

• Founded by Avici was founded by Sitaram Kakarlamudi (Ram), its CEO and cofounder, and Abhishek Tiwari, a cofounder who works on contracts and wallets.
• Early-stage round - Oct 18 Avici raised $3.5 million through a public token sale on MetaDAO, and the raw data does not name any lead investors.

Avici Card Updates

1. 

   Avici Sep 5, 2026 · 17:39
   Let’s go I got money on me … 😌
   Just got my first ever physical crypto card from @avici 🥲
   feels surreal being able to walk around and actually spend crypto with a card
   Yeah… I’m about to spend the shit out of this 😬
   Btw use code 6HUIQI for up to 20% off !
   • 31 replies
   • 13 reposts
   • 108 likes
   • 3.9K views
2. 

   Avici Sep 1, 2026 · 14:25
   interesting... our daily signups went up by 100% compared to last week.
   and of everyone we refunded, only 0.6% withdrew their card balance.
   99.4% ended up keeping the funds. working on a detailed postmortem.
   • 51 replies
   • 30 reposts
   • 437 likes
   • 15.1K views
3. 

   Avici Aug 31, 2026 · 22:34
   I told @tigerisfine & @marccolcer I'll buy them whatever they want from the @spenders_club pop up store, what do you think of their picks??
   • 15 replies
   • 5 reposts
   • 66 likes
   • 11.1K views
4. 

   Avici Aug 31, 2026 · 06:39
   2024: Avici can’t launch a card
   2025: Avici card can’t compete with Metamask & Phantom (we do more volume than them)
   2026: Avici can’t scale or get back from here.
   watch us, will quote tweet this in 2027
   • 27 replies
   • 21 reposts
   • 321 likes
   • 16.9K views
5. 

   Avici Aug 29, 2026 · 16:59
   UPDATE: Refunds are processed in full, with an extra 10% cashback.
   The Solana contract has been updated. We haven't seen any further related activity, and we're constantly monitoring it.
   If your Solana card balance was withdrawn a few hours ago, we've restored the full amount and added 10% cashback on what was withdrawn. Open the app and cross-check your balance.
   Here's exactly what was affected and what wasn't:
   1. This was limited to card contracts on Solana holding balances added through Avici's Top Up flow.
   2. Your regular Avici Solana and EVM wallets were never affected. Those wallets are self-custodial and stayed under your control the entire time.
   3. EVM card balances, onramps, offramps, and swaps were not affected.
   4. Funds outside these Solana card-balance contracts were never exposed.
   We made a very deliberate choice to keep your Avici wallet separate from your card balance. It's why you have to manually Top Up before spending. Combining both would've made the app easier to use, but we didn't do it because we believed keeping them separate was safer.
   That separation is why this stayed limited to the affected Solana card contracts while wallets and everything else in Avici stayed untouched. That doesn't make what affected users went through okay. We're sorry for the stress and uncertainty this caused.
   We're not proud that this happened. We are proud that Avici is built onchain, where balance movements are immediately visible and independently verifiable instead of hidden behind a private ledger. In traditional fintech, the number shown in an app can stay unchanged while what is happening underneath remains invisible. Here, anyone could see the movement onchain as it happened.
   We're pushing the frontier of onchain finance, and that road was never going to be easy. Moments like this are painful and humbling, but they show us what has to improve and will make Avici stronger. We're not stepping back. We're going to keep pushing forward.
   Rain, our card issuing partner, covered all reimbursements in full. Huge credit to their team for moving quickly, working closely with us, restoring every affected balance, and fixing the issue.
   We'll publish a full postmortem once the investigation is complete.
   And a huge thank you to every partner who jumped in immediately to help us through this: @solana, @raincards, @Helius, @MetaDAOProject, @zeroshadow_io, and @asymmetric_re.
   Thank you for staying with us through the uncertainty and stress this caused today.

   
   • 196 replies
   • 121 reposts
   • 1.1K likes
   • 186.9K views
6. 

   Avici Aug 29, 2026 · 15:03
   50% of all users have now been refunded. we’re working through the rest right now.
   if you have phone notifications on, you should be notified immediately.
   we’ll update everyone as soon as all refunds are complete.
   deeply sorry for the trouble and inconvenience.
   • 51 replies
   • 41 reposts
   • 405 likes
   • 31.9K views
7. 

   Avici Aug 28, 2026 · 20:44
   UPDATE: All affected card balances will be refunded in full
   Earlier today, our card-issuing partner, Rain, identified a vulnerability in an version of a Solana card contract used by Avici and a small number of other programs. The contract has now been upgraded across all programs, and no further unauthorised activity has been observed.
   Avici wallets and card balances are separate. Avici wallets are self-custodial and remain under users’ control.
   When users top up their cards, funds move into a separate Solana contract that holds their card balance. Only this contract was affected.
   Note: Funds held in Avici’s Solana and EVM wallets are safe and were not affected.
   Our current reconciliation shows that 1,685 users were affected, representing $500,859.22 in card balances.
   Every affected user will have their card balance refunded in full. We remain in close contact with our card-issuing and security partners and are monitoring the remediation closely.
   Avici has also filed a report with the FBI’s Internet Crime Complaint Center. We are deeply sorry for the concern and inconvenience this has caused.
   • 195 replies
   • 156 reposts
   • 1.5K likes
   • 376K views
8. 

   Avici Aug 28, 2026 · 18:42
   We’re aware of an issue affecting card balance withdrawals and are closely monitoring the situation.
   We’re working directly with all relevant partners to resolve it and will share updates as soon as we have more information.
   • 1 replies
   • 25 reposts
   • 313 likes
   • 123.9K views
9. 

   Avici Aug 25, 2026 · 19:30
   many wallets charge 0.8-1% every time you swap.
   on $1,000, that’s $8-$10 gone.
   on Avici, its zero swap fees and we cover the network fees too.
   so more of your money stays yours.
   • 16 replies
   • 24 reposts
   • 197 likes
   • 28.3K views
10. 

    Avici Aug 25, 2026 · 16:57
    Buying the One Piece waifu set with the @avici card
    • 12 replies
    • 5 reposts
    • 82 likes
    • 6.8K views
11. 

    Avici Aug 24, 2026 · 19:19
    Coinbase Tokenized Stocks are now live on @Base
    Avici will be one of the first neobanks to give you access to them. stay tuned.
    Only available in eligible geographic regions excluding U.S, UK and other restricted jurisdictions.

    
    • 8 replies
    • 13 reposts
    • 149 likes
    • 18.8K views
12. 

    Avici Aug 22, 2026 · 18:38
    10,000 assets. pay with your wrist.

    
    • 4 replies
    • 14 reposts
    • 193 likes
    • 10.8K views
13. 

    Avici Aug 21, 2026 · 18:36
    BREAKING: your favorite wallets now work with Avici Card.
    top up directly from @phantom , @MetaMask , @TrustWallet , @zerion , and hundreds more.
    thousands of assets, all in one simple flow from the app
    try it today↓

    1 more in this thread

    @phantom @MetaMask @TrustWallet @zerion try the app:
    https://download.avici.club/
    • 25 replies
    • 38 reposts
    • 347 likes
    • 35.9K views
14. 

    Avici Aug 21, 2026 · 14:36
    we're considering debuting unsecured credit soon.
    if you're spending actively on Avici cards, fill the form.
    • 18 replies
    • 14 reposts
    • 142 likes
    • 10.3K views
15. 

    Avici Aug 20, 2026 · 18:23
    you don’t need a travel card.
    you need a card that doesn’t know what borders are.
    spend stablecoins worldwide with Avici card.
    • 10 replies
    • 21 reposts
    • 166 likes
    • 8.2K views
16. 

    Avici Aug 19, 2026 · 16:45
    3% cashback.
    for the next 48 hours.
    start spending. go!

    1 more in this thread

    Terms Apply:
    https://avici.money/cashback
    • 14 replies
    • 18 reposts
    • 189 likes
    • 15.7K views

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