Tria crypto card fees and USDT cashback on Arbitrum

Tria Card Overview

Tria Card Key features

• Self custodial wallet

  You control the assets in your main Tria wallet. When you top up the card, you may move value into a separate collateral or issuer contract, where you face card contract risk.

• Broad token support

  You can fund purchases with more than 1,000 supported tokens across multiple chains without manually bridging. You may still pay network costs and slippage, especially with less liquid tokens.

• Crypto at checkout

  You pay with your selected crypto assets, with conversion at the point of sale. The merchant receives a normal Visa payment.

• International Visa payments

  You can pay at Visa merchants in more than 150 countries. Card eligibility depends on your country and Tria's partner restrictions, and you must complete identity checks.

• Phone wallet payments

  You can add your live virtual card to Apple Pay or Google Pay and tap to pay in stores. Your device and country must support the phone wallet.

• Virtual and physical

  You can choose a digital-only card or a physical PVC or metal card with virtual access. Tria publishes conflicting tier prices and payment terms, so check the fee and renewal terms in the app before you pay.

• USDT cashback

  Tria advertises cashback up to 6%, with rates that depend on your tier and fall after monthly spend bands. Users have received cashback in USDT on Arbitrum; check the app for current rates and claim windows.

• Advertised zero markup

  Tria often advertises 0% deposit and top up markup. You may still pay FX or other transaction fees, so check the live fee table before you load funds.

• Idle balance yield

  You can put supported assets into on chain yield strategies, with higher advertised APYs tied to higher card tiers. You take smart contract and strategy risk, and you do not hold a bank deposit.

• Travel and purchase benefits

  Eligible cardholders can get purchase or price protection under Visa partner rules. Higher tiers also include selected travel benefits, such as lounge access, subject to partner terms.

• In app controls

  You can set spend alerts and freeze your card in the app. You can also check transactions and your cashback ledger after a purchase.

Tria Card Fees

• Virtual membership fee Tria commonly quotes about $20 to $25 for Virtual membership, charged annually or once depending on the terms at checkout, though Tria also advertises Virtual as free.
• Physical tier fees Tria commonly quotes about $90 to $109 for Signature and $225 to $250 for Premium, charged annually or once depending on the terms at checkout.
• Deposit and top-up Tria often advertises a 0% markup on deposits and top-ups, but you may still pay network costs.
• FX and international Tria quotes Visa network FX at around 1% in membership copy, but in older or international disclosures it lists FX up to 3% and international transaction fees up to 1%.
• ATM withdrawals On paid tiers, you generally pay the ATM operator's fee plus about $2 and 3%.

Tria Card Supported networks

• Bitcoin
• Ethereum
• Solana
• Base
• Arbitrum
• Optimism
• Polygon
• BNB Chain
• Avalanche
• Aptos
• Monad

How to use Tria Card

1. 1

   Create your account

   Install the app through the official Tria site or app store listing, or use Tria's official web app. Sign up through a supported login method and choose a Tria username.

2. 2

   Verify your identity

   Follow the card signup flow and provide your government ID and contact details when prompted. Confirm your country eligibility in the official app before you pay for a tier.

3. 3

   Choose your card tier

   Select your card tier and read the fees shown at checkout. Pay the displayed tier price if Tria charges one in your region.

4. 4

   Set up your card

   Wait until you can access your virtual card details in the app. For tap payments, add the card to Apple Pay or Google Pay if your device and country support it.

5. 5

   Fund your card

   Deposit supported assets into your Tria wallet after you confirm the address and chain in the app, or connect a supported external wallet. Top up the card with your chosen asset, preferably a small stablecoin amount for your first purchase.

6. 6

   Make a test payment

   Make a small purchase online with your virtual card number, or tap in store with your phone wallet. Check the transaction and remaining card collateral in the app before you load a larger balance.

Tria Card Demo video

Tria Card Screenshots

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Tria Card User Reviews

• 

  @0xevan Sep 3, 2026

  Just claimed $367 USDT in cashback simply by spending with my Tria Card
  The undisputed crypto card champion is still @useTria in my book
  #MyTriaCashback

  View on X ↗
• 

  @Asheerebraheem Sep 3, 2026

  That feeling when you get free money for spending! Just claimed my 112 USDT cashback from @useTria
  If you aren't using the Tria card yet, you're missing out. #MyTriaCashback

  View on X ↗
• 

  @Nobodyknowww Sep 8, 2026

  I received $55 in USDT back just by spending with my Tria card.
  Spend crypto, earn real rewards, and use your Tria card across 150+ countries.
  #MyTriaCashback

  View on X ↗

Tria Card Review

Tria funding

• Founded by Parth Bhalla (CEO) and Vijit Katta founded Tria; team bios cite experience at Binance, Polygon, OpenSea and Nethermind, but the raw data does not link specific roles to either founder.
• Pre-seed and strategic - 14 Oct (year not stated) Tria raised $12 million in combined pre-seed and strategic capital, with P2 Ventures and Aptos among the backers; the raw data does not identify lead investors.
• Seed - date not stated The raw data mentions an earlier seed round but gives no amount or lead investors.
• Crowdfunding - date not stated The raw data mentions crowdfunding but gives no amount or lead investors.

Tria Card Updates

1. 

   Tria Oct 8, 2026 · 14:49
   This is why @Ripple will massively succeed with its bank charter. The $XRP long game is now very clear to me. Our @useTria team is ready to drive @XRPLF ecosystem growth. Time to cook @tatsuya_kohrogi @9oelM @Vijittria @xrplkorea
   • 11 replies
   • 43 reposts
   • 200 likes
   • 11.7K views
2. 

   Tria Oct 8, 2026 · 11:20
   10,000+ people on the Gacha waitlist
   1,000 more people getting Gacha access every day
   we’re letting more people in so you can wait less
   let’s see what you pull 👀

   
   • 16 replies
   • 6 reposts
   • 52 likes
   • 6.9K views
3. 

   Tria Oct 7, 2026 · 23:11
   At #KBW2026, @JohnLilic joined @CoinDesk to discuss @useTria’s approach to self-custody across swapping, trading, earning and spending.
   Watch the conversation below 👇
   • 1 replies
   • 5 reposts
   • 9 likes
   • 1.9K views
4. 

   Tria Oct 7, 2026 · 16:28
   At @KBWofficial, @johnlilic says banks need to become technology companies to compete as fintech continues to reshape finance.
   "Fintech really ate their lunch in a big way."
   • 20 replies
   • 18 reposts
   • 74 likes
   • 48.1K views
5. 

   Tria Oct 7, 2026 · 08:30
   self-custody is our north star
   your assets. your control. whether you’re swapping, trading, earning or spending
   @JohnLilic explains what that means at Tria, with @CoinDesk at @kbwofficial
   • 7 replies
   • 7 reposts
   • 47 likes
   • 7.4K views
6. 

   Tria Oct 6, 2026 · 10:38
   Ho-Oh, the legendary Pokémon said to live at the foot of a rainbow!
   A Ho-Oh ex Holo PSA 10 (worth $58,590) was just pulled and sold back by a user on Tria Gacha!
   P.S. We hear ex holos are trending right now 👀

   
   • 22 replies
   • 10 reposts
   • 57 likes
   • 11.4K views
7. 

   Tria Oct 6, 2026 · 07:40
   12 days left in the Tria Gacha Leaderboard competition 👀
   please plan your excitement accordingly
   open packs. collect cards. be part of it: https://app.tria.so
   • 7 replies
   • 2 reposts
   • 41 likes
   • 8.7K views
8. 

   Tria Oct 6, 2026 · 05:00
   This wallet is running $150M+ in longs.
   watch it, live on Tria, then trade alongside it.

   

   1 more in this thread

   Top Traders is now live on Tria.
   Track the wallets you follow in real time and trade alongside them.
   Get started → https://app.tria.so
   • 8 replies
   • 6 reposts
   • 36 likes
   • 5.8K views
9. 

   Tria Oct 5, 2026 · 21:56
   "Why is Tria doing gacha?" because we wanted to pull good cards (pulled many already :D) and not get screwed. seriously!!!
   We run payments and cards, and we kept watching our users (and ourself) get screwed: One token on one chain. Cards declined. Processors taking a fat cut. Bad odds everywhere.
   And our users were still spending on oripa stores anyway. So we fixed it.
   → Pay with any token
   → Tria cards that don't get declined
   → Lower fees (working on cutting out the processor)
   → Better odds than most stores
   And the best part: uncapped cashback on trading cards with your Tria card. Nobody else does this.
   UI/UX is still being polished, but we're about halfway there.

   
   • 6 reposts
   • 33 likes
   • 2K views
10. 

    Tria Oct 5, 2026 · 06:37
    Someone just pulled a $33,020 Gyarados Legendary Collection Holo PSA 10!
    Only 35 exist in the world.
    Tria Gacha is live. Start pulling → https://app.tria.so

    
    • 20 replies
    • 7 reposts
    • 56 likes
    • 12K views
11. 

    Tria Oct 5, 2026 · 04:01
    500 more of you just got access to Tria Gacha. Let’s see those pulls 👀
    • 12 replies
    • 5 reposts
    • 35 likes
    • 6.3K views
12. 

    Tria Oct 4, 2026 · 16:14
    Proud to power Tria Gacha! ✨
    Huge thanks to our team and @useTria for the dedication and hard work behind this launch, featuring packs curated by @Collector_Crypt .
    Now comes the fun part: seeing what you pull 🥂
    Want to get on the whitelist? DM us.
    • 5 replies
    • 7 reposts
    • 25 likes
    • 3.2K views
13. 

    Tria Oct 4, 2026 · 14:12
    Even more ways to collect!
    • 24 replies
    • 19 reposts
    • 124 likes
    • 11.1K views
14. 

    Tria Oct 4, 2026 · 13:34
    明日死ぬんか
    • 9 replies
    • 11 reposts
    • 79 likes
    • 53K views
15. 

    Tria Oct 4, 2026 · 12:38
    Just pulled 2002 #12 Gyarados-Holo PSA 10 Le on @useTria. https://app.tria.so?accessCode=WU2QHN3230&utm_source=share&utm_campaign=gacha-pull&s=tBbC2LRY #MyTriaGacha my 3 year old daughter lucky hand. Sending this bad boy home. 👀
    • 16 replies
    • 5 reposts
    • 44 likes
    • 18.4K views
16. 

    Tria Oct 4, 2026 · 12:01
    The cards you grew up loving are now on Tria.
    Tria Gacha is live. The first batch of waitlisted users gets access today, and we’ll approve a new batch every day.
    Pull graded Pokémon, One Piece and sports cards. Keep them, sell them back instantly, or get them shipped to you.
    Packs curated by @Collector_Crypt, powered by @NextRare_cards
    Bonus: Up to 6% unlimited cashback on packs for a limited time. Tria card base rate only, no boosts. Everyday cashback spending limit unaffected.
    Gacha card payments share a $50K daily limit across all users. Limit reached? Keep opening packs with your wallet.
    Open your first pack at http://app.tria.so (mobile only).
    And we're celebrating with one more thing 👇

    1 more in this thread

    Our first Tria Gacha leaderboard competition is LIVE 🏆
    Runs until Oct 18, with 3 exclusive slabs + 8 packs up for grabs across the top 10.
    - Ranked by total $ value of packs opened
    - Every pack counts, whether you pay by card or wallet
    - Gacha access required. We're inviting more users every day
    Still on the waitlist? Invite your frens to move up.
    Check the leaderboard → http://app.tria.so
    Full details → https://blogs.tria.so/en/tria-gacha
    • 58 replies
    • 35 reposts
    • 231 likes
    • 179.2K views
17. 

    Tria Oct 3, 2026 · 10:15
    brought XRP to Tria. brought Tria to Seoul.
    with the XRP fam 💙 @xrpseoul
    • 4 replies
    • 12 reposts
    • 89 likes
    • 7.9K views
18. 

    Tria Oct 3, 2026 · 07:51
    🎤 @XRPSEOUL 2026 Highlights | Keynote
    "The XRP Neobank: Spend, Earn and Borrow on XRP and RLUSD with Tria"
    How @useTria connects XRP and RLUSD to everyday finance, letting users spend, earn and borrow in one self-custodial app.
    🎁 XRP Seoul exclusive: get up to 50% of your Tria membership back as card credit
    👉 https://app.tria.so/c/a6VAI89b82
    🗣 Speaker
    • John Lilic (@johnlilic), CSO at @useTria
    🔎 Key Takeaways
    1️⃣ A self-custodial neobank for XRPL
    Tria is a multi-chain, self-custodial wallet with native XRP and RLUSD support. A simple UI lets users swap, trade and manage assets without giving up control of their funds.
    2️⃣ Spend, earn and borrow without selling
    Users can keep their XRP, borrow against it, earn yield and route earnings straight to the Tria Visa card (up to 6% cashback) for everyday spending.
    3️⃣ Global reach, community-driven growth
    Live in 150 countries, Tria offers decentralized trading across digital assets, commodities and equities, and grows through a community referral and ambassador program rather than paid marketing.
    💡 The Takeaway
    By combining XRP and RLUSD with Visa cards, simple swaps and native yield, Tria brings self-custodial finance into the real world without giving up financial sovereignty.
    Hosted by @XRPLKorea

    
    • 10 replies
    • 26 reposts
    • 76 likes
    • 39.9K views

Tria Card Reviews & Comments

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