Tria Card

Spend crypto at shops and websites that accept Visa with Tria Card, which converts your selected assets at checkout.

Preview of Tria Card

Tria crypto card fees and USDT cashback on Arbitrum

What is Tria Card?

Tria Card is a Visa crypto debit card in Tria's self-custodial wallet app, with tier fees and up to 6% cashback subject to monthly spend bands.

Ready to try Tria Card?

Open the official site and get started in a few clicks.

Launch Tria

Tria Card Overview

Tria Card is a Visa crypto debit card inside the Tria app. It suits people who already hold crypto and want to spend it at shops or online without first selling into an exchange balance. You need to complete ID checks. You can also pay through Apple Pay or Google Pay where supported.

Tria says you can fund spending with more than 1,000 supported tokens, including BTC and USDC. Add supported assets, then select what you want to spend. Tria routes conversions at the point of sale, and merchants receive a normal Visa payment. The main difference is broad token support across multiple chains without manual bridging. You control assets in the main wallet, though card top-ups can move funds into a separate card contract.

Tria advertises up to 6% cashback, but monthly spend bands apply and rates drop after the cap. Some legal fee schedules list Virtual at $25 and Premium at $250; public pricing differs on whether membership charges are annual or one-time. Conversion and foreign currency charges can reduce the cashback benefit. Check the app's current fees and country eligibility before paying. A paid tier makes sense only if your expected cashback exceeds its cost.

Tria Card Key features

  • Self custodial wallet

    You control the assets in your main Tria wallet. When you top up the card, you may move value into a separate collateral or issuer contract, where you face card contract risk.

  • Broad token support

    You can fund purchases with more than 1,000 supported tokens across multiple chains without manually bridging. You may still pay network costs and slippage, especially with less liquid tokens.

  • Crypto at checkout

    You pay with your selected crypto assets, with conversion at the point of sale. The merchant receives a normal Visa payment.

  • International Visa payments

    You can pay at Visa merchants in more than 150 countries. Card eligibility depends on your country and Tria's partner restrictions, and you must complete identity checks.

  • Phone wallet payments

    You can add your live virtual card to Apple Pay or Google Pay and tap to pay in stores. Your device and country must support the phone wallet.

  • Virtual and physical

    You can choose a digital-only card or a physical PVC or metal card with virtual access. Tria publishes conflicting tier prices and payment terms, so check the fee and renewal terms in the app before you pay.

  • USDT cashback

    Tria advertises cashback up to 6%, with rates that depend on your tier and fall after monthly spend bands. Users have received cashback in USDT on Arbitrum; check the app for current rates and claim windows.

  • Advertised zero markup

    Tria often advertises 0% deposit and top up markup. You may still pay FX or other transaction fees, so check the live fee table before you load funds.

  • Idle balance yield

    You can put supported assets into on chain yield strategies, with higher advertised APYs tied to higher card tiers. You take smart contract and strategy risk, and you do not hold a bank deposit.

  • Travel and purchase benefits

    Eligible cardholders can get purchase or price protection under Visa partner rules. Higher tiers also include selected travel benefits, such as lounge access, subject to partner terms.

  • In app controls

    You can set spend alerts and freeze your card in the app. You can also check transactions and your cashback ledger after a purchase.

Get the app

Download Tria Card App For Android And iOS

Download Tria Card and start spending crypto from your phone — available on Android and iOS.

Tria Card Fees

  • Virtual membership fee Tria commonly quotes about $20 to $25 for Virtual membership, charged annually or once depending on the terms at checkout, though Tria also advertises Virtual as free.
  • Physical tier fees Tria commonly quotes about $90 to $109 for Signature and $225 to $250 for Premium, charged annually or once depending on the terms at checkout.
  • Deposit and top-up Tria often advertises a 0% markup on deposits and top-ups, but you may still pay network costs.
  • FX and international Tria quotes Visa network FX at around 1% in membership copy, but in older or international disclosures it lists FX up to 3% and international transaction fees up to 1%.
  • ATM withdrawals On paid tiers, you generally pay the ATM operator's fee plus about $2 and 3%.

Tria Card Supported networks

  • Bitcoin
  • Ethereum
  • Solana
  • Base
  • Arbitrum
  • Optimism
  • Polygon
  • BNB Chain
  • Avalanche
  • Aptos
  • Monad

How to use Tria Card

  1. Create your account

    Install the app through the official Tria site or app store listing, or use Tria's official web app. Sign up through a supported login method and choose a Tria username.

  2. Verify your identity

    Follow the card signup flow and provide your government ID and contact details when prompted. Confirm your country eligibility in the official app before you pay for a tier.

  3. Choose your card tier

    Select your card tier and read the fees shown at checkout. Pay the displayed tier price if Tria charges one in your region.

  4. Set up your card

    Wait until you can access your virtual card details in the app. For tap payments, add the card to Apple Pay or Google Pay if your device and country support it.

  5. Fund your card

    Deposit supported assets into your Tria wallet after you confirm the address and chain in the app, or connect a supported external wallet. Top up the card with your chosen asset, preferably a small stablecoin amount for your first purchase.

  6. Make a test payment

    Make a small purchase online with your virtual card number, or tap in store with your phone wallet. Check the transaction and remaining card collateral in the app before you load a larger balance.

Tria Card Demo video

Tria Card Screenshots

Tria Card User Reviews

  • @0xevan
    @0xevan Sep 3, 2026

    Just claimed $367 USDT in cashback simply by spending with my Tria Card
    The undisputed crypto card champion is still @useTria in my book
    #MyTriaCashback

    View on X ↗
  • @Asheerebraheem
    @Asheerebraheem Sep 3, 2026

    That feeling when you get free money for spending! Just claimed my 112 USDT cashback from @useTria
    If you aren't using the Tria card yet, you're missing out. #MyTriaCashback

    View on X ↗
  • @Nobodyknowww
    @Nobodyknowww Sep 8, 2026

    I received $55 in USDT back just by spending with my Tria card.
    Spend crypto, earn real rewards, and use your Tria card across 150+ countries.
    #MyTriaCashback

    View on X ↗
Used Tria Card? Share your experience — your review helps other traders decide. Write a review →

Tria Card Review

Pros

  • You can fund card purchases with more than 1,000 supported tokens.
  • You can pay at Visa merchants in more than 150 countries.
  • You can add the virtual card to Apple Pay or Google Pay where supported.
  • You retain custody of your main wallet assets before you move them into card funding contracts.
  • Premium users can earn up to 6% cashback on the first $2,000 of monthly spend.
  • Tria has paid cashback in USDT on Arbitrum.

Cons

  • You earn lower cashback once you pass your tier's monthly spend cap.
  • Tria lists conflicting membership prices and fee schedules across public pages and terms.
  • You may lose your tier fee if you cancel, since some fees are nonrefundable.
  • You still risk losses in issuer contracts after you top up the card.
  • You may pay network costs and lose value to slippage when spending thinly traded tokens.
  • Tria requires government ID checks before you can use the card.

Our verdict

I'd carry Tria Virtual for occasional crypto spending, keeping little in card contracts. Budget the listed $25 tier fee, plus conversion spread and applicable transaction fees. Without a spread quote, I can't calculate net cashback. I'd upgrade only after capped cashback covers all costs, checked against regional checkout terms. Delayed cashback would change my mind about carrying it.

Tria funding

  • Founded by Parth Bhalla (CEO) and Vijit Katta founded Tria; team bios cite experience at Binance, Polygon, OpenSea and Nethermind.
  • Pre-seed and strategic - 14 Oct (year not stated) Tria raised $12 million in combined pre-seed and strategic capital, with P2 Ventures and Aptos among the backers.
  • Seed - date not stated Tria also raised an earlier seed round, but we couldn't find the amount.
  • Crowdfunding - date not stated Tria also ran a crowdfunding round; we couldn't find the amount.

Is Tria Card safe & legit?

Tria appears legitimate: Threely Dimensions Inc. runs it, Parth Bhalla and Vijit Katta founded it, and backers include P2 Ventures and Aptos, with Nimbus LLC and Third National (Signify Holdings) named as issuance partners. You retain self-custody in the main wallet, but you face issuer contract risk when you preload card funds. A known red flag: 636 users lost about $431,945 through a Rain Solana infrastructure flaw in August 2026; Tria refunded them plus 10%, but that does not guarantee future safety.

X account intel @useTria

  • Based in United States
  • Joined X July 2018 8 years ago
  • Username changes 5 renames last on Nov 15, 2023
  • Signup source Web

Public profile signals from X. Use as one input alongside other due-diligence.

Security scan checked Nov 13, 2026

  • Google Web Risk Not flagged
  • MetaMask Not flagged
  • Phantom Not flagged
  • ScamSniffer Not flagged
  • EtherAddressLookup Not flagged
  • Keplr Wallet Not flagged

Domain www.tria.so checked against Google's lists of unsafe sites and public crypto wallet blacklists.

This is an automated check, not a security audit. The summary is drafted from the project's own pages and public posts, and the domain is looked up on public blocklists. Nothing here is financial advice: only put in money you can afford to lose. How we review listings

Tria Card Updates

  1. Tria Card logo
    Tria
    What is Tria building in 2027?
    @Johnlilic answered it on the BlockHash Podcast.
    It’s near the end. Everything before it explains why. XRPL, BestPath, and XRP as money you actually spend.
    • 6 replies
    • 27 likes
    • 3.4K views
  2. Tria Card logo
    Tria
    The Tria Gacha leaderboard is live.
    Your rank = Packs Opened ($). The total dollar value of packs you buy with your Tria Wallet. Every paid pack counts.
    Top 10 win.
    Sold a card back? Your total stays. Tied with someone? Whoever got there first wins it.
    Already in the top 10? Hold your spot.
    • 3 replies
    • 1 reposts
    • 37 likes
    • 3.8K views
  3. Tria Card logo
    Tria
    Everyone online says they have aura.
    On Tria, you can finally prove it. 👀
    Every paid Gacha pack you rip earns Aura points.
    Now here’s where it gets fun:
    🔥 7-day streak → 1.5× Aura
    🔥🔥 14-day streak → 2× Aura
    Same packs. Double the Aura. Just for showing up every day.
    Your Aura, streak and leaderboard rank, all in one dashboard.
    And Aura levels? Coming soon.
    Start stacking now, or start explaining later why yours is so low.
    1 more in this thread
    Want the full breakdown? How Aura works, how streaks boost it, and what’s coming with Levels, it’s all here 👇
    https://blogs.tria.so/en/tria-gacha-is-live
    • 10 replies
    • 3 reposts
    • 41 likes
    • 5.9K views
  4. Tria Card logo
    Tria
    Gifting is live.
    Buy a pack, send it to anyone, watch them rip it.
    Best case they pull a grail. Worst case they owe you forever.
    #gacha
    1 more in this thread
    Fun part: when you gift a pack, you still earn the 1% BTC back and the Aura, and it counts toward your leaderboard rank. Full details here 👇
    https://blogs.tria.so/en/tria-gacha-is-live
    • 9 replies
    • 5 reposts
    • 49 likes
    • 6.2K views
  5. Tria Card logo
    Tria
    “I will never lose again.” Roronoa Zoro said it, and today one Tria user lived it.
    A Roronoa Zoro Manga Alt Art PSA 10 (worth $4,500) was just pulled on Tria Gacha!
    P.S. We hear manga alt arts are the new grail 👀
    #Gacha #OnePieceTCG
    • 5 replies
    • 1 reposts
    • 25 likes
    • 3.6K views
  6. Tria Card logo
    Tria
    The cards you grew up chasing are now in your pocket.
    Tria Gacha is now live for all its users. Pokémon, One Piece and more packs coming soon, all inside Tria.
    Pay with Tria Wallet and earn 1% Bitcoin back daily with no cap.
    We’ve put together a few things for the occasion 👇
    2 more in this thread
    Meet the Gacha Mega Leaderboard, now live alongside Gacha.
    The first campaign runs from the November 4 public launch until December 1 at 00:00 UTC. Rankings are based on Gacha Pack purchase volume.
    The board is live. But the prizes stay under wraps until November 20, so stay tuned!
    Open packs, climb the board and see where you stand.
    Good packs are meant to be shared. 🎁
    You can now gift Gacha packs to your friends, too.
    Surprise your favourite collector with a Pokémon or One Piece pack and let them experience the thrill of the reveal.
    Because pulling something rare is exciting. Gifting someone that moment? Even better.
    Full details, eligibility, and terms: https://blogs.tria.so/en/tria-gacha-is-live
    • 59 replies
    • 17 reposts
    • 98 likes
    • 19.6K views
  7. Tria Card logo
    Tria
    You bring the strategy.
    Your agent brings the volume.
    @useTria agents can trade Decibel and compete in the Grand Prix.
    • 21 replies
    • 21 reposts
    • 124 likes
    • 3K views
  8. Tria Card logo
    Tria
    you can compete in the Tria Grand Prix with your AI agent
    connect your agent through Tria, set your strategy, and let it trade perps on @Decibeltrade or @HyperliquidX. eligible trades count toward your Grand Prix volume
    the top two qualifying traders each get a three-day Ferrari Paddock Club experience at Suzuka
    let your agent know the seat is for you
    1 more in this thread
    everything you need to get started:
    AI agent: https://blogs.tria.so/en/agentic-trading-on-tria
    API docs: https://api-docs.tria.so/
    Grand Prix: https://blogs.tria.so/en/tria-grand-prix
    championship rewards require $5M in cumulative eligible trading volume + eligibility review. trading risks apply
    • 22 replies
    • 5 reposts
    • 56 likes
    • 26.5K views
  9. Tria Card logo
    Tria
    🤜How XRP Flips ETH.
    I sat down with @johnlilic of @useTria. Follow John, he's cooking.
    • 21 replies
    • 36 reposts
    • 219 likes
    • 13.9K views
  10. Tria Card logo
    Tria
    Want to build a trading product without building an exchange?
    That's what Builder Codes are for.
    @useTria owns the experience. Decibel powers the markets underneath.
    Plugged In.
    • 27 replies
    • 27 reposts
    • 148 likes
    • 579.9K views
  11. Tria Card logo
    Tria
    Your AI can move from giving trade ideas to taking action on Tria.
    Introducing Agentic Trading on Tria.
    Your next trade can start with a prompt.
    2 more in this thread
    connect your AI agent to trade perps on @DecibelTrade or @HyperliquidX
    - use Claude, Codex, Cursor and other AI tools as well
    - your account stays self-custodial
    - your agent can trade, but can’t withdraw funds
    - track your agent’s positions and revoke access in the Tria app
    set up your agent with the API docs: http://api-docs.tria.so
    see how Agentic Trading works: https://blogs.tria.so/en/agentic-trading-on-tria
    • 52 replies
    • 13 reposts
    • 93 likes
    • 37.7K views
  12. Tria Card logo
    Tria
    On-chain infra for $XRP Ledger is about to massively improve. Here we can see @useTria BestPath moving Bonk on Solana to RLUSD on @XRPLF in 8 seconds. The next step after that will be to load that to the Visa card & settle RLUSD on XRPL. Fully self custodial, fully on chain.
    @XRP @RippleXDev @JoelKatz @Vet_X0 @msvadari
    @ja_akinyele @9oelM @XRPAsiaOfficial @xrpl_commons @xrplkorea @XRPLJapan @reece_merrick @luke_judges
    @tatsuya_kohrogi @bgarlinghouse @MonicaLongSF @christinabchan
    • 6 replies
    • 8 reposts
    • 28 likes
    • 2.9K views

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Recommended reading

In-depth guides for Crypto Cards — get more out of tools like Tria Card.

Ready to try Tria Card?

Open the official site and get started in a few clicks.

Launch Tria