ZEIT Finance

ZEIT Finance bundles prediction market positions into perpetual vault tokens, so you hold one share instead of rolling expiring contracts.

Preview of ZEIT Finance

ZEIT Finance: Perpetual Prediction Vaults for Polymarket Trading

What is ZEIT Finance?

ZEIT Finance is a non-custodial DeFi marketplace for Perpetual Prediction Vaults (PPVs) that packages diversified prediction market strategies into single liquid ERC-20 tokens, giving traders long-term thematic exposure to real-world event outcomes without managing expiring contracts.

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ZEIT Finance Overview

ZEIT Finance is a marketplace for Perpetual Prediction Vaults (PPVs), on chain vaults that pack diversified prediction market strategies into one liquid ERC-20 token. Prediction markets put live prices on future events like elections and interest rate decisions, but their contracts expire. ZEIT wraps a whole portfolio of those positions into a single token that tracks one thesis and stays open indefinitely.

It fits traders who hold long views on macro, politics, or technology but do not want to manage dozens of expiring contracts. Strategy creators use it to raise capital and charge fees on their methods. DeFi users get an asset priced on real world event odds, which they can later move or use as collateral elsewhere.

You deposit USDC during a roll window and receive shares at the published price per share. As markets resolve, the vault moves capital into new related markets on its own, so the exposure never forces a manual re-entry. Withdrawals burn shares and return collateral at the next roll, usually daily. Anyone can launch or back community vaults, while ZEIT Prime runs professionally curated index style funds. The worldview generation tool is the standout: describe a thesis in plain English and AI pipelines build a balanced portfolio in about ten to fifteen minutes. Vaults run across seven chains with Polygon as the hub.

What sets ZEIT apart is impact aware NAV, which values positions at real order book depth instead of optimistic mid prices. Fees are performance only, commonly 20% of profits above a high water mark, with no management fee and no platform fee. That structure is hard to game and easy to like.

ZEIT Finance Key features

  • Perpetual prediction vaults

    Each vault holds a mix of prediction market positions and issues one ERC 20 token that tracks the whole strategy. When a market resolves, the vault rolls capital into new related markets, so your exposure never expires.

  • Worldview generation

    You describe a thesis in plain English, and the system builds a balanced portfolio across prediction markets that matches it. A generation runs in the background and finishes in about ten to fifteen minutes.

  • Community vaults

    Anyone can launch a strategy or back an existing one, from AI shaped worldviews to algorithmic strategies run through an API. Managers set parameters, and the smart contract enforces the risk limits on chain.

  • ZEIT Prime funds

    ZEIT Prime lists professionally managed index vaults and event style ETFs built to institutional standards. They track themes such as macro conditions, technology timelines, and geopolitical persistence.

  • Impact aware NAV

    The vault values positions against real order book depth instead of mid prices. You get a conservative number that reflects what the portfolio could sell for in a thin market.

  • On chain guardrails

    Smart contracts cap concentration, position size, and other exposures for every vault. No manager can trade outside those limits.

  • Daily batch settlement

    Deposits and withdrawals queue and settle once per day at a single published price. Everyone in the batch gets the same price, which cuts front running and dilution risk.

  • Performance only fees

    A manager charges a fee only when the share price sets a new high above the previous high water mark, often 20 percent of profits. The fee arrives as newly minted shares, and there is no management fee.

  • Multi chain, non custodial

    Vaults run on seven EVM chains: Ethereum, Polygon, Arbitrum, Base, Optimism, BNB Chain, and Gnosis. You keep control of your funds through your own wallet at all times.

  • Published valuations

    The team stores NAV calculations and roll reports permanently on Arweave. You can verify pricing and holdings on your own.

ZEIT Finance Fees

  • Performance fee The vault manager sets the rate, and a common example is twenty percent of profits, charged only when the price per share reaches a new all-time high above the previous high water mark.
  • High water mark No fee is taken on recoveries back to the prior high or on losses, and the fee is paid in newly minted vault shares to the manager.
  • Management fee There is currently no management fee and no separate platform fee.
  • Protocol fee A small per-trade protocol fee on vault activity is described in documentation but is not active at present.
  • Deposits and withdrawals Deposits and withdrawals carry no additional platform charges beyond the performance structure and any underlying network gas.

How to use ZEIT Finance

  1. Connect your wallet

    Open the ZEIT app and connect a compatible wallet. You keep control of your funds because the vaults are non custodial.

  2. Pick or generate a vault

    Browse community vaults and ZEIT Prime funds, or describe your own thesis in plain English to generate a new worldview. The AI builds a matching portfolio in about ten to fifteen minutes.

  3. Review the vault details

    Read the strategy description, current NAV, past performance, risk limits, and fee rate before you commit any money.

  4. Deposit your collateral

    Deposit USDC or another supported stablecoin while a window is open. Your deposit queues for the next daily roll.

  5. Wait for the roll

    The vault mints your shares at the published price per share when the roll settles and credits them to your wallet. Everyone in that batch gets the same price.

  6. Hold or transfer shares

    Hold the token, track the live unit price, or transfer it like any other ERC 20 token.

  7. Request a withdrawal

    Submit a withdrawal request when you want to exit. Your shares burn at the next roll and collateral returns to your wallet at that roll's published price.

  8. Launch your own vault

    If you run strategies, create an algorithmic or discretionary vault, set your risk limits, and start accepting deposits once it goes live.

ZEIT Finance Demo video

ZEIT Finance Screenshots

ZEIT Finance User Reviews

  • @PredMarketWiki
    @PredMarketWiki Aug 17, 2026

    Amazing product.
    I see two main usecases

    retail with conviction that want to invest in a general direction without knowing the details of each markets
    parametric insurance, buy hedge against wider trend rather than one market

    View on X ↗
  • @TheFatMbappe
    @TheFatMbappe Aug 17, 2026

    This is amazing.
    My thesis is that sports dominance will increase in Prediction Markets
    Need try that one

    View on X ↗
  • @0xcyp
    @0xcyp Aug 19, 2026

    one of the coolest things with prediction markets is that by aggregating them you can create an index reflecting your own world view
    what zeit is doing here is building that personalized index for you based on a single prompt
    and soon you'll be able to long or short anyone's worldview
    forecasters will be the new celebrities

    View on X ↗
Used ZEIT Finance? Share your experience — your review helps other traders decide. Write a review →

ZEIT Finance Review

Pros

  • It wraps expiring prediction market contracts into one perpetual token you can hold for years.
  • Managers earn fees only on new profits above the previous high water mark.
  • NAV comes from real order book depth, not mid prices that overstate liquidity.
  • You describe a thesis in plain English and the system builds a balanced portfolio in about ten to fifteen minutes.
  • Your collateral stays in smart contracts under your own wallet, never in platform custody.
  • It supports seven EVM chains with a Polygon hub.
  • Anyone can launch a community vault, and ZEIT Prime covers users who want professional funds.
  • Valuations and roll reports go to Arweave for permanent public verification.

Cons

  • Underlying prediction markets often have limited depth, so large exits can face slippage even with impact aware valuation.
  • Deposits and withdrawals settle in daily batches, so you wait roughly a day to enter or exit.
  • Poor manager execution or a wrong thesis cuts NAV with no protection.
  • The protocol is early stage with a short track record across market regimes.
  • No widely publicized independent smart contract audit was found in open sources.
  • Resolution and oracle risks from the underlying prediction markets still apply to every vault.
  • Secondary liquidity for PPV tokens can be thin for smaller vaults.

Our verdict

ZEIT Finance fixes a real annoyance in prediction markets: contracts expire, so holding a long view on rates or elections means constant re-entry and babysitting dozens of positions. Its Perpetual Prediction Vaults wrap a whole strategy into one ERC 20 token, and I like that the impact aware NAV prices positions against actual order book depth instead of flattering mid prices, while managers only earn a performance fee above a high water mark. The catch is liquidity. Thin underlying markets mean big exits can still slip, deposits and withdrawals settle in daily batches rather than instantly, and no public smart contract audit has surfaced yet, which matters for a protocol this young. If you already follow prediction markets and want passive thematic exposure without managing expiries yourself, this is built for you, but verify the contracts and size your position accordingly.

Is ZEIT Finance safe & legit?

ZEIT Finance is built by a developer named Ivan, known as allquantor, who also works on Autonomous Finance, and the project keeps active docs and a live app. The vaults are non-custodial and valuations get published for anyone to verify, which counts in its favor, but the protocol is still young and has no long track record. The main red flag: I found no public third-party smart contract audit, so verify the contracts yourself before putting in serious money.

X account intel @ZEITFinance

  • Based in Germany
  • Joined X September 2023 3 years ago
  • Username changes 3 renames last on Oct 29, 2025
  • Signup source Web

Public profile signals from X. Use as one input alongside other due-diligence.

Security scan checked Oct 15, 2026

  • Google Web Risk Not flagged
  • MetaMask Not flagged
  • Phantom Not flagged
  • ScamSniffer Not flagged
  • EtherAddressLookup Not flagged
  • Keplr Wallet Not flagged

Domain app.zeit.finance checked against Google's lists of unsafe sites and public crypto wallet blacklists.

ZEIT Finance Updates

  1. ZEIT Finance logo
    ZEIT
    @PolymarketTrade @KaitoAI @itskkoma @kyparus @appledog_xyz @CTracy0803 @NotAMai_ @TradeandMoney @SheikhSilicon @0xd1namit @Franky7 #1 !
    the grind paid off
    you should check out my @ZEITFinance fund while you're at it
    https://app.zeit.finance/earn/internet-child-s-war-chest-5b5110
    • 1 replies
    • 1 reposts
    • 15 likes
    • 575 views
  2. ZEIT Finance logo
    ZEIT
    Prediction markets will never produce viral moments like these
    compare this clip from the Solana Frontier Traders event with highlights from the HiveCup (PM tournament).
    Solana Frontier highlights : 1.8M views
    HiveCup highlights : 450 views
    Very similar format. Massively different viewership.
    that difference is structural. Prediction markets have a KOL problem:
    the best PM traders are often the least streamable people imaginable.
    Good prediction market traders can spend 6 hours:
    - reading filings
    - checking polling methodology
    - comparing satellite images
    - translating foreign news broadcasts
    meanwhile the average perps trader :
    - vibe check a chart
    - take trade
    - either get liquidated or print 40x in a minute
    That’s insane entertainment value and I don't think prediction markets can compete on that
    Prediction markets will still create famous traders but their celebrity will come from being trusted analysts, with their PNL as a credibility metric, not entertainers.
    And once that reputation is etablish the next step is to make it investable :
    @ZEITFinance is basically building for that future with Perpetual Prediction vaults.
    Check some of them below 🔽
    • 13 replies
    • 4 reposts
    • 27 likes
    • 1.8K views
  3. ZEIT Finance logo
    ZEIT
    My $WAR vault has reached +25% this month
    that's 244% APY for investors !
    not bad for passive yield.
    the vault statistics actually show only 62% APY because they count from february when the vault was created, but not launched yet.
    In reality (1+0.25)^(12/3) = 2.44 so the real number is 244% if i can keep this rate
    the chart is pretty smooth lately because i'm trying to stay diversified and never exceeding 10% bankroll per position.
    TVL has also grown +3x from $2.6K last month to $8.6k now from all the next deposits but there is still room to grow so don't hesitate to chip in.
    I will put the link below for those that want to profit from $WAR 👇
    • 11 replies
    • 8 reposts
    • 37 likes
    • 1.7K views
  4. ZEIT Finance logo
    ZEIT
    this looks like money printer
    @quotienthq sells access to high-quality prediction market signals
    but they do not handle execution
    @zeitfinance provides tokenized vault infra, letting users invest in managed or algorithmic prediction market funds
    but zeit has no opinion on which trades to take
    so this guy did obvious thing
    opened zeitfi vault that trades using quotient signals
    quotient track record looks serious
    * +11.7% average return per signal
    * 1,372 signals
    catch is access
    you need 10,000,000 $quotient tokens to unlock full signal access
    so if you want ticket to make sense, you need to trade with real size
    @zktalent got full access and plans to trade quotient signals while scaling through investments into his fund
    setup is simple
    signal layer from quotient
    vault infra from zeit
    execution through managed fund
    only issue right now
    fund is already at max capacity
    so everyone is waiting for him to raise investment limit
    • 6 replies
    • 4 reposts
    • 15 likes
    • 585 views
  5. ZEIT Finance logo
    ZEIT
    Mindshare prediction market updates
    Congrats to the leaders:
    @Autonomous_Chad — #3 Mindshare (#43 Global)
    @0xinternetchild — #4 Mindshare (#51 Global)
    It’s zeit. 🚀
    • 2 replies
    • 10 likes
    • 541 views
  6. ZEIT Finance logo
    ZEIT
    Next position for my @ZEITFinance vault:
    Will Linke win less than 8% in Mecklenburg-Vorpommern?
    Market: 78¢ NO @QuotientHQ: 92¢ NO
    Quite a gap. Polling is in line with Qs direction, as is my own intuition.
    • 4 replies
    • 5 reposts
    • 13 likes
    • 427 views
  7. ZEIT Finance logo
    ZEIT
    1/ Looking for the next allocation for my @ZEITFinance vault, I came across two related Ukraine markets: Russia fully capturing Kostyantynivka by year end and Russia entering Kramatorsk by year end.
    For both I liked "NO", with Kostyantynivka more appealing.
    • 3 replies
    • 5 reposts
    • 12 likes
    • 1.2K views
  8. ZEIT Finance logo
    ZEIT
    1/ Launching something new today with @QuotientHQ and the team at @ZEITFinance
    Q GeoEdge is a prediction market vault combining my market selection, Quotient’s forecasting intelligence and ZEIT’s vault infrastructure.
    What exactly are we up to? 🧵
    • 15 replies
    • 12 reposts
    • 41 likes
    • 5.1K views
  9. ZEIT Finance logo
    ZEIT
    My $WAR fund's TVL has grown 3x to $12.580 since July
    I didn't expect so many deposits so fast
    it took me by surprise and the TVL went beyond the max fund capacity that I initially set up, blocking any new deposits.
    I'm doubling it to $20k so that it can accept deposits again.
    Liquidity on geopolitics is limited so I didn't want to trade too big, but since the $10k was profitable why not go a bit above.
    Thanks to all that deposited. May $WAR keep printing.
    • 3 replies
    • 3 reposts
    • 24 likes
    • 905 views
  10. ZEIT Finance logo
    ZEIT
    Narratives are the next 1000x asset class.
    Every big player is moving towards narrative investing
    - @wintermute_t : narrative index baskets
    - @Bitwise -> thematic model portfolios
    - @Coinbase -> AI10, Defense10, China10 indices
    - @ZEITFinance -> prediction market Worldviews
    The idea is simple
    You pick the thesis.
    The product handles the execution
    That's already how most people trade anyway.
    They have an idea of how the world works, they pick a few assets that *they think* reflects it and pray :

    - "I think inflation will rise" -> "I buy gold"
    - "AI will get better" -> "buy $NVDA"
    - "War with Iran will continue" -> "buy oil"
    Except they all suck at execution ( asset selection, weighting, diversification and rebalancing etc. )
    So even when their thesis is right they get subpar returns.
    The next trend in finance is trading narratives directly, backed by an automatically managed portfolio of assets that reflect this narrative.
    Right now these narrative indices are siloed.
    Wintermutes and Bitwise do Crypto assets, ZEIT does Prediction Markets, Coinbaise does Stocks.
    But narrative baskets of the future will cross and match all types of assets.
    For example, imagine you have the following thesis :
    "The war in Iran will keep escalating"
    A good system could back it with the underlying portfolio :
    -> Long Brent crude oil
    -> Long fertilizers
    -> Buy Defense company stocks
    -> hedge with "Strait of Hormuz reopens" and "US x Iran ceasefire"
    Add 20 other similar assets + automatic re-balancing and this point you are trading the pure narrative, unbothered by external fluctuation in one asset or another.
    The first company to integrate all that properly will win the next phase of DeFi
    • 7 replies
    • 3 reposts
    • 22 likes
    • 941 views
  11. ZEIT Finance logo
    ZEIT
    The most profitable geopolitic focused, tokenized vault in the prediction market space.
    • 1 replies
    • 1 reposts
    • 14 likes
    • 994 views
  12. ZEIT Finance logo
    ZEIT
    My @ZEITFinance fund has crossed the +20% profit mark in 2.5 month (=140% APY)
    I'm deliberately using a very conservative strategy :
    - no more than 10% on a single position
    - mostly high probability bond + occasional moonshot with the proceeds
    - min 15% cash buffer at all time, often more
    The grind has been mostly very smooth and I intend it to stay that way.
    +140% is very respectable APY, and since I trade with investor's money I want to avoid any major downside.
    If someone wants to gamble there are already 1000 products for that in crypto, but risk controlled high yield investment products are very lacking.
    That's the niche I intend to fill.
    (The APY figure actually shows only 63% because I created 2 months before I started trading with it, so it counts these empty months)
    • 9 replies
    • 8 reposts
    • 28 likes
    • 2.4K views
  13. ZEIT Finance logo
    ZEIT
    A living heatmap of collective consciousness, priced to the cent.
    WORLDVIEWS
    • 5 replies
    • 7 reposts
    • 12 likes
    • 858 views
  14. ZEIT Finance logo
    ZEIT
    @dwr check out @ZEITFinance
    • 1 replies
    • 3 reposts
    • 7 likes
    • 449 views
  15. ZEIT Finance logo
    ZEIT
    the ZEIT team has been exploring the design space for prediction markets like no other for the past 2 years
    would suggest having a look at what they're cooking
    • 3 replies
    • 3 reposts
    • 10 likes
    • 722 views
  16. ZEIT Finance logo
    ZEIT
    Turning prediction markets into frontier financial instruments starts with bridging them directly to DeFi and the AI finance stack.
    Today, we’re releasing PMVS (Pre-EIP). An open standard to make prediction markets composable, liquid, and machine-executable.
    We’ve been battle-testing this format in production on ZEIT for several months.
    What PMVS unlocks:
    • Anyone can spin up structured vaults to bundle, hedge, or curate prediction market positions.
    • Transform raw outcome tokens into composable risk tranches, index strategies, and yield-generating instruments.
    • Standardized vault shares that plug directly into money markets, collateral engines, and AMMs.
    • AI & Agent Ready: Clean, programmatic vault interfaces built for autonomous AI agents to dynamically rebalance and allocate capital.
    We’re opening the specification before formal EIP submission so the ecosystem can stress-test edge cases and shape the final standard.
    Calling all prediction market builders, DeFi architects, and AgentFi devs: dive in and submit PRs.
    https://github.com/Autonomous-Finance/pmvs
    • 12 replies
    • 14 reposts
    • 38 likes
    • 7.6K views
  17. ZEIT Finance logo
    ZEIT
    A live view of what the market believes is true.
    Watch worldviews evolve, collide with reality, and reprice as new information comes in.
    The Worldview Heatmap.
    • 7 replies
    • 4 reposts
    • 15 likes
    • 2.9K views

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Open the official site and get started in a few clicks.

Launch ZEIT Finance